AMERPIE
ActiveSummary
The annual accounts of AMERPIE for financial year 2025 show a net loss of 72% of the equity at the start of that year. The 2025 annual accounts show equity of €1,336 and a net result of -€3,386. Its solvency ranks better than 28% of 784 sector peers (NACE 32, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 20-06-2023 Normal situation
- Activity
- Other manufacturing NACE 32124and 2 others
- Establishment unit
- 2.346.794.937 2160 Wommelgem, since 20-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 02-10-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.6%
- Gross margin
- -€951
- Loss
- €3,386
- ▲ 163%
- Equity
- €1,336
- ▼ 71.7%
- Total assets
- €8,381
- ▼ 4.5%
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearFounded in 2023lowers riskSize: total assets €8,381Sector: Other manufacturing (NACE 32)Liquidity: current ratio 0.67, cash €2,514Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 32, micro). It does better than 28% of them on solvency, 35% on liquidity, 6% on profitability and 8% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 16 days before the deadline. In the sector (NACE 32), the median for financial year 2024 was 2 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 01-07-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is a loss of €3,335, larger than the loss of €1,206 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €7,671 | - |
| Depreciation and write-downs of the year | €2,112 | €1,714 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,112 | €1,714 | ▼ 18.8% |
| Other operating charges640/8 | €1,353 | €670 | ▼ 50.5% |
| Gross operating margin9900 | €2,259 | -€951 | - |
| Operating profit (loss)9901 | -€1,206 | -€3,335 | ▼ 176% |
| Financial income75/76B | €23 | €40 | ▲ 70.4% |
| Recurring financial income75 | €23 | €40 | ▲ 70.4% |
| Financial charges65/66B | €105 | €90 | ▼ 14.0% |
| Recurring financial charges65 | €105 | €90 | ▼ 14.0% |
| Profit (loss) for the period before taxes9903 | -€1,288 | -€3,386 | ▼ 163% |
| Profit (loss) for the period9904 | -€1,288 | -€3,386 | ▼ 163% |
| Profit (loss) for the period to be appropriated9905 | -€1,288 | -€3,386 | ▼ 163% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €8,779 | €8,381 | ▼ 4.5% |
| Fixed assets21/28 | €5,559 | €3,845 | ▼ 30.8% |
| Tangible fixed assets22/27 | €5,559 | €3,845 | ▼ 30.8% |
| Plant, machinery and equipment23 | €929 | €664 | ▼ 28.5% |
| Furniture and vehicles24 | €4,630 | €3,180 | ▼ 31.3% |
| Current assets29/58 | €3,220 | €4,536 | ▲ 40.9% |
| Amounts receivable within one year40/41 | €2,953 | €1,840 | ▼ 37.7% |
| Trade receivables40 | €2,489 | €1,672 | ▼ 32.8% |
| Other amounts receivable41 | €465 | €168 | ▼ 63.9% |
| Cash at bank and in hand54/58 | €203 | €2,514 | ▲ 12× |
| Deferred charges and accrued income490/1 | €64 | €183 | ▲ 188% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €8,779 | €8,381 | ▼ 4.5% |
| Equity10/15 | €4,722 | €1,336 | ▼ 71.7% |
| Contributions10/11 | €6,010 | €6,010 | = |
| Profit (loss) carried forward14 | -€1,288 | -€4,674 | ▼ 263% |
| Amounts payable17/49 | €4,057 | €7,044 | ▲ 73.6% |
| Amounts payable within one year42/48 | €4,057 | €6,803 | ▲ 67.7% |
| Trade debts44 | €1 | €6,389 | ▲ 6,203× |
| Suppliers440/4 | €1 | €6,389 | ▲ 6,203× |
| Taxes, remuneration and social security45 | - | €137 | - |
| Taxes450/3 | - | €137 | - |
| Other amounts payable47/48 | €4,056 | €277 | ▼ 93.2% |
| Accrued charges and deferred income492/3 | - | €242 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€1,288 | -€3,386 | ▼ 163% |
| + Depreciation and write-downs630 | €2,112 | €1,714 | ▼ 18.8% |
| Operating cash flow (approximation) | €824 | -€1,671 | - |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €2,310 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,207 companies had the same profile as AMERPIE has now. Two years later, 90.1% were still going and 4.6% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of AMERPIE itself is lower: 0.6% within 12 months. It rests on far more data about AMERPIE than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,207 companies, not a prediction for AMERPIE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- CLERINX Pieter Frans Ghislaine founder
- DAEMEN Mervia Peter Maria founder
Capital transactions
- 22-06-2023 Incorporation · €6,010
Mandate history
- Board
- end not dated
| Name | Functions and periods |
|---|---|
| DAEMEN Mervi |
|
| DAEMEN Mervia Peter Maria |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Op verzoek vennootschap blijft in functie totdat redelijkerwijze in vervanging kan voorzien, algemene vergadering kan al dan niet in…”
Articles of association, deed of 22-06-2023 (in Dutch)
Network & group
AMERPIE shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of AMERPIE. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
22-06
Gazette deed
IncorporationStarting capital €6,010 · Appointment: DAEMEN Mervia Peter Maria (statutory director) · Founder7 points ▸
- Incorporation, 19-06-2023
- Founder, CLERINX Pieter Frans Ghislaine
- Founder, DAEMEN Mervia Peter Maria
- Founding capital, €6,010
- Kind of shares, “A”, 60 (deed in Dutch)
- Other provision, “B-aandelen zonder stemrecht bij oprichting”, 0 (deed in Dutch)
- Director appointment, DAEMEN Mervia Peter Maria (statutory director)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
9 activities
- Vervaardiging edelsmeedwerk
- Graveren van edele metalen
- Ontwerp en reparatie juwelen en sieraden
- Beoefening uitvoerende en scheppende kunsten
- Geven van workshops
- (sport-)coaching en persoonlijke begeleiding
- Organisatie beurzen,reizen (op maat),sportevenementen
- Reisbureau
- Verhuur van fietsen en sport- en recreatieartikelen
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11052C0428/00G007 | Flanders | 272 m² | 1 · 96 m² | 7.0 m · 1 |