AMER GROUP

Active

Private limited companyfounded 20233 yrs activeKrijgslaan 318, 2610 Antwerpen, BelgiumKBO/BCE: BE 0800.263.856

Summary

The computed 12-month bankruptcy probability of AMER GROUP is 2.6% (moderate). The 2024 annual accounts show equity of €125k and a net result of €117k. Its solvency ranks better than 44% of 5894 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

57 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability91▲+17

Solvency61▲+18

Growth85

Track record94

Bankruptcy probability, 12 months

2.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €7k at 30 days acceptable

Liquidity ample (current ratio 1.55 against 1.19 in 2023; short-term debt: 63.5% and cash: 9.4% of total assets), but 63.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 81

Relative position

BE, all sectors

reference

Sector 81

higher

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

34 d early

2023

23 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€1.15M▲ 841%

2023 · €123k

2023: €123k

2023 → 2024

EBIT margin

13.0%▲ 6.1pp

2023 · 6.9%

2023: 6.9%

2023 → 2024

Net result

€117k▲ 1,666%

2023 · €7k

2023: €7k

2023 → 2024

Working capital

€119k▲ 1,653%

2023 · €7k

2023: €7k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Turnover€123k-€1.15M▲ 841%

Equity€8k-€125k▲ 1,439%

Operating result€8k-€150k▲ 1,681%

Net result€7k-€117k▲ 1,666%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2024; 2024 is 1,681% above 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €341k

98.4%

Fixed assets €6k

Current assets €336k

Equity and liabilities €342k

36.5%

63.5%

Equity €125k ▲ 1,439%

Debt €217k ▲ 495%

Debt's share of the balance-sheet total falls from 81.8% to 63.5%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€151k▲

2023 · €9k

Cash flow

€118k▲

2023 · €7k

Current ratio

1.55▲

2023 · 1.19

Debt to equity

1.74▼

2023 · 4.50

ROE

93.5%▲

2023 · 81.5%

ROA

34.1%▲

2023 · 14.8%

Interest coverage

236.19▼

2023 · 546.98

Debt ≤ 1 year

€217k▲

2023 · €36k

Income taxes

€33k▲

2023 · €2k

Staff costs

€442k▲

2023 · €44k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines

Balance sheet Code20232024

Assets

Total assets20/58€45k€342k▲

Formation expenses20€1k€442▼

Fixed assets21/28-€6k

Tangible fixed assets22/27-€6k

Furniture and vehicles24-€6k

Current assets29/58€43k€336k▲

Amounts receivable within one year40/41€25k€304k▲

Trade receivables40€21k€300k▲

Other amounts receivable41€4k€4k▼

Cash at bank and in hand54/58€18k€32k▲

Equity and liabilities

Total equity and liabilities10/49€45k€342k▲

Equity10/15€8k€125k▲

Contributions10/11€2k€2k=

Outside capital11€2k€2k=

Other1109/19€2k€2k=

Profit (loss) carried forward14€7k€123k▲

Amounts payable17/49€36k€217k▲

Amounts payable within one year42/48€36k€217k▲

Trade debts44€2k€89k▲

Suppliers440/4€2k€89k▲

Taxes, remuneration and social security45€33k€126k▲

Taxes450/3€7k€32k▲

Remuneration and social security454/9€25k€95k▲

Other amounts payable47/48€2k€2k▼

Income statement Code20232024

Turnover70€123k€1.15M▲

Goods, raw materials, services and sundry goods60/61€69k€557k▲

Remuneration, social security and pensions62€44k€442k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€454€1k▲

Other operating charges640/8€197€4k▲

Gross operating margin9900€53k€597k▲

Operating profit (loss)9901€8k€150k▲

Financial charges65/66B€16€640▲

Recurring financial charges65€16€640▲

Profit (loss) for the period before taxes9903€8k€149k▲

Income taxes67/77€2k€33k▲

Profit (loss) for the period9904€7k€117k▲

Profit (loss) for the period to be appropriated9905€7k€117k▲

Appropriation of the result

Profit (loss) to be appropriated9906€7k€123k▲

Profit (loss) brought forward from the previous period14P-€7k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

2025

27-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Equity above €100kEq €125k ▲1439%

2 profitable years in a row build equity to €125k.

08-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Krijgslaan 3182610 Antwerpen

Ground area

281 m²

Building footprint

83 m²

Volume, LiDAR

601 m³

Parcel 11463D0319/00C007, Flanders · tallest building 8.1 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

AG CLEANING

Krijgslaan 318, 2610 AntwerpenOther business support services

since 20232.343.765.864

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11463D0319/00C007	Flanders	281 m²	1 · 83 m²	8.1 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Braine-le-Comte · Eq €124,851

NAAF

BE 0759.516.532

Schaarbeek · Eq €124,943

CED C'EST NET

BE 0673.803.768

Andenne · Eq €124,252

BV Industrial

BE 0782.616.982

Schoten · Eq €124,204

Of 7,356 companies in sector 81210 we hold annual accounts for 2,735. 2,093 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-04-2023

Fiscal year end31-12

Activities, NACEBEL 2025

81210General cleaning of buildings

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.