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AMI-TRADE

Active
Public limited companyfounded 197551 yrs activeGrensstraat 38, 1970 Wezembeek-Oppem, BelgiumKBO/BCE: BE 0415.310.943
Summary

AMI-TRADE has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,433 and a net result of -€2,491. Equity is shrinking by ~11.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Activity not known1 site
Size
€90,240total assets 2025
Equity
€87,433
Loss
-€2,491
Turnover not published (abridged schema)
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts filed 26 d late0 of 3 deeds read
Why 94+ Founded in 1975+ Size: total assets €90,240+ Equity €87,433 (96.9% of total assets)+ No main activity registeredShow the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 48% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 96.9% of total assets
Liquidity 66-1
short-term debt 2.3% · cash 12.6%
Profitability 15+15
return on assets -2.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 5 months 06-2026: 0.1% 07-2026: 0.1%▲ +2.7% vs 06-2026 08-2026: 0.2%▲ +98.3% vs 07-2026highest value 09-2026: < 0.1%▼ -79.6% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Founded in 1975 lowers the probability for this profile
  • Size: total assets €90,240 lowers the probability for this profile
  • Equity €87,433 (96.9% of total assets) lowers the probability
  • No main activity registered lowers the probability
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 14.94 against 16.15 in 2024; short-term debt: 2.3% and cash: 12.6% of total assets), and 3.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 62%, profitability 14%, growth against the median 35%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1975
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: total assets €90,240
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Equity €87,433 (96.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · No main activity registered
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€2,491
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
26 d late
2024
33 d early
2023
26 d early
2022
11 d early
2021
18 d early
2020
17 d early
2019
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 12 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€2,491 View
  • Active since 1975founded 12-07-1975 51 years View
  • Total assets 20256 fiscal years filed €90,240 View

By topic

Financials

Fiscal year
2025
Total assets
€90,240
Loss
-€2,491
Solvency
96.9%
Total assets▼ 2.7%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2016
Next accounts
by 31-07-2027
  1. 26-08-2026Annual accounts filed
  2. 28-06-2025Annual accounts filed
  3. 05-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
12-07-1975
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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