AMG RENOV
ActiveAMG RENOV has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €975k and a net result of €236k. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 83% of 2036 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+27
Solvency97▲+19
Growth75▲+7
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.0 in 2024; short-term debt: 27.7% and cash: 18.2% of total assets), and 27.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.3%
Return on assets
17.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
9 d early
2024
2 d early
2023
6 d early
2022
32 d late
2021
114 d late
2020
131 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€1.72M▼ 15.0%
2024 · €2.02M
2022: €1.26M
2023: €1.68M
2024: €2.02M
2022 → 2025
EBIT margin
19.1%▲ 10.6pp
2024 · 8.5%
2022: 0.7%
2023: 26.8%
2024: 8.5%
2022 → 2025
Net result
€236k▲ 542%
2024 · €37k
2018: €46k
2019: €171k
2020: €82k
2021: €28k
2022: €-32k
2023: €434k
2024: €37k
2018 → 2025
Working capital
€242k
2024 · €-74
2018: €197k
2019: €260k
2020: €196k
2021: €213k
2022: €96k
2023: €85k
2024: €-74
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.26M€1.68M▲ 33.5%€2.02M▲ 20.7%€1.72M▼ 15.0%
Equity€300k-€268k▼ 10.5%€702k▲ 162%€739k▲ 5.2%€975k▲ 31.9%
Operating result€34k-€9k▼ 72.2%€449k▲ 4,698%€172k▼ 61.8%€329k▲ 91.7%
Net result€28k-€-32k€434k€37k▼ 91.5%€236k▲ 542%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 92% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.35M
Fixed assets
€733k▼ 0.8%
Current assets
€615k▼ 5.2%
Equity and liabilities €1.35M
Equity
€975k▲ 31.9%
Debt
€373k▼ 42.5%
The debt ratio falls from 46.7% to 27.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€337k▲
2024 · €176k
Cash flow
€243k▲
2024 · €41k
Solvency
72.3%▲
2024 · 53.3%
Current ratio
1.65▲
2024 · 1.00
Quick ratio
1.65▲
2024 · 0.77
Debt / equity
0.38▼
2024 · 0.88
ROE
24.2%▲
2024 · 5.0%
ROA
17.5%▲
2024 · 2.6%
Interest coverage
50.29▼
2024 · 59.75
Debt
€373k▼
2024 · €649k
Debt ≤ 1 year
€373k▼
2024 · €649k
Income taxes
€87k▼
2024 · €137k
Staff costs
€224k▼
2024 · €272k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.39M€1.35M▼
Fixed assets21/28€739k€733k▼
Tangible fixed assets22/27€739k€733k▼
Land and buildings22€239k€239k=
Furniture and vehicles24€18k€12k▼
Assets under construction and advance payments27€482k€482k=
Current assets29/58€649k€615k▼
Stocks and contracts in progress3€148k-
Stocks30/36€148k-
Amounts receivable within one year40/41€455k€364k▼
Trade receivables40€197k€124k▼
Other amounts receivable41€258k€240k▼
Cash at bank and in hand54/58€46k€246k▲
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€1.39M€1.35M▼
Equity10/15€739k€975k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€718k€954k▲
Amounts payable17/49€649k€373k▼
Amounts payable within one year42/48€649k€373k▼
Current portion of amounts payable after more than one year42€20k-
Trade debts44€449k€216k▼
Suppliers440/4€449k€216k▼
Advances received on contracts in progress46€650€650=
Taxes, remuneration and social security45€2k€13k▲
Taxes450/3€2€8k▲
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€178k€143k▼
Income statement
Code20242025
Turnover70€2.02M€1.72M▼
Non-recurring operating income76A€500-
Goods, raw materials, services and sundry goods60/61€1.72M€1.23M▼
Remuneration, social security and pensions62€272k€224k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-10k€-33k▼
Other operating charges640/8€7k€10k▲
Gross operating margin9900€444k€538k▲
Operating profit (loss)9901€172k€329k▲
Financial income75/76B€5k-
Recurring financial income75€5k-
Financial charges65/66B€3k€7k▲
Recurring financial charges65€3k€7k▲
Profit (loss) for the period before taxes9903€174k€322k▲
Income taxes67/77€137k€87k▼
Profit (loss) for the period9904€37k€236k▲
Profit (loss) for the period to be appropriated9905€37k€236k▲
Appropriation of the result
Profit (loss) to be appropriated9906€718k€954k▲
Profit (loss) brought forward from the previous period14P€682k€718k▲
Social balance
Average headcount (FTE)9087-2.0
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €434k
Net result €434k after one loss-making year.
31-12
Financial
Equity above €500kEq €702k ▲162%
Equity rises from €268k to €702k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet €-32k ▼213%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 114 days late
2021
09-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 131 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Equity above €200kEq €260k ▲32.3%
2 profitable years in a row build equity to €260k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
05-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 97 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verdunstraat 1581130 BrusselGround area
1,324 m²
Building footprint
376 m²
Volume, LiDAR
2,421 m³
2 parcels, Brussels, Flanders · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AMG Renov
since 20122.209.471.740
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045G0175/00X000 | Flanders | 785 m² | 1 · 196 m² | 6.8 m · 1 fl. |
| 21821B0098/00X000 | Brussels | 539 m² | 1 · 179 m² | 13.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
11 categoriesAMG RENOV SRL44859
Similar companies · same sector, comparable size
BETONWERKEN DEKEYSER
BE 0478.845.646
Waregem · Eq €975k
Algemene Onderneming De Braeve
BE 0835.260.664
Lendelede · Eq €975k
Bouwteam De Groote
BE 0461.374.065
Knokke-Heist · Eq €974k
DE COCK E & C
BE 0441.657.133
Hasselt · Eq €974k
MAbeton
BE 0768.649.081
Ieper · Eq €977k
Of 15,536 companies in sector 43990 we hold annual accounts for 7,421. 3,304 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2012
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
81220Other building cleaning and industrial cleaning
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.