Ameri
ActiveSummary
The computed 12-month bankruptcy probability of Ameri is 3.0% (moderate). The 2025 annual accounts show equity of €25k and a net result of €5k. Equity is growing by ~92.3% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-23
Solvency97▲+57
Growth78=
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 64.19 against 6.28 in 2024; short-term debt: 1.6% and cash: 1.6% of total assets), and 27.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-02-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
18 d late
2024
17 d late
2023
40 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▲ 24.7%
2024 · €20k
2023: €-12klowest in 3 years
2024: €20k▲ +267% vs 2023
2025: €25k▲ +24.7% vs 2024highest in 3 years
2023 → 2025
Total assets
€35k▼ 74.7%
2024 · €139k
2023: €211khighest in 3 years
2024: €139k▼ -34.2% vs 2023
2025: €35k▼ -74.7% vs 2024lowest in 3 years
2023 → 2025
Net result
€5k▼ 84.5%
2024 · €32k
2023: €-14klowest in 3 years
2024: €32k▲ +329% vs 2023highest in 3 years
2025: €5k▼ -84.5% vs 2024
2023 → 2025
Working capital
€34k▼ 70.4%
2024 · €117k
2023: €198khighest in 3 years
2024: €117k▼ -41.1% vs 2023
2025: €34k▼ -70.4% vs 2024lowest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-12k-€20k€25k▲ 24.7%
2023: €-12klowest in 3 years
2024: €20k▲ +267% vs 2023
2025: €25k▲ +24.7% vs 2024highest in 3 years
Operating result€-7k-€57k€5k▼ 91.3%
2023: €-7klowest in 3 years
2024: €57k▲ +940% vs 2023highest in 3 years
2025: €5k▼ -91.3% vs 2024
Net result€-14k-€32k€5k▼ 84.5%
2023: €-14klowest in 3 years
2024: €32k▲ +329% vs 2023highest in 3 years
2025: €5k▼ -84.5% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 91% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €35k
Equity
€25k ▲ 24.7%
Debt
€10k ▼ 91.8%
Debt's share of the balance-sheet total falls from 85.4% to 27.8%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
64.19▲
2024 · 6.28
Debt to equity
0.38▼
2024 · 5.84
ROE
19.8%▼
2024 · 159.9%
ROA
14.3%▼
2024 · 23.4%
Debt ≤ 1 year
€545▼
2024 · €22k
Debt > 1 year
€9k▼
2024 · €95k
Income taxes
€-2k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€139k€35k▼
Current assets29/58€139k€35k▼
Amounts receivable within one year40/41€136k€34k▼
Trade receivables40€132k-
Other amounts receivable41€4k€34k▲
Cash at bank and in hand54/58€2k€569▼
Deferred charges and accrued income490/1€830-
Equity and liabilities
Total equity and liabilities10/49€139k€35k▼
Equity10/15€20k€25k▲
Contributions10/11€2k€2k=
Reserves13€32k€32k=
Distributable reserves133€32k€32k=
Profit (loss) carried forward14€-14k€-9k▲
Amounts payable17/49€118k€10k▼
Amounts payable after more than one year17€95k€9k▼
Financial debts170/4€95k-
Other amounts payable178/9-€9k
Amounts payable within one year42/48€22k€545▼
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€15k€545▼
Taxes450/3€15k€545▼
Other amounts payable47/48€5k-
Accrued charges and deferred income492/3€836-
Income statement
Code20242025
Other operating charges640/8€138-
Gross operating margin9900€57k€5k▼
Operating profit (loss)9901€57k€5k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€13k€2k▼
Recurring financial charges65€13k€2k▼
Profit (loss) for the period before taxes9903€45k€3k▼
Income taxes67/77€12k€-2k▼
Profit (loss) for the period9904€32k€5k▼
Profit (loss) for the period to be appropriated9905€32k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€-9k▼
Profit (loss) brought forward from the previous period14P€-14k€-14k=
Transfer to equity691/2€32k-
To other reserves6921€32k-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | €426 | €138 | - | - |
| Gross operating margin9900 | €-6k | €57k | €5k | ▼ 91.4% |
| Operating profit (loss)9901 | €-7k | €57k | €5k | ▼ 91.3% |
| Financial income75/76B | - | €0 | - | - |
| Recurring financial income75 | - | €0 | - | - |
| Financial charges65/66B | €7k | €13k | €2k | ▼ 82.3% |
| Recurring financial charges65 | €7k | €13k | €2k | ▼ 82.3% |
| Profit (loss) for the period before taxes9903 | €-14k | €45k | €3k | ▼ 93.9% |
| Income taxes67/77 | - | €12k | €-2k | ▼ 119% |
| Profit (loss) for the period9904 | €-14k | €32k | €5k | ▼ 84.5% |
| Profit (loss) for the period to be appropriated9905 | €-14k | €32k | €5k | ▼ 84.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €211k | €139k | €35k | ▼ 74.7% |
| Current assets29/58 | €211k | €139k | €35k | ▼ 74.7% |
| Stocks and contracts in progress3 | €205k | - | - | - |
| Stocks30/36 | €205k | - | - | - |
| Amounts receivable within one year40/41 | €5k | €136k | €34k | ▼ 74.7% |
| Trade receivables40 | €3k | €132k | - | - |
| Other amounts receivable41 | €2k | €4k | €34k | ▲ 698% |
| Cash at bank and in hand54/58 | €608 | €2k | €569 | ▼ 64.4% |
| Deferred charges and accrued income490/1 | - | €830 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €211k | €139k | €35k | ▼ 74.7% |
| Equity10/15 | €-12k | €20k | €25k | ▲ 24.7% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Reserves13 | - | €32k | €32k | = |
| Distributable reserves133 | - | €32k | €32k | = |
| Profit (loss) carried forward14 | €-14k | €-14k | €-9k | ▲ 35.4% |
| Amounts payable17/49 | €223k | €118k | €10k | ▼ 91.8% |
| Amounts payable after more than one year17 | €210k | €95k | €9k | ▼ 90.4% |
| Financial debts170/4 | €134k | €95k | - | - |
| Other amounts payable178/9 | €77k | - | €9k | - |
| Amounts payable within one year42/48 | €13k | €22k | €545 | ▼ 97.5% |
| Current portion of amounts payable after more than one year42 | €6k | - | - | - |
| Trade debts44 | €989 | €2k | - | - |
| Suppliers440/4 | €989 | €2k | - | - |
| Taxes, remuneration and social security45 | €6k | €15k | €545 | ▼ 96.4% |
| Taxes450/3 | €6k | €15k | €545 | ▼ 96.4% |
| Other amounts payable47/48 | €694 | €5k | - | - |
| Accrued charges and deferred income492/3 | - | €836 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-14k | €32k | €5k | ▼ 84.5% |
| Operating cash flow (approximation) | €-14k | €32k | €5k | ▼ 84.5% |
| Change in cash | - | €993 | €-1k | ▼ 204% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
30-06
Financial
Liquidity times 10current ratio 64.19
Current ratio from 6.28 to 64.19; short-term debt falls from €22k to €545.
17-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
30-06
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2022
Ground area
2,562 m²
Building footprint
650 m²
Volume, LiDAR
7,777 m³
2 parcels, Wallonia · tallest building 18.8 m, ±4 floors. Linked by address, not a title deed.
69
companies at this address
See who is registered here
1 establishment unit
Ameri
since 20222.333.732.896
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92071B0336/00G000 | Wallonia | 1,784 m² | 1 · 173 m² | 8.6 m · 2 fl. |
| 92094C1119/00C000 ProtectedMonument |
Wallonia | 778 m² | 1 · 476 m² | 18.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Identification & contact
Identification
Legal formPrivate limited company
Founded05-07-2022
Fiscal year end30-06
Contact
E-mail
ameri.immo@gmail.com
Phone
+32472104850
Phone
0472104850Profondeville
Scores and ratios are computed by Checked and are not a credit decision.