Equity
€836,463 ▲ 8.6%
Amélise paid out €108,832 in dividends. That is 62% of the 2025 profit.
Amélise
Lifetime
2 annual accounts with figures on one time axispeak €338,541 (2025)
€338,541▲ 20.7%
peak €175,003 (2025)
€175,003▲ 29.8%
peak €836,463 (2025)
€836,463▲ 8.6%
€651,479▲ 91.9%
Board1 name since 2023
1 directorFRIPON Tim Jan Chris
Documentsfilings and deeds
18-06-202643 days before the deadline
2025abbreviated format
Gross margin from €280,593 to €338,541Result from €134,817 to €175,003Dividend €108,832Debts from €339,563 to €651,479Investments €432,345
Key points
from the 2025 annual accountsTurnover
≈ €370,000 estimated
The abbreviated format states no turnover.
Debts
€651,479 ▲ 91.9%
Debts rose by €311,916 in 2025.
Investments
€432,345 4.7 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 76.7% higher than in 2024.
Starting capital
€734,531 100 shares
Position in the sector
€175,003
Higher net result than 85% of companies in real estate. Sector median €9,988 · 11,288 companies.
Checked score
97
Excellent
Financially stronger than 76% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 0.9%● unchanged vs 12-2024
02-2025: 1.0%▲ +0.1 percentage points vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 0.9%▼ -0.1 percentage points vs 03-2025
05-2025: 0.9%● unchanged vs 04-2025
06-2025: 1.1%▲ +0.2 percentage points vs 05-2025highest value
07-2025: < 0.1%▼ -1.1 percentage points vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Real estate activities (NACE 68)
Liquidity: current ratio 7.74, cash €481,045
Size: total assets €1.5m
Figures for financial year 2025 (filed on 18-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 69% of them on solvency, 91% on liquidity, 81% on profitability and 64% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,127 companies had the same profile as Amélise has now. Each dot stands for 8 companies, two years later.
97.2%
were still trading
1.9%
stopped another way
0.8%
went bankrupt
That fits the bankruptcy probability of Amélise itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,127 companies, not a prediction for Amélise. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €80,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.74 (6.24 in 2024), above the usual 1.5. Short-term debt is 5.2% and cash 32.3% of total assets. 43.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
43 days early
2024
36 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 40 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803381813
Incorporation
Founding capital of €734,530.72, 100 shares · Demerger: Global Finance & Invest splits off to Amélise · Founder: FRIPON Tim Jan Chris (founder and shareholder) · published on 03-07-2023 · Gazette deed
First establishment
Ortolaanstraat 11, Hechtel-Eksel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Amélise Hechtel-Eksel | €1.5m | €338,541 | 56.2% | - |
| NEW MZ SINT-TRUIDEN Sint-Truiden | €1.2m | €526,700 | 64.5% | - |
| Abatimmo Hasselt | €1.5m | €553,667 | 41.3% | - |
| Immo Toffee Ghent | €1.6m | €344,461 | 22.2% | - |
| IMMO DECANCQ Tielt | €1.1m | €373,557 | 72.0% | - |
| ELIF PALACE Nazareth-De Pinte | €1.5m | €302,725 | 2.6% | - |
| POLYCLINIQUE BNA SANTE Antoing | €1.5m | €489,892 | 21.1% | - |
These companies have the same main activity as Amélise: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €1.1m and €1.6m, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 29-06-2023Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203
- Establishment unit
- 2.346.797.4123940 Hechtel-Eksel, since 29-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 03-04-2026
Annual accounts 2025
- €1.5m▲ 34.1%
- Filing
- Filed on 18-06-2026, 43 days before the end of the filing period
Insights on Amélise
Amélise has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €836,463 and a net result of €175,003.
Its solvency ranks better than 70% of 11,297 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Amélise
- What is the company number of Amélise?
- The company number of Amélise is 0803.381.813. The VAT number is the same number with BE in front: BE 0803.381.813.
- Where is Amélise based?
- The registered office is at Ortolaanstraat 11, 3940 Hechtel-Eksel.Company details
- What does Amélise do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of Amélise?
- Amélise is a private limited company (BV).
- When was Amélise founded?
- Amélise was founded on 29-06-2023.
- Is Amélise still active?
- Yes, Amélise is an active enterprise in the KBO register.
- What is the turnover of Amélise?
- The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €338,541 and 39 comparable companies (NACE 68203). It probably lies between €350,000 and €470,000.Financials
- Is Amélise profitable?
- In financial year 2025, Amélise made a profit of €175,003.
- Where can I find the annual accounts of Amélise?
- Amélise filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Amélise due?
- Amélise must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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