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AMERTILE HORSES TRAINING

Active
Private limited companyfounded 2016active for 10 yearsVinâve 28, 4651 Herve, BelgiumKBO/BCE: BE 0649.550.404
Summary

The computed 12-month bankruptcy probability of AMERTILE HORSES TRAINING is 2.1% (moderate). The 2025 annual accounts show equity of €30,811 and a net result of €2,579. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 36% of 22,773 sector peers (NACE 47, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 02-03-2016 Normal situation
Activity
Retail sale of solid, liquid and gaseous fuels, excluding motor fuels NACE 47781and 2 others
Establishment unit
2.252.112.049 4651 Herve, since 02-03-2016
Financial year end
31 December
Peppol
Reachable since 23-01-2026

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Annual accounts 2025
Gross margin
€19,868
▲ 3.9%
Turnover
≈ €210,000
estimated
Profit
€2,579
▲ 64.1%
Equity
€30,811
▲ 9.1%
Total assets
€179,461
▲ 3.0%
Staff
≈ 0 FTE
estimated
  • 2025 accounts filed 60 days after the deadline
Score breakdownraises riskLast filed accounts filed 60 days late; 3 of the last 3 accounts lateLiquidity: current ratio 1.16, cash €6,957Sector: Retail trade (NACE 47)Size: total assets €179,461Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 39% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 42+1
equity 17.2% of total assets
Liquidity 9+5
short-term debt 82.8% · cash 3.9%
Profitability 71+1
return on assets 1.4%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 4.0% 01-2025: 3.9%▼ -0.1 percentage points vs 12-2024 02-2025: 3.9%● unchanged vs 01-2025 03-2025: 3.9%● unchanged vs 02-2025 04-2025: 4.2%▲ +0.3 percentage points vs 03-2025 05-2025: 4.5%▲ +0.3 percentage points vs 04-2025 06-2025: 4.4%▼ -0.1 percentage points vs 05-2025 07-2025: 4.5%▲ +0.1 percentage points vs 06-2025 08-2025: 5.1%▲ +0.6 percentage points vs 07-2025 09-2025: 6.3%▲ +1.2 percentage points vs 08-2025highest value 10-2025: 4.0%▼ -2.3 percentage points vs 09-2025 11-2025: 4.0%● unchanged vs 10-2025 12-2025: 4.0%● unchanged vs 11-2025 01-2026: 4.0%● unchanged vs 12-2025 02-2026: 2.8%▼ -1.2 percentage points vs 01-2026 03-2026: 2.7%▼ -0.1 percentage points vs 02-2026 04-2026: 2.7%● unchanged vs 03-2026 05-2026: 2.7%● unchanged vs 04-2026 06-2026: 2.6%▼ -0.1 percentage points vs 05-2026 07-2026: 2.6%● unchanged vs 06-2026 08-2026: 3.1%▲ +0.5 percentage points vs 07-2026 09-2026: 3.5%▲ +0.4 percentage points vs 08-2026 10-2026: 2.1%▼ -1.4 percentage points vs 09-2026lowest value 11-2026: 2.1%● unchanged vs 10-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.16 (1.05 in 2024), below the usual 1.5. Short-term debt is 82.8% and cash 3.9% of total assets. 82.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 33% of them on solvency, 10% on liquidity, 52% on profitability and 59% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Last filed accounts filed 60 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 1.16, cash €6,957
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Size: total assets €179,461
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
60 days late
2024
56 days late
2023
61 days late
2022
151 days late
2021
57 days late
2020
31 days late
2019
92 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 73 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €2,579 8 years View

Recent changes

  1. · Gazette deed Registered office moved within HerveChange of role: WUIDARD Maryline, from manager to director
  2. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as AMERTILE HORSES TRAINING: retail sale of solid, liquid and gaseous fuels, excluding motor fuels (NACE 47781). They are comparable in size and age: total assets between €124,000 and €329,000, founded between 2011 and 2016.

CompanyTotal assetsGross margin
AMERTILE HORSES TRAINING Herve€179,461€19,868
L'ENVOL DU COLIBRI Namur€134,509€12,635
BOPA Izegem€123,525€16,546
J.L.J. CONSULT Waimes€329,148€26,274
Bois Energie et Logistique Tinlot€315,605€15,539
enGin-us Remicourt€130,828€40,383
Golden Heritage Dilbeek€132,040€10,646
Full comparison

Key facts about AMERTILE HORSES TRAINING

What is the company number of AMERTILE HORSES TRAINING?
The company number of AMERTILE HORSES TRAINING is 0649.550.404. The VAT number is the same number with BE in front: BE 0649.550.404.
Where is AMERTILE HORSES TRAINING based?
The registered office is at Vinâve 28, 4651 Herve.Company details
What does AMERTILE HORSES TRAINING do?
According to the KBO register, the main activity is retail sale of solid, liquid and gaseous fuels, excluding motor fuels (NACE 47781).
What is the legal form of AMERTILE HORSES TRAINING?
The legal form of AMERTILE HORSES TRAINING is Private limited company (BV).
When was AMERTILE HORSES TRAINING founded?
AMERTILE HORSES TRAINING was founded on 02-03-2016.
Is AMERTILE HORSES TRAINING still active?
Yes, AMERTILE HORSES TRAINING is an active enterprise in the KBO register.
How many employees does AMERTILE HORSES TRAINING have?
AMERTILE HORSES TRAINING had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of AMERTILE HORSES TRAINING?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €19,868 and 118 comparable companies (NACE 477). It probably lies between €76,000 and €440,000. It is a rough estimate.
Is AMERTILE HORSES TRAINING profitable?
In financial year 2025, AMERTILE HORSES TRAINING made a profit of €2,579.
Where can I find the annual accounts of AMERTILE HORSES TRAINING?
AMERTILE HORSES TRAINING filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AMERTILE HORSES TRAINING due?
AMERTILE HORSES TRAINING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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