AMFIBIA
ActiveSummary
AMFIBIA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €-1k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 62% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+26
Solvency82▲+4
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 2.03 in 2024; short-term debt: 42.9% and cash: 3.4% of total assets), and 42.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.1%
Return on assets
-1.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-1k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
6 d early
2023
5 d early
2022
on the day
2021
5 d late
2020
6 d late
2019
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▼ 3.1%
2024 · €43k
2018: €43k
2019: €38k
2020: €57k
2021: €65k
2022: €40k
2023: €49k
2024: €43k
2018 → 2025
Total assets
€73k▼ 9.3%
2024 · €80k
2018: €73k
2019: €79k
2020: €94k
2021: €118k
2022: €92k
2023: €93k
2024: €80k
2018 → 2025
Net result
€-1k▲ 76.2%
2024 · €-6k
2018: €269
2019: €-4k
2020: €18k
2021: €9k
2022: €-25k
2023: €9k
2024: €-6k
2018 → 2025
Working capital
€35k▲ 0.6%
2024 · €35k
2018: €26k
2019: €27k
2020: €42k
2021: €51k
2022: €28k
2023: €39k
2024: €35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€40k▼ 38.9%€49k▲ 21.8%€43k▼ 11.4%€42k▼ 3.1%
Operating result€12k-€-24k€10k€-4k€462
Net result€9k-€-25k€9k€-6k€-1k▲ 76.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €462 after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€7k ▼ 43.3%
Current assets
€66k ▼ 3.6%
Equity and liabilities €73k
Equity
€42k ▼ 3.1%
Debt
€31k ▼ 16.4%
Debt's share of the balance-sheet total falls from 46.5% to 42.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€5k▲
2024 · €2k
Cash flow
€4k▲
2024 · €-383
Current ratio
2.12▲
2024 · 2.03
Quick ratio
0.76▼
2024 · 1.33
Debt to equity
0.75▼
2024 · 0.87
ROE
-3.2%▲
2024 · -12.9%
ROA
-1.8%▲
2024 · -6.9%
Interest coverage
3.13▲
2024 · 0.85
Debt ≤ 1 year
€31k▼
2024 · €34k
Income taxes
€191▼
2024 · €284
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€80k€73k▼
Fixed assets21/28€12k€7k▼
Tangible fixed assets22/27€12k€7k▼
Land and buildings22€8k€6k▼
Plant, machinery and equipment23€4k-
Furniture and vehicles24€108€90▼
Current assets29/58€69k€66k▼
Stocks and contracts in progress3€24k€43k▲
Stocks30/36€24k€43k▲
Amounts receivable within one year40/41€44k€21k▼
Trade receivables40€6k€5k▼
Other amounts receivable41€38k€16k▼
Cash at bank and in hand54/58€782€2k▲
Deferred charges and accrued income490/1€221€162▼
Equity and liabilities
Total equity and liabilities10/49€80k€73k▼
Equity10/15€43k€42k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€23k€21k▼
Amounts payable17/49€37k€31k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€34k€31k▼
Current portion of amounts payable after more than one year42€4k€3k▼
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€21k€19k▼
Suppliers440/4€21k€19k▼
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€5k€6k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€188€130▼
Income statement
Code20242025
Remuneration, social security and pensions62€45-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€4k€8k▲
Operating profit (loss)9901€-4k€462▲
Financial income75/76B€175€142▼
Recurring financial income75€175€142▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-5k€-1k▲
Income taxes67/77€284€191▼
Profit (loss) for the period9904€-6k€-1k▲
Profit (loss) for the period to be appropriated9905€-6k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€21k▼
Profit (loss) brought forward from the previous period14P€28k€23k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2007
Ground area
3,090 m²
Building footprint
943 m²
Volume, LiDAR
4,962 m³
2 parcels, Flanders · tallest building 10.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Amfibia
since 20072.163.041.503
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602E0179/00B004 | Flanders | 1,731 m² | 1 · 261 m² | 7.0 m · 1 fl. |
| 12035B0182/00R002 | Flanders | 1,359 m² | 1 · 682 m² | 10.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKontich2.163.041.503
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THEUNIS
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Of 944 companies in sector 46231 we hold annual accounts for 421. 261 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2007
Fiscal year end31-12
Activities, NACEBEL 2025
46231Wholesale of live animals
01480Raising of other animals
46216Wholesale of agricultural produce and animal feed, general range
46220Wholesale trade
46382Wholesale trade
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.