AMFISC
ActiveAMFISC has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €86k and a net result of €3k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 9518 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability45▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 18.8 against 23.58 in 2023; short-term debt: 5.3% and cash: 12.6% of total assets), and 5.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
34 d late
2022
4 d late
2021
16 d late
2020
19 d late
2019
48 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€86k▲ 3.4%
2023 · €83k
2018: €62k
2019: €68k
2020: €74k
2021: €79k
2022: €81k
2023: €83k
2018 → 2024
Total assets
€91k▲ 4.6%
2023 · €87k
2018: €65k
2019: €78k
2020: €77k
2021: €83k
2022: €84k
2023: €87k
2018 → 2024
Net result
€3k▲ 23.2%
2023 · €2k
2018: €16k
2019: €6k
2020: €6k
2021: €5k
2022: €2k
2023: €2k
2018 → 2024
Working capital
€86k▲ 4.1%
2023 · €83k
2018: €62k
2019: €62k
2020: €73k
2021: €77k
2022: €81k
2023: €83k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€74k-€79k▲ 6.3%€81k▲ 2.5%€83k▲ 2.8%€86k▲ 3.4%
Operating result€6k-€5k▼ 26.7%€2k▼ 56.8%€2k▲ 14.1%€3k▲ 23.2%
Net result€6k-€5k▼ 26.7%€2k▼ 56.8%€2k▲ 14.1%€3k▲ 23.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 23% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €91k
Equity
€86k▲ 3.4%
Debt
€5k▲ 32.0%
The debt ratio rises from 4.2% to 5.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▼
2023 · €3k
Cash flow
€3k▼
2023 · €3k
Solvency
94.7%▼
2023 · 95.8%
Current ratio
18.80▼
2023 · 23.58
Quick ratio
18.80▼
2023 · 23.58
Debt / equity
0.06▲
2023 · 0.04
ROE
3.3%▲
2023 · 2.8%
ROA
3.1%▲
2023 · 2.6%
Debt
€5k▲
2023 · €4k
Debt ≤ 1 year
€5k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€87k€91k▲
Fixed assets21/28€540-
Tangible fixed assets22/27€540-
Furniture and vehicles24€540-
Current assets29/58€87k€91k▲
Amounts receivable after more than one year29€59k€60k▲
Other amounts receivable291€59k€60k▲
Amounts receivable within one year40/41€16k€20k▲
Trade receivables40€16k€20k▲
Cash at bank and in hand54/58€11k€11k▲
Equity and liabilities
Total equity and liabilities10/49€87k€91k▲
Equity10/15€83k€86k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Profit (loss) carried forward14€65k€68k▲
Amounts payable17/49€4k€5k▲
Amounts payable within one year42/48€4k€5k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€540€0▼
Other operating charges640/8€18k€17k▼
Gross operating margin9900€21k€20k▼
Operating profit (loss)9901€2k€3k▲
Profit (loss) for the period before taxes9903€2k€3k▲
Profit (loss) for the period9904€2k€3k▲
Profit (loss) for the period to be appropriated9905€2k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€68k▲
Profit (loss) brought forward from the previous period14P€63k€65k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
03-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 34 days late
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
31-12
Financial
Weakest financial yearnet €2k ▼56.8%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 25.53
Current ratio from 7.17 to 25.53; short-term debt falls from €10k to €3k.
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torkonjestraat(Mar) 178510 KortrijkGround area
492 m²
Building footprint
158 m²
Volume, LiDAR
691 m³
Parcel 34026A0533/00V000, Flanders · tallest building 5.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Torkonjestraat(Mar) 17, 8510 Kortrijk
since 20122.208.544.203
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34026A0533/00V000 | Flanders | 492 m² | 1 · 158 m² | 5.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CB Expertise
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Mil'Impact
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FIDEP
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Of 11,221 companies in sector 82100 we hold annual accounts for 3,511. 2,609 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-04-2012
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.