AMFORTIS
ActiveSummary
AMFORTIS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13.1m and a net result of €67,066. Equity remains stable across the filed fiscal years (±0.5% per year). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability19▼-53
Solvency100=
Growth59=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €800,000 at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 19.6% and cash: 0% of total assets), and 19.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.4%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
44 d early
2023
36 d early
2022
42 d early
2021
31 d early
2020
39 d early
2019
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 40 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€3,285▼ 14.1%
2021 · €3,826
EBIT margin
-247.2%▼ 78.6pp
2021 · -168.6%
Net result
€67,066▼ 81.4%
2024 · €359,666
Working capital
-€3.2m▲ 2.1%
2024 · -€3.3m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€3,826▼ 15.4%€3,285▼ 14.1%
Operating result-€6,452▲ 33.1%-€8,121▼ 25.9%-€7,908▲ 2.6%€454,620-€8,567
Net result€27,273€62,533▲ 129%€7,533▼ 88.0%€359,666▲ 4,675%€67,066▼ 81.4%
EBIT margin-168.6%▲ 44.6pp-247.2%▼ 78.6pp
Equity€12.6m▲ 0.2%€12.7m▲ 0.5%€12.7m▲ 0.1%€13.0m▲ 2.8%€13.1m▲ 0.5%
Total assets€12.7m▲ 0.1%€12.7m▲ 0.5%€12.7m=€16.3m▲ 28.1%€16.3m=
Debt€49,931▼ 21.2%€49,244▼ 1.4%€37,694▼ 23.5%€3.3m▲ 8,532%€3.2m▼ 2.0%
Working capital-€49,066▼ 12.1%-€46,456▲ 5.3%-€37,101▲ 20.1%-€3.3m▼ 8,667%-€3.2m▲ 2.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8,567 after €454,620 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16.3m
Fixed assets
€16.3m =
Current assets
€4,692 ▲ 385%
Equity and liabilities €16.3m
Equity
€13.1m ▲ 0.5%
Debt
€3.2m ▼ 2.0%
Debt's share of the balance-sheet total falls from 20.0% to 19.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
-€6,745▼
2024 · €456,442
Cash flow
€68,888▼
2024 · €361,488
Current ratio
0.00▲
2024 · 0.00
Debt to equity
0.24▼
2024 · 0.25
ROE
0.5%▼
2024 · 2.8%
ROA
0.4%▼
2024 · 2.2%
Interest coverage
-172.95▼
2024 · 12336.27
Debt ≤ 1 year
€3.2m▼
2024 · €3.3m
Income taxes
-€17,287▼
2024 · €117,500
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €3,826 | €3,285 | - | - | - | - |
| Non-recurring operating income76A | - | - | - | €465,922 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €7,302 | €8,284 | €5,041 | €8,427 | €5,659 | ▼ 32.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,192 | €1,822 | €1,822 | €1,822 | €1,822 | = |
| Other operating charges640/8 | €1,784 | €1,300 | €1,045 | €1,053 | €1,086 | ▲ 3.1% |
| Gross operating margin9900 | -€3,476 | -€4,999 | -€5,041 | €457,495 | -€5,659 | ▼ 101% |
| Operating profit (loss)9901 | -€6,452 | -€8,121 | -€7,908 | €454,620 | -€8,567 | ▼ 102% |
| Financial income75/76B | €34,625 | €71,096 | €16,525 | €22,583 | €58,385 | ▲ 159% |
| Recurring financial income75 | €34,625 | €66,096 | €16,525 | €22,583 | €58,385 | ▲ 159% |
| Non-recurring financial income76B | - | €5,000 | - | - | - | - |
| Financial charges65/66B | €32 | €33 | €33 | €37 | €39 | ▲ 5.4% |
| Recurring financial charges65 | €32 | €33 | €33 | €37 | €39 | ▲ 5.4% |
| Profit (loss) for the period before taxes9903 | €28,141 | €62,942 | €8,584 | €477,166 | €49,779 | ▼ 89.6% |
| Income taxes67/77 | €868 | €409 | €1,051 | €117,500 | -€17,287 | ▼ 115% |
| Profit (loss) for the period9904 | €27,273 | €62,533 | €7,533 | €359,666 | €67,066 | ▼ 81.4% |
| Profit (loss) for the period to be appropriated9905 | €27,273 | €62,533 | €7,533 | €359,666 | €67,066 | ▼ 81.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €12.7m | €12.7m | €12.7m | €16.3m | €16.3m | = |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €12.7m | €12.7m | €12.7m | €16.3m | €16.3m | = |
| Tangible fixed assets22/27 | €9,915 | €8,093 | €6,271 | €4,449 | €2,627 | ▼ 41.0% |
| Furniture and vehicles24 | €9,915 | €8,093 | €6,271 | €4,449 | €2,627 | ▼ 41.0% |
| Financial fixed assets28 | €12.6m | €12.7m | €12.7m | €16.3m | €16.3m | = |
| Current assets29/58 | €865 | €2,788 | €593 | €967 | €4,692 | ▲ 385% |
| Amounts receivable within one year40/41 | €0 | €499 | - | - | - | - |
| Trade receivables40 | €0 | €499 | - | - | - | - |
| Current investments50/53 | - | €2,000 | €1 | €1 | €1 | = |
| Cash at bank and in hand54/58 | €865 | €289 | €592 | €966 | €4,691 | ▲ 386% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €12.7m | €12.7m | €12.7m | €16.3m | €16.3m | = |
| Equity10/15 | €12.6m | €12.7m | €12.7m | €13.0m | €13.1m | ▲ 0.5% |
| Contributions10/11 | €10.2m | €10.2m | €10.2m | €10.2m | €10.2m | = |
| Capital10 | €10.1m | €10.1m | €10.1m | €10.1m | €10.1m | = |
| Issued capital100 | €10.1m | €10.1m | €10.1m | €10.1m | €10.1m | = |
| Outside capital11 | €46,293 | €46,293 | €46,293 | €46,293 | €46,293 | = |
| Share premium1100/10 | €46,293 | €46,293 | €46,293 | €46,293 | €46,293 | = |
| Reserves13 | €573,548 | €576,675 | €584,052 | €777,910 | €2.3m | ▲ 193% |
| Non-distributable reserves130/1 | €201,708 | €204,835 | €205,212 | €224,070 | €227,423 | ▲ 1.5% |
| Legal reserve130 | €201,708 | €204,835 | €205,212 | €224,070 | €227,423 | ▲ 1.5% |
| Distributable reserves133 | €371,840 | €371,840 | €378,840 | €553,840 | €2.1m | ▲ 271% |
| Profit (loss) carried forward14 | €1.9m | €1.9m | €1.9m | €2.1m | €640,537 | ▼ 69.2% |
| Amounts payable17/49 | €49,931 | €49,244 | €37,694 | €3.3m | €3.2m | ▼ 2.0% |
| Amounts payable within one year42/48 | €49,931 | €49,244 | €37,694 | €3.3m | €3.2m | ▼ 2.0% |
| Taxes, remuneration and social security45 | - | - | €700 | €17,500 | €351 | ▼ 98.0% |
| Taxes450/3 | - | - | €700 | €17,500 | €351 | ▼ 98.0% |
| Other amounts payable47/48 | €49,931 | €49,244 | €36,994 | €3.2m | €3.2m | ▼ 1.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,273 | €62,533 | €7,533 | €359,666 | €67,066 | ▼ 81.4% |
| + Depreciation and write-downs630 | €1,192 | €1,822 | €1,822 | €1,822 | €1,822 | = |
| Operating cash flow (approximation) | €28,465 | €64,355 | €9,355 | €361,488 | €68,888 | ▼ 80.9% |
| Investment in fixed assets (approximation) | - | -€61,745 | €0 | -€3.6m | €0 | ▲ 100% |
| Change in cash | - | -€576 | €303 | €374 | €3,725 | ▲ 896% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €359,666 ▲4,675%
Operating result €454,620, net result €359,666, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €27,273
Net result €27,273 after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €58,681
Net result €58,681 after one loss-making year.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 1992
Ground area
4,061 m²
Building footprint
419 m²
Volume, LiDAR
3,685 m³
Parcel 23022A0147/00F000, Flanders · tallest building 20.1 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
AMFORTIS NV
since 19922.058.332.377
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23022A0147/00F000 | Flanders | 4,061 m² | 1 · 419 m² | 20.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
5 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 5
-
99.8%
-
13.23%
-
4.63%
-
4.11%
-
1.34%
According to the 2025 annual accounts of AMFORTIS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Identification & contact
Identification
Legal formPublic limited company
Founded27-05-1992
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0447532858
Registered
29-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.