Summary
Améro is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €156,635 and a net result of €73,845. Equity is growing by ~44.4% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
35 d early
2024
35 d early
2023
35 d early
2022
49 d early
2021
58 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€156,635▲ 10.6%
2023 · €141,614
Net result
€73,845▲ 20.3%
2023 · €61,381
Total assets
€222,231▲ 48.2%
2023 · €149,910
Solvency
70.5%▼ 24.0pp
2023 · 94.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€34,455-€79,409▲ 130%€90,218▲ 13.6%€97,470▲ 8.0%
Net result€22,989within the sector's middle half-€54,745within the sector's middle half▲ 138%€61,381within the sector's middle half▲ 12.1%€73,845within the sector's middle half▲ 20.3%
Equity€25,489below the sector's middle half-€80,233within the sector's middle half▲ 215%€141,614within the sector's middle half▲ 76.5%€156,635within the sector's middle half▲ 10.6%
Total assets€40,933below the sector's middle half-€95,939below the sector's middle half▲ 134%€149,910within the sector's middle half▲ 56.3%€222,231within the sector's middle half▲ 48.2%
Debt€15,444-€15,705▲ 1.7%€8,296▼ 47.2%€65,596▲ 691%
Working capital€21,071within the sector's middle half-€72,646within the sector's middle half▲ 245%€136,127within the sector's middle half▲ 87.4%€126,412within the sector's middle half▼ 7.1%
Solvency62.3%within the sector's middle half-83.6%above the sector's middle half▲ 21.4pp94.5%above the sector's middle half▲ 10.8pp70.5%within the sector's middle half▼ 24.0pp
Current ratio2.36within the sector's middle half-5.63above the sector's middle half▲ 3.2617.41above the sector's middle half▲ 11.782.93within the sector's middle half▼ 14.48
Return on assets (ROA)56.2%above the sector's middle half-57.1%above the sector's middle half▲ 0.9pp40.9%above the sector's middle half▼ 16.1pp33.2%above the sector's middle half▼ 7.7pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2024 is 8% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €222,231
Fixed assets
€30,223 ▲ 451%
Current assets
€192,008 ▲ 32.9%
Equity and liabilities €222,231
Equity
€156,635 ▲ 10.6%
Debt
€65,596 ▲ 691%
Debt's share of the balance-sheet total rises from 5.5% to 29.5%. Equity and debt are higher.
Key figures and ratios
ROE
47.1%▲
2023 · 43.3%
Debt ≤ 1 year
€65,596▲
2023 · €8,296
Income taxes
€22,863▼
2023 · €25,655
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €617 | €1,539 | €2,100 | €7,575 | ▲ 261% |
| Other operating charges640/8 | €694 | €765 | €883 | €1,052 | ▲ 19.1% |
| Gross operating margin9900 | €35,767 | €81,713 | €93,202 | €106,097 | ▲ 13.8% |
| Operating profit (loss)9901 | €34,455 | €79,409 | €90,218 | €97,470 | ▲ 8.0% |
| Financial charges65/66B | €1,871 | €1,720 | €3,182 | €763 | ▼ 76.0% |
| Recurring financial charges65 | €1,871 | €1,720 | €1,413 | €763 | ▼ 46.1% |
| Non-recurring financial charges66B | - | - | €1,769 | - | - |
| Profit (loss) for the period before taxes9903 | €32,585 | €77,689 | €87,036 | €96,708 | ▲ 11.1% |
| Income taxes67/77 | €9,596 | €22,944 | €25,655 | €22,863 | ▼ 10.9% |
| Profit (loss) for the period9904 | €22,989 | €54,745 | €61,381 | €73,845 | ▲ 20.3% |
| Profit (loss) for the period to be appropriated9905 | €22,989 | €54,745 | €61,381 | €73,845 | ▲ 20.3% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €40,933 | €95,939 | €149,910 | €222,231 | ▲ 48.2% |
| Fixed assets21/28 | €4,418 | €7,587 | €5,487 | €30,223 | ▲ 451% |
| Tangible fixed assets22/27 | €4,418 | €7,587 | €5,487 | €30,223 | ▲ 451% |
| Furniture and vehicles24 | €4,418 | €7,587 | €5,487 | €30,223 | ▲ 451% |
| Current assets29/58 | €36,515 | €88,352 | €144,423 | €192,008 | ▲ 32.9% |
| Amounts receivable within one year40/41 | €716 | €1,095 | €11,056 | €7,709 | ▼ 30.3% |
| Trade receivables40 | - | - | €10,000 | - | - |
| Other amounts receivable41 | €716 | €1,095 | €1,056 | €7,709 | ▲ 630% |
| Current investments50/53 | - | - | €52,011 | €94,462 | ▲ 81.6% |
| Cash at bank and in hand54/58 | €35,255 | €86,375 | €80,379 | €88,964 | ▲ 10.7% |
| Deferred charges and accrued income490/1 | €544 | €881 | €977 | €872 | ▼ 10.7% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €40,933 | €95,939 | €149,910 | €222,231 | ▲ 48.2% |
| Equity10/15 | €25,489 | €80,233 | €141,614 | €156,635 | ▲ 10.6% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €22,989 | €77,733 | €139,114 | €154,135 | ▲ 10.8% |
| Distributable reserves133 | €22,989 | €77,733 | €139,114 | €154,135 | ▲ 10.8% |
| Amounts payable17/49 | €15,444 | €15,705 | €8,296 | €65,596 | ▲ 691% |
| Amounts payable within one year42/48 | €15,444 | €15,705 | €8,296 | €65,596 | ▲ 691% |
| Trade debts44 | €1,622 | €2,294 | €3,451 | €1,519 | ▼ 56.0% |
| Suppliers440/4 | €1,622 | €2,294 | €3,451 | €1,519 | ▼ 56.0% |
| Taxes, remuneration and social security45 | €9,596 | €10,862 | €1,117 | €9,831 | ▲ 780% |
| Taxes450/3 | €9,596 | €10,290 | €1,117 | €9,687 | ▲ 767% |
| Remuneration and social security454/9 | - | €571 | - | €144 | - |
| Other amounts payable47/48 | €4,226 | €2,549 | €3,728 | €54,246 | ▲ 1,355% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,989 | €54,745 | €61,381 | €73,845 | ▲ 20.3% |
| + Depreciation and write-downs630 | €617 | €1,539 | €2,100 | €7,575 | ▲ 261% |
| Operating cash flow (approximation) | €23,606 | €56,283 | €63,481 | €81,420 | ▲ 28.3% |
| Investment in fixed assets (approximation) | - | -€4,708 | €0 | -€32,311 | - |
| Change in cash | - | €51,120 | -€5,996 | €8,585 | ▲ 243% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €73,845 ▲20.3%
Operating result €97,470, net result €73,845, both a record.
31-12
Financial
Equity above €150,000Eq €156,635 ▲10.6%
4 profitable years in a row build equity to €156,635.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 17.41
Current ratio from 5.63 to 17.41; short-term debt falls from €15,705 to €8,296.
31-12
Financial
Equity above €100,000Eq €141,614 ▲76.5%
3 profitable years in a row build equity to €141,614.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 5.63
Current ratio from 2.36 to 5.63.
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Ground area
291 m²
Building footprint
241 m²
Volume, LiDAR
3,306 m³
Parcel 11806F1209/00B008, Flanders · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Améro
since 20212.312.256.207
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1209/00B008 | Flanders | 291 m² | 1 · 241 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 13,312 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0761662311
Registered
06-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.