Financials
- Fiscal year
- 2025
- Turnover
- €654,872
- Profit
- €42,969
- Solvency
- 44.7%
AMG DECO
ActiveSummary
The computed 12-month bankruptcy probability of AMG DECO is 1.8% (moderate). The 2025 annual accounts show equity of €47,969 and a net result of €42,969. Its solvency ranks better than 47% of 33943 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Painting of buildings
NACE 43341
1 site
Size
€654,872turnover 2025
- Equity
- €47,969
- Profit
- €42,969
Structure
Accounts filed 35 d late0 of 1 deed read
Why 55- Founded in 2023- Size: turnover €654,872, total assets €107,373- Latest accounts 35 days late; 1 of the last 3 late+ Liquidity: current ratio 1.79, cash €22,078Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 52% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
70
equity 44.7% of total assets
Liquidity
47
short-term debt 55.3% · cash 20.6%
Profitability
85
return on assets 40.0%
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.9%
01-2025: 1.9%▲ +2.7% vs 12-2024
02-2025: 2.0%▲ +2.0% vs 01-2025
03-2025: 2.4%▲ +22.7% vs 02-2025
04-2025: 2.4%▲ +0.5% vs 03-2025
05-2025: 2.7%▲ +11.5% vs 04-2025
06-2025: 3.0%▲ +10.3% vs 05-2025
07-2025: 3.0%● 0.0% vs 06-2025
08-2025: 2.9%▼ -1.3% vs 07-2025
09-2025: 2.9%▼ -1.1% vs 08-2025
10-2025: 3.2%▲ +8.6% vs 09-2025
11-2025: 3.3%▲ +4.2% vs 10-2025
12-2025: 3.3%▲ +1.1% vs 11-2025highest value
01-2026: 3.3%● 0.0% vs 12-2025highest value
02-2026: 1.6%▼ -51.4% vs 01-2026lowest value
03-2026: 1.6%● 0.0% vs 02-2026lowest value
04-2026: 1.6%● 0.0% vs 03-2026lowest value
05-2026: 1.6%● 0.0% vs 04-2026lowest value
06-2026: 1.6%● 0.0% vs 05-2026lowest value
07-2026: 1.7%▲ +4.1% vs 06-2026
08-2026: 1.8%▲ +7.5% vs 07-2026
09-2026: 1.8%● 0.0% vs 08-2026
10-2026: 1.8%▼ -1.3% vs 09-2026
- Founded in 2023 raises the probability for this profile
- Liquidity: current ratio 1.79, cash €22,078 lowers the probability
- Size: turnover €654,872, total assets €107,373 raises the probability for this profile
- Latest accounts 35 days late; 1 of the last 3 late raises the probability
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 1.79; short-term debt: 55.3% and cash: 20.6% of total assets), but 55.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 48%, liquidity 39%, profitability 68%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 04-01-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
35 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 04-01-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Painting of buildingsNACE 43341
- Founded
- 14-11-2023
- Year ends
- 30-04
- Peppol
- Reachable for e-invoices
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