Amiaz
ActiveAmiaz has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137k and a net result of €56k. Its solvency ranks better than 90% of 31393 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Stability82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days only on tighter terms
Liquidity ample (current ratio 12.42 against 8.21 in 2024), and 7.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.1%
Return on assets
37.6%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
41 d early
2024
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€137k▲ 67.4%
2024 · €82k
2024: €82k
2024 → 2025
Total assets
€149k▲ 60.2%
2024 · €93k
2024: €93k
2024 → 2025
Net result
€56k▼ 30.0%
2024 · €80k
2024: €80k
2024 → 2025
Working capital
€135k▲ 69.2%
2024 · €80k
2024: €80k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€82k-€137k▲ 67.4%
Operating result€101k-€72k▼ 28.2%
Net result€80k-€56k▼ 30.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€2k▼ 3.9%
Current assets
€147k▲ 61.6%
Equity and liabilities €149k
Equity
€137k▲ 67.4%
Debt
€12k▲ 6.9%
The debt ratio falls from 11.9% to 7.9%: equity grows faster than debt.
Key figures and ratios
EBITDA
€73k▼
2024 · €102k
Cash flow
€57k▼
2024 · €81k
Solvency
92.1%▲
2024 · 88.1%
Current ratio
12.42▲
2024 · 8.21
Quick ratio
12.42▲
2024 · 8.21
Debt / equity
0.09▼
2024 · 0.14
ROE
40.8%▼
2024 · 97.6%
ROA
37.6%▼
2024 · 86.0%
Interest coverage
72.11▼
2024 · 914.47
Debt
€12k▲
2024 · €11k
Debt ≤ 1 year
€12k▲
2024 · €11k
Income taxes
€16k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€149k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€91k€147k▲
Amounts receivable within one year40/41€22k€24k▲
Trade receivables40€22k€9k▼
Other amounts receivable41-€15k
Cash at bank and in hand54/58€67k€121k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€93k€149k▲
Equity10/15€82k€137k▲
Contributions10/11€2k€2k=
Reserves13€80k€135k▲
Distributable reserves133€80k€135k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€11k€12k▲
Amounts payable within one year42/48€11k€12k▲
Trade debts44€264€7k▲
Suppliers440/4€264€7k▲
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€7k€5k▼
Other amounts payable47/48€4k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€762€990▲
Other operating charges640/8€211€324▲
Gross operating margin9900€102k€74k▼
Operating profit (loss)9901€101k€72k▼
Financial income75/76B-€198
Recurring financial income75-€198
Financial charges65/66B€111€1k▲
Recurring financial charges65€111€1k▲
Profit (loss) for the period before taxes9903€101k€72k▼
Income taxes67/77€21k€16k▼
Profit (loss) for the period9904€80k€56k▼
Profit (loss) for the period to be appropriated9905€80k€56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€56k▼
Transfer to equity691/2€80k€55k▼
To other reserves6921€80k€55k▼
Profit to be distributed694/7-€800
Return on contributions (dividend)694-€800
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €100kEq €137k ▲67.4%
2 profitable years in a row build equity to €137k.
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2023
Ground area
414 m²
Building footprint
88 m²
Volume, LiDAR
418 m³
Parcel 11902E0225/00P000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Amiaz
since 20232.351.600.890
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11902E0225/00P000 | Flanders | 414 m² | 1 · 88 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,169 companies in sector 70200 we hold annual accounts for 52,388. 40,716 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2023
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.