AMI
ActiveSummary
AMI has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€103,477) and a net result of -€8,891. Equity is shrinking by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 12788 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability62▲+11
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.1 against 0.18 in 2024; short-term debt: 79.3% and cash: 3.3% of total assets), and equity is negative.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-61.7%
Return on assets
-5.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€103,477
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-12-2025, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
16 d early
2023
3 d early
2022
22 d early
2021
43 d early
2020
53 d early
2019
52 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€103,477▼ 9.4%
2024 · -€94,586
Total assets
€167,588▼ 12.2%
2024 · €190,856
Net result
-€8,891▲ 12.0%
2024 · -€10,107
Working capital
-€119,516▼ 15.5%
2024 · -€103,481
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€244-€4,238▼ 1,635%-€12,683▼ 199%-€8,776▲ 30.8%-€7,824▲ 10.9%
Net result-€2,340below the sector's middle half▼ 25.5%-€6,065below the sector's middle half▼ 159%-€14,355below the sector's middle half▼ 137%-€10,107below the sector's middle half▲ 29.6%-€8,891below the sector's middle half▲ 12.0%
Equity-€64,059below the sector's middle half▼ 3.8%-€70,124below the sector's middle half▼ 9.5%-€84,479below the sector's middle half▼ 20.5%-€94,586below the sector's middle half▼ 12.0%-€103,477below the sector's middle half▼ 9.4%
Total assets€264,905within the sector's middle half▼ 9.1%€241,256within the sector's middle half▼ 8.9%€218,426within the sector's middle half▼ 9.5%€190,856within the sector's middle half▼ 12.6%€167,588within the sector's middle half▼ 12.2%
Debt€328,964▼ 6.8%€311,380▼ 5.3%€302,904▼ 2.7%€285,442▼ 5.8%€271,066▼ 5.0%
Working capital-€59,682▼ 5.9%-€64,359▼ 7.8%-€86,478▼ 34.4%-€103,481▼ 19.7%-€119,516▼ 15.5%
Solvency-24.2%below the sector's middle half▼ 3.0pp-29.1%below the sector's middle half▼ 4.9pp-38.7%below the sector's middle half▼ 9.6pp-49.6%below the sector's middle half▼ 10.9pp-61.7%below the sector's middle half▼ 12.2pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7,824 in 2025 against €8,776 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €167,588
Fixed assets
€154,193 ▼ 8.2%
Current assets
€13,396 ▼ 41.7%
Key figures and ratios
EBITDA
€5,868▲
2024 · €4,916
Cash flow
€4,801▲
2024 · €3,585
Current ratio
0.10▼
2024 · 0.18
Debt to equity
-2.62▲
2024 · -3.02
ROA
-5.3%▼
2024 · -5.3%
Interest coverage
7.30▲
2024 · 4.67
Debt ≤ 1 year
€132,912▲
2024 · €126,453
Debt > 1 year
€138,087▼
2024 · €158,925
Income taxes
€327▼
2024 · €378
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,338 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 90% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a small loss
2.5%
went bankrupt
5.6%
stopped otherwise
90%
still going
A further 1.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,338 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,444 | €21,494 | €14,258 | €13,692 | €13,692 | = |
| Other operating charges640/8 | - | €3,065 | €3,144 | €4,080 | €3,727 | ▼ 8.6% |
| Non-recurring operating charges66A | - | €25 | €189 | €0 | - | - |
| Gross operating margin9900 | €24,350 | €20,346 | €4,908 | €8,996 | €9,596 | ▲ 6.7% |
| Operating profit (loss)9901 | -€244 | -€4,238 | -€12,683 | -€8,776 | -€7,824 | ▲ 10.9% |
| Financial income75/76B | - | €0 | €5 | €100 | €64 | ▼ 36.0% |
| Recurring financial income75 | - | €0 | €5 | €100 | €64 | ▼ 36.0% |
| Financial charges65/66B | - | €1,499 | €1,318 | €1,052 | €804 | ▼ 23.6% |
| Recurring financial charges65 | €1,776 | €1,499 | €1,318 | €1,052 | €804 | ▼ 23.6% |
| Profit (loss) for the period before taxes9903 | -€2,020 | -€5,737 | -€13,996 | -€9,729 | -€8,565 | ▲ 12.0% |
| Income taxes67/77 | €320 | €328 | €359 | €378 | €327 | ▼ 13.6% |
| Profit (loss) for the period9904 | -€2,340 | -€6,065 | -€14,355 | -€10,107 | -€8,891 | ▲ 12.0% |
| Profit (loss) for the period to be appropriated9905 | -€2,340 | -€6,065 | -€14,355 | -€10,107 | -€8,891 | ▲ 12.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €264,905 | €241,256 | €218,426 | €190,856 | €167,588 | ▼ 12.2% |
| Fixed assets21/28 | €215,650 | €194,156 | €181,577 | €167,885 | €154,193 | ▼ 8.2% |
| Tangible fixed assets22/27 | €215,650 | €194,156 | €181,577 | €167,885 | €154,193 | ▼ 8.2% |
| Land and buildings22 | - | €193,267 | €179,911 | €166,554 | €153,198 | ▼ 8.0% |
| Plant, machinery and equipment23 | - | - | €1,666 | €1,330 | €995 | ▼ 25.2% |
| Furniture and vehicles24 | - | €889 | €0 | - | - | - |
| Current assets29/58 | €49,255 | €47,100 | €36,849 | €22,971 | €13,396 | ▼ 41.7% |
| Amounts receivable within one year40/41 | €6,764 | €6,797 | €6,191 | €6,050 | €6,648 | ▲ 9.9% |
| Trade receivables40 | - | €6,275 | €6,050 | €6,050 | €6,608 | ▲ 9.2% |
| Other amounts receivable41 | - | €522 | €141 | €0 | €41 | - |
| Cash at bank and in hand54/58 | €41,531 | €36,978 | €26,660 | €15,795 | €5,570 | ▼ 64.7% |
| Deferred charges and accrued income490/1 | - | €3,325 | €3,998 | €1,126 | €1,178 | ▲ 4.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €264,905 | €241,256 | €218,426 | €190,856 | €167,588 | ▼ 12.2% |
| Equity10/15 | -€64,059 | -€70,124 | -€84,479 | -€94,586 | -€103,477 | ▼ 9.4% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €37,801 | €37,801 | €37,801 | €37,801 | €37,801 | = |
| Non-distributable reserves130/1 | - | €1,885 | €1,885 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,885 | €1,885 | €0 | - | - |
| Distributable reserves133 | - | €35,916 | €35,916 | €37,801 | €37,801 | = |
| Profit (loss) carried forward14 | -€114,260 | -€120,325 | -€134,680 | -€144,787 | -€153,678 | ▼ 6.1% |
| Amounts payable17/49 | €328,964 | €311,380 | €302,904 | €285,442 | €271,066 | ▼ 5.0% |
| Amounts payable after more than one year17 | €219,973 | €199,865 | €179,517 | €158,925 | €138,087 | ▼ 13.1% |
| Financial debts170/4 | - | €199,865 | €179,517 | €158,925 | €138,087 | ▼ 13.1% |
| Amounts payable within one year42/48 | €108,937 | €111,459 | €123,327 | €126,453 | €132,912 | ▲ 5.1% |
| Current portion of amounts payable after more than one year42 | - | €20,108 | €20,348 | €20,592 | €20,838 | ▲ 1.2% |
| Trade debts44 | €1,783 | €189 | €2,785 | €27 | €4,129 | ▲ 15,208% |
| Suppliers440/4 | - | €189 | €2,785 | €27 | €4,129 | ▲ 15,208% |
| Taxes, remuneration and social security45 | - | €3,819 | €5,331 | €4,092 | €4,422 | ▲ 8.1% |
| Taxes450/3 | - | €3,819 | €5,331 | €4,092 | €4,422 | ▲ 8.1% |
| Other amounts payable47/48 | - | €87,344 | €94,863 | €101,743 | €103,524 | ▲ 1.8% |
| Accrued charges and deferred income492/3 | - | €56 | €61 | €64 | €66 | ▲ 3.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,340 | -€6,065 | -€14,355 | -€10,107 | -€8,891 | ▲ 12.0% |
| + Depreciation and write-downs630 | €21,444 | €21,494 | €14,258 | €13,692 | €13,692 | = |
| Operating cash flow (approximation) | €19,104 | €15,429 | -€96 | €3,585 | €4,801 | ▲ 33.9% |
| Investment in fixed assets (approximation) | - | €0 | -€1,679 | €0 | €0 | - |
| Change in cash | - | -€4,553 | -€10,318 | -€10,865 | -€10,225 | ▲ 5.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
10-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
15-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
19-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
09-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2011
Ground area
437 m²
Building footprint
340 m²
Volume, LiDAR
2,602 m³
Parcel 44804D2838/00G006, Flanders · tallest building 28.1 m, ±3 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
AMI
since 20112.207.084.352
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D2838/00G006 | Flanders | 437 m² | 1 · 340 m² | 28.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 22,076 companies in sector 69101 we hold annual accounts for 9,061. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-12-2011
Fiscal year end30-06
Activities, NACEBEL 2025
69101Activities of lawyers
70200Business and other management consultancy
63920Other information service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0842010379
Also
9925:BE0842010379
Registered
23-06-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.