Losses
-€6,891 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
AMFIBIA
Lifetime
18 annual accounts with figures on one time axispeak €34,193 (2016)
€7,909▲ 104%
lowest -€25,391 (2022)
-€1,327▲ €4,237
peak €65,307 (2021)
€41,713▼ 3.1%
€31,295▼ 16.4%
Board3 names since 2020
2 directorsKielbaey Patrick and 1 other
Documentsfilings and deeds
07-08-20267 days late
2025micro format
Gross margin from €3,879 to €7,909Loss of €1,327Debts from €37,447 to €31,295Cash from €782 to €2,494
Key points
from the 2025 annual accountsChecked score
84
Excellent
Financially stronger than 41% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025lowest value
03-2025: 0.2%● unchanged vs 02-2025lowest value
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.2 percentage points vs 06-2025
08-2025: 0.5%▲ +0.1 percentage points vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 1.1%▲ +0.6 percentage points vs 07-2026highest value
09-2026: 0.3%▼ -0.8 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Size: total assets €73,008
Liquidity: current ratio 2.12, cash €2,494
Loss of €1,327, the second in a row (financial year 2025)
lowers risk
Founded in 2007
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 64% of them on solvency, 31% on liquidity, 34% on profitability and 34% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as AMFIBIA has now. Each dot stands for 18 companies, two years later.
90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of AMFIBIA itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for AMFIBIA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.12 (2.03 in 2024), above the usual 1.5. Short-term debt is 42.9% and cash 3.4% of total assets. 42.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€1,327
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
7 days late
2024
6 days early
2023
5 days early
2022
on the day
2021
5 days late
2020
6 days late
2019
11 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0889451101
Changes of role: Kielbaey Sven (director) and Kielbaey Patrick (director)
General meeting of 27-11-2023 · Gazette deed
Resignation: Nick Liebesens (manager)
Director discharge: Nick Liebesens · General meeting of 07-01-2020 · Gazette deed
Incorporation
published on 25-05-2007 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AMFIBIA Sint-Katelijne-Waver | €73,008 | €7,909 | 57.1% | - |
| VEEHANDEL ANTOON HENDRICKX Antwerp | €123,298 | €9,995 | 52.3% | - |
| VA.RO Herselt | €110,963 | €10,184 | 65.6% | - |
| MARKPA Retie | €31,552 | €10,282 | 58.7% | - |
| G.I. GOFFINET Malmedy | €73,532 | €13,150 | 43.4% | - |
| VEEHANDEL DECRICK Pepingen | €91,402 | €23,514 | 35.5% | - |
| KERCKEBOS Zonnebeke | €130,700 | €9,534 | -104.6% | - |
These companies have the same main activity as AMFIBIA: wholesale of live animals (NACE 46231). They are comparable in size and age: total assets between €31,600 and €131,000, founded between 1996 and 2012.
Official details
Source: KBO- Status
- Active since 26-04-2007Normal situation
- Activity
- Wholesale of live animalsNACE 46231and 5 others
- Establishment unit
- 2.163.041.5032550 Kontich, since 26-04-2007
- Financial year end
- 31 December
- Peppol
- Reachable since 09-11-2025
Insights on AMFIBIA
AMFIBIA files the micro format. That format states no turnover. The gross margin rose from €3,505 in 2008 to €7,909 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AMFIBIA
- What is the company number of AMFIBIA?
- The company number of AMFIBIA is 0889.451.101. The VAT number is the same number with BE in front: BE 0889.451.101.
- Where is AMFIBIA based?
- The registered office is at Markt 31A, 2860 Sint-Katelijne-Waver.Company details
- What does AMFIBIA do?
- According to the KBO register, the main activity is wholesale of live animals (NACE 46231).
- What is the legal form of AMFIBIA?
- AMFIBIA is a private limited company (BV).
- When was AMFIBIA founded?
- AMFIBIA was founded on 26-04-2007.
- Is AMFIBIA still active?
- Yes, AMFIBIA is an active enterprise in the KBO register.
- What is the turnover of AMFIBIA?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €7,909 and 212 comparable companies (NACE 46). It probably lies between €48,000 and €250,000. It is a rough estimate.Financials
- Is AMFIBIA profitable?
- In financial year 2025, AMFIBIA made a loss of €1,327.
- Where can I find the annual accounts of AMFIBIA?
- AMFIBIA filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AMFIBIA due?
- AMFIBIA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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