Equity
AMER paid out €29,268 in dividends. That is 93% of the 2026 profit.
AMER paid out €29,268 in dividends. That is 93% of the 2026 profit.
The result fell in 2026 from €84,368 to €31,473.
The micro format states no turnover.
Debts rose by €192,145 in 2026. A dividend stands under other debts on the balance sheet date until it is paid.
Green is investment, beige is depreciation. Land and buildings stand 4722.4% higher than in 2025.
Short-term debts rose from €43,343 to €167,888.
In July 2024, 6,780 companies had the same profile as AMER has now. Each dot stands for 17 companies, two years later.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,780 companies, not a prediction for AMER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| AMER Chastre | €469,599 | €65,401 | 47.2% | - |
| J. Dobbelaere Beernem | €376,173 | €55,548 | 19.9% | - |
| BENJAMIN VANDEWALLE Koekelare | €434,552 | €75,511 | 37.6% | - |
| Schrijnwerkerij Milliau-Immo Sint-Niklaas | €635,103 | €84,866 | 24.4% | - |
| IONASHKU RENOVATION Waregem | €532,547 | €96,483 | 20.8% | - |
| GHAco Lendelede | €361,892 | €51,821 | 59.3% | - |
| Metselwerken Mahieu Christof Wielsbeke | €424,594 | €102,932 | 15.3% | - |
These companies have the same main activity as AMER: bricklaying and masonry work (NACE 43910). They are comparable in size and age: total assets between €362,000 and €635,000, founded between 2020 and 2022.
AMER files the micro format. That format states no turnover. The gross margin rose from €48,352 in 2022 to €65,401 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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