AMERIGO
ActiveSummary
The computed 12-month bankruptcy probability of AMERIGO is 1.5% (moderate). The 2025 annual accounts show equity of €42.52M and a net result of €1.87M. Equity is growing by ~11.3% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+8
Solvency76▼-16
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2M at 30 days acceptable
Liquidity ample (current ratio 78.59; short-term debt: 0.3% and cash: 26.3% of total assets), and 48.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.3%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
59 d early
2024
55 d early
2023
61 d early
2022
48 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1.87M
2024 · €-621k
2022: €-254k
2023: €509k
2024: €-621k
2022 → 2025
Working capital
€22.37M▲ 37.4%
2024 · €16.28M
2022: €6.61M
2023: €21.06M
2024: €16.28M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€20.26M-€41.27M▲ 104%€40.65M▼ 1.5%€42.52M▲ 4.6%
Operating result€-351k-€-112k▲ 68.2%€-163k▼ 45.9%€-167k▼ 2.5%
Net result€-254k-€509k€-621k€1.87M
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €167k in 2025 against €163k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82.81M
Fixed assets
€60.15M ▲ 35.6%
Current assets
€22.66M ▲ 38.4%
Equity and liabilities €82.81M
Equity
€42.52M ▲ 4.6%
Debt
€40.29M ▲ 100%
Debt's share of the balance-sheet total rises from 33.1% to 48.7%. Equity and debt are higher.
Key figures and ratios
Current ratio
78.59
Debt to equity
0.95▲
2024 · 0.49
ROE
4.4%▲
2024 · -1.5%
ROA
2.3%▲
2024 · -1.0%
Debt ≤ 1 year
€288k▲
2024 · €96k
Debt > 1 year
€40.00M▲
2024 · €20.00M
Income taxes
€667k▲
2024 · €405k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€60.75M€82.81M▲
Fixed assets21/28€44.38M€60.15M▲
Financial fixed assets28€44.38M€60.15M▲
Current assets29/58€16.38M€22.66M▲
Amounts receivable within one year40/41€115k€83k▼
Trade receivables40-€3k
Other amounts receivable41€115k€81k▼
Current investments50/53€136-
Cash at bank and in hand54/58€15.81M€21.76M▲
Deferred charges and accrued income490/1€445k€820k▲
Equity and liabilities
Total equity and liabilities10/49€60.75M€82.81M▲
Equity10/15€40.65M€42.52M▲
Contributions10/11€41.02M€41.02M=
Capital10€41.02M€41.02M=
Issued capital100€41.02M€41.02M=
Reserves13€26k€971k▲
Non-distributable reserves130/1€26k€75k▲
Legal reserve130€26k€75k▲
Tax-exempt reserves132-€897k
Profit (loss) carried forward14€-392k€532k▲
Amounts payable17/49€20.10M€40.29M▲
Amounts payable after more than one year17€20.00M€40.00M▲
Financial debts170/4€20.00M€40.00M▲
Amounts payable within one year42/48€96k€288k▲
Trade debts44€96k€34k▼
Suppliers440/4€96k€34k▼
Taxes, remuneration and social security45-€42k
Taxes450/3-€42k
Other amounts payable47/48-€213k
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€163k-
Other operating charges640/8€220€220=
Gross operating margin9900€-163k€-167k▼
Operating profit (loss)9901€-163k€-167k▼
Financial income75/76B€1.86M€3.31M▲
Recurring financial income75€1.86M€3.31M▲
Financial charges65/66B€1.92M€605k▼
Recurring financial charges65€73k€448k▲
Non-recurring financial charges66B€1.84M€157k▼
Profit (loss) for the period before taxes9903€-216k€2.54M▲
Income taxes67/77€405k€667k▲
Profit (loss) for the period9904€-621k€1.87M▲
Transfer to tax-exempt reserves689-€897k
Profit (loss) for the period to be appropriated9905€-621k€973k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-392k€581k▲
Profit (loss) brought forward from the previous period14P€229k€-392k▼
Transfer to equity691/2-€49k
To the legal reserve6920-€49k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €1.87M
Net result €1.87M after one loss-making year.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-621k ▼222%
Net result drops to €-621k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €509k
Net result €509k after one loss-making year.
31-12
Financial
Equity above €25MEq €41.27M ▲104%
Equity rises from €20.26M to €41.27M.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
13-10
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Maurice-Destenay 134000 LiègeGround area
2,811 m²
Building footprint
1,999 m²
Volume, LiDAR
68,083 m³
Parcel 62803A1368/00V000, Wallonia · tallest building 43.0 m, ±12 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62803A1368/00V000 | Wallonia | 2,811 m² | 1 · 1,999 m² | 43.0 m · 12 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994002E40EIS2WXFV11
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-07-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.