Amfibie
ActiveAmfibie has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 4472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-58
Solvency46▼-45
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 2.62 in 2024; short-term debt: 12.1% and cash: 7.1% of total assets), and 78.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.2%
Return on assets
0.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €87k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
23 d late
2022
29 d late
2021
61 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▲ 1.3%
2024 · €86k
2018: €-2k
2019: €-857
2020: €11k
2021: €13k
2022: €24k
2023: €32k
2024: €86k
2018 → 2025
Total assets
€411k▲ 217%
2024 · €130k
2018: €34k
2019: €28k
2020: €33k
2021: €35k
2022: €47k
2023: €65k
2024: €130k
2018 → 2025
Net result
€1k▼ 98.0%
2024 · €54k
2018: €870
2019: €1k
2020: €12k
2021: €2k
2022: €12k
2023: €7k
2024: €54k
2018 → 2025
Working capital
€15k▼ 77.9%
2024 · €67k
2018: €-13k
2019: €-13k
2020: €-967
2021: €788
2022: €12k
2023: €16k
2024: €67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€24k▲ 90.0%€32k▲ 29.9%€86k▲ 172%€87k▲ 1.3%
Operating result€2k-€16k▲ 644%€11k▼ 31.0%€7k▼ 30.9%€11k▲ 51.6%
Net result€2k-€12k▲ 557%€7k▼ 36.9%€54k▲ 649%€1k▼ 98.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 52% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €411k
Fixed assets
€346k▲ 1,481%
Current assets
€65k▼ 40.1%
Equity and liabilities €411k
Equity
€87k▲ 1.3%
Debt
€324k▲ 641%
The debt ratio rises from 33.7% to 78.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26k▲
2024 · €11k
Cash flow
€16k▼
2024 · €58k
Solvency
21.2%▼
2024 · 66.3%
Current ratio
1.29▼
2024 · 2.62
Quick ratio
1.01▼
2024 · 2.27
Debt / equity
3.71▲
2024 · 0.51
ROE
1.3%▼
2024 · 63.3%
ROA
0.3%▼
2024 · 42.0%
Interest coverage
2.77▼
2024 · 29.76
Debt
€324k▲
2024 · €44k
Debt ≤ 1 year
€50k▲
2024 · €41k
Debt > 1 year
€274k▲
2024 · €2k
Income taxes
€728▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€411k▲
Fixed assets21/28€22k€346k▲
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€17k€342k▲
Land and buildings22-€308k
Plant, machinery and equipment23€6k€27k▲
Furniture and vehicles24€11k€8k▼
Current assets29/58€108k€65k▼
Stocks and contracts in progress3€14k€14k=
Stocks30/36€14k€14k=
Amounts receivable within one year40/41€62k€21k▼
Trade receivables40€61k€20k▼
Other amounts receivable41€1k€1k=
Cash at bank and in hand54/58€31k€29k▼
Equity and liabilities
Total equity and liabilities10/49€130k€411k▲
Equity10/15€86k€87k▲
Contributions10/11€6k€6k=
Reserves13€76k€76k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€74k€74k=
Profit (loss) carried forward14€4k€5k▲
Amounts payable17/49€44k€324k▲
Amounts payable after more than one year17€2k€274k▲
Financial debts170/4€2k€274k▲
Amounts payable within one year42/48€41k€50k▲
Current portion of amounts payable after more than one year42€3k€18k▲
Trade debts44€10k€447▼
Suppliers440/4€10k€447▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€26k€27k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€15k▲
Other operating charges640/8€449€1k▲
Gross operating margin9900€11k€27k▲
Operating profit (loss)9901€7k€11k▲
Financial income75/76B€49k€16▼
Recurring financial income75€5€16▲
Non-recurring financial income76B€49k-
Financial charges65/66B€365€9k▲
Recurring financial charges65€365€9k▲
Profit (loss) for the period before taxes9903€56k€2k▼
Income taxes67/77€2k€728▼
Profit (loss) for the period9904€54k€1k▼
Profit (loss) for the period to be appropriated9905€54k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58k€5k▼
Profit (loss) brought forward from the previous period14P€4k€4k=
Transfer to equity691/2€54k-
To other reserves6921€54k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €54k ▲649%
Net result €54k, the highest in the series.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 42 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pietelbeekstraat 1573500 HasseltGround area
1,341 m²
Building footprint
153 m²
Volume, LiDAR
665 m³
Parcel 71328D0578/00P000, Flanders · tallest building 9.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ToC
since 20112.204.777.336
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71328D0578/00P000 | Flanders | 1,341 m² | 1 · 153 m² | 9.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,705 companies in sector 81230 we hold annual accounts for 473. 368 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2011
Fiscal year end31-12
Activities, NACEBEL
81230Other cleaning activities
42990Civil engineering
70200Business and other management consultancy
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0496/80.62.87