Financials
- Fiscal year
- 2024
- Total assets
- €741,482
- Profit
- €8,631
- Solvency
- 12.0%
Total assets▼ 34.7%
Net result
20182024
AMI GEMS
ActiveThe file of AMI GEMS contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 2.5% (moderate). The 2024 annual accounts show equity of €89,078 and a net result of €8,631. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 29% of 15862 sector peers (fiscal year 2024).
Overview
Activity
Wholesale of diamonds and other precious stones
NACE 46861NACE 46761NACE 51561
1 site
Size
€741,482total assets 2024
- Equity
- €89,078
- Profit
- €8,631
Turnover not published (abridged schema)
Structure
Accounts 64 d overdue0 of 1 deed read
Why 50- Figures for FY 2024 (filed 27-11-2025)- 1 financial year not filed after the legal deadline; latest accounts 119 days late; 2 of the last 3 late+ Size: total assets €741,482+ Founded in 2005Show the evidence
Checked score
Score 2024
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 21% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2022
Weak
Solvency
37+6
equity 12.0% of total assets
Liquidity
3+2
short-term debt 88.0% · cash 1.1%
Profitability
40-1
return on assets 1.2%
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.5%
12-2024: 3.1%▲ +24.1% vs 11-2024
01-2025: 5.6%▲ +77.7% vs 12-2024
02-2025: 5.5%▼ -0.6% vs 01-2025
03-2025: 5.6%▲ +1.7% vs 02-2025
04-2025: 5.1%▼ -9.9% vs 03-2025
05-2025: 5.1%● 0.0% vs 04-2025
06-2025: 5.6%▲ +9.4% vs 05-2025
07-2025: 5.6%● 0.0% vs 06-2025
08-2025: 7.1%▲ +28.0% vs 07-2025highest value
09-2025: 7.1%● 0.0% vs 08-2025highest value
10-2025: 7.1%● 0.0% vs 09-2025highest value
11-2025: 7.1%● 0.0% vs 10-2025highest value
12-2025: 0.9%▼ -87.9% vs 11-2025
01-2026: 0.9%▼ -0.7% vs 12-2025lowest value
02-2026: 0.9%▲ +1.3% vs 01-2026
03-2026: 0.9%▲ +2.2% vs 02-2026
04-2026: 0.9%▼ -0.2% vs 03-2026
05-2026: 1.0%▲ +7.9% vs 04-2026
06-2026: 1.0%▲ +3.7% vs 05-2026
08-2026: 1.7%
09-2026: 1.9%▲ +14.1% vs 08-2026
10-2026: 2.5%▲ +30.5% vs 09-2026
- Figures for FY 2024 (filed 27-11-2025) raises the probability
- Size: total assets €741,482 lowers the probability for this profile
- Founded in 2005 lowers the probability for this profile
- 1 financial year not filed after the legal deadline; latest accounts 119 days late; 2 of the last 3 late raises the probability
Credit up to €4,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.14 against 1.07 in 2022; short-term debt: 88% and cash: 1.1% of total assets), and 88% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 25%, liquidity 6%, profitability 32%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-11-2025, 119 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
119 d late
2022
61 d early
2021
304 d late
2019
315 d late
2018
681 d late
2017
58 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 236 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
- Bankruptcy reversalOndernemingsrechtbank Antwerpen, afdeling Antwerpen ·…
- OpeningOndernemingsrechtbank Antwerpen, afdeling Antwerpen ·…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2014
- 07-07-2026Bankruptcy reversal
- 08-06-2026Opening
- 27-11-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Wholesale of diamonds and other precious stonesNACE 46861
- Founded
- 05-04-2005
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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