Amelio
ActiveSummary
The computed 12-month bankruptcy probability of Amelio is 2.2% (moderate). The 2025 annual accounts show equity of €180,065 and a net result of €38,733. Equity is growing by ~29.9% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-1
Solvency41▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity short (current ratio 0.17 against 0.13 in 2024; short-term debt: 15.9% and cash: 2.3% of total assets), and 83.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.5%
Return on assets
3.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
5 d early
2022
5 d early
2021
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 5 accounts on average 4 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€180,065▲ 17.6%
2024 · €153,097
Total assets
€1.1m▼ 1.5%
2024 · €1.1m
Net result
€38,733▼ 19.1%
2024 · €47,860
Working capital
-€144,353▲ 8.8%
2024 · -€158,312
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€67,225-€38,834▼ 42.2%€32,823▼ 15.5%€71,147▲ 117%€72,694▲ 2.2%
Net result€52,118-€27,870▼ 46.5%€21,049▼ 24.5%€47,860▲ 127%€38,733▼ 19.1%
Equity€56,318-€84,188▲ 49.5%€105,237▲ 25.0%€153,097▲ 45.5%€180,065▲ 17.6%
Total assets€81,765-€611,444▲ 648%€967,030▲ 58.2%€1.1m▲ 14.7%€1.1m▼ 1.5%
Debt€25,447-€527,257▲ 1,972%€861,793▲ 63.4%€956,449▲ 11.0%€912,988▼ 4.5%
Working capital€34,830--€17,296-€32,043▼ 85.3%-€158,312▼ 394%-€144,353▲ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€1.1m ▼ 2.1%
Current assets
€29,521 ▲ 25.3%
Equity and liabilities €1.1m
Equity
€180,065 ▲ 17.6%
Debt
€912,988 ▼ 4.5%
Debt's share of the balance-sheet total falls from 86.2% to 83.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€112,862▼
2024 · €113,594
Cash flow
€78,901▼
2024 · €90,307
Current ratio
0.17▲
2024 · 0.13
Quick ratio
0.17▲
2024 · 0.13
Debt to equity
5.07▼
2024 · 6.25
ROE
21.5%▼
2024 · 31.3%
ROA
3.5%▼
2024 · 4.3%
Interest coverage
5.49▼
2024 · 5.55
Debt ≤ 1 year
€173,873▼
2024 · €181,869
Debt > 1 year
€728,028▼
2024 · €766,569
Income taxes
€13,392▲
2024 · €2,818
Staff costs
€4,315▲
2024 · €3,875
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,365 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.7%
went bankrupt
1.4%
stopped otherwise
97%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,365 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €8,751 | - |
| Remuneration, social security and pensions62 | - | €3,257 | €3,321 | €3,875 | €4,315 | ▲ 11.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,127 | €19,334 | €46,305 | €42,447 | €40,168 | ▼ 5.4% |
| Other operating charges640/8 | - | €1,026 | €2,501 | €3,002 | €2,676 | ▼ 10.9% |
| Gross operating margin9900 | €83,695 | €62,451 | €84,950 | €120,471 | €119,853 | ▼ 0.5% |
| Operating profit (loss)9901 | €67,225 | €38,834 | €32,823 | €71,147 | €72,694 | ▲ 2.2% |
| Financial income75/76B | - | €204 | €396 | €7 | - | - |
| Recurring financial income75 | €1 | €204 | €396 | €7 | - | - |
| Financial charges65/66B | - | €7,367 | €11,996 | €20,477 | €20,570 | ▲ 0.5% |
| Recurring financial charges65 | €883 | €7,367 | €11,996 | €20,477 | €20,570 | ▲ 0.5% |
| Profit (loss) for the period before taxes9903 | €66,344 | €31,671 | €21,222 | €50,678 | €52,125 | ▲ 2.9% |
| Income taxes67/77 | €14,226 | €3,801 | €173 | €2,818 | €13,392 | ▲ 375% |
| Profit (loss) for the period9904 | €52,118 | €27,870 | €21,049 | €47,860 | €38,733 | ▼ 19.1% |
| Profit (loss) for the period to be appropriated9905 | €52,118 | €27,870 | €21,049 | €47,860 | €38,733 | ▼ 19.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €81,765 | €611,444 | €967,030 | €1.1m | €1.1m | ▼ 1.5% |
| Formation expenses20 | - | - | - | - | €0 | - |
| Fixed assets21/28 | €35,861 | €597,582 | €919,437 | €1.1m | €1.1m | ▼ 2.1% |
| Tangible fixed assets22/27 | €35,861 | €597,582 | €919,437 | €1.1m | €1.1m | ▼ 2.1% |
| Land and buildings22 | - | €576,152 | €882,687 | €1.0m | €1.0m | ▼ 1.2% |
| Plant, machinery and equipment23 | - | €3,435 | €2,168 | €1,101 | €1,195 | ▲ 8.6% |
| Furniture and vehicles24 | - | €3,396 | €25,424 | €65,956 | €60,936 | ▼ 7.6% |
| Leasing and similar rights25 | - | €14,600 | €9,158 | €6,246 | €1,281 | ▼ 79.5% |
| Current assets29/58 | €45,904 | €13,862 | €47,593 | €23,557 | €29,521 | ▲ 25.3% |
| Stocks and contracts in progress3 | - | - | - | - | €49 | - |
| Stocks30/36 | - | - | - | - | €49 | - |
| Amounts receivable within one year40/41 | €12,121 | €5,703 | €14,415 | €1,109 | €3,900 | ▲ 252% |
| Trade receivables40 | - | €129 | €13,216 | €1,109 | - | - |
| Other amounts receivable41 | - | €5,574 | €1,199 | - | €3,900 | - |
| Cash at bank and in hand54/58 | €33,783 | €8,160 | €33,178 | €22,327 | €25,252 | ▲ 13.1% |
| Deferred charges and accrued income490/1 | - | - | - | €121 | €320 | ▲ 164% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €81,765 | €611,444 | €967,030 | €1.1m | €1.1m | ▼ 1.5% |
| Equity10/15 | €56,318 | €84,188 | €105,237 | €153,097 | €180,065 | ▲ 17.6% |
| Contributions10/11 | - | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €51,300 | €79,100 | €100,100 | €147,950 | €174,900 | ▲ 18.2% |
| Distributable reserves133 | - | €79,100 | €100,100 | €147,950 | €174,900 | ▲ 18.2% |
| Profit (loss) carried forward14 | €18 | €88 | €137 | €147 | €165 | ▲ 12.3% |
| Amounts payable17/49 | €25,447 | €527,257 | €861,793 | €956,449 | €912,988 | ▼ 4.5% |
| Amounts payable after more than one year17 | €14,373 | €490,837 | €775,734 | €766,569 | €728,028 | ▼ 5.0% |
| Financial debts170/4 | - | €490,837 | €775,734 | €766,569 | €728,028 | ▼ 5.0% |
| Amounts payable within one year42/48 | €11,075 | €31,158 | €79,636 | €181,869 | €173,873 | ▼ 4.4% |
| Current portion of amounts payable after more than one year42 | - | €29,536 | €41,123 | €41,207 | €43,559 | ▲ 5.7% |
| Trade debts44 | €1,144 | €1,248 | €33,009 | €1,388 | €930 | ▼ 33.0% |
| Suppliers440/4 | - | €1,248 | €33,009 | €1,388 | €930 | ▼ 33.0% |
| Taxes, remuneration and social security45 | - | €374 | €2,662 | €4,964 | €9,179 | ▲ 84.9% |
| Taxes450/3 | - | €374 | €862 | €4,964 | €9,179 | ▲ 84.9% |
| Remuneration and social security454/9 | - | - | €1,800 | - | - | - |
| Other amounts payable47/48 | - | - | €2,842 | €134,310 | €120,206 | ▼ 10.5% |
| Accrued charges and deferred income492/3 | - | €5,261 | €6,423 | €8,011 | €11,087 | ▲ 38.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €52,118 | €27,870 | €21,049 | €47,860 | €38,733 | ▼ 19.1% |
| + Depreciation and write-downs630 | €12,127 | €19,334 | €46,305 | €42,447 | €40,168 | ▼ 5.4% |
| Operating cash flow (approximation) | €64,245 | €47,204 | €67,354 | €90,307 | €78,901 | ▼ 12.6% |
| Investment in fixed assets (approximation) | - | -€581,056 | -€368,160 | -€208,999 | -€17,712 | ▲ 91.5% |
| Change in cash | - | -€25,623 | €25,019 | -€10,851 | €2,924 | ▲ 127% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €150,000Eq €153,097 ▲45.5%
4 profitable years in a row build equity to €153,097.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €21,049 ▼24.5%
Net result drops to €21,049, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €100,000Eq €105,237 ▲25%
3 profitable years in a row build equity to €105,237.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2020
Ground area
3,436 m²
Building footprint
260 m²
Volume, LiDAR
1,000 m³
Parcel 71047A0154/00M002, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Amelio
since 20202.299.149.824
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71047A0154/00M002 | Flanders | 3,436 m² | 1 · 259 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,768 EUR awarded · 1,768 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 630 EUR | 630 EUR |
| 2024 | 1 | 540 EUR | 540 EUR |
| 2022 | 1 | 598 EUR | 598 EUR |
Identification & contact
Identification
Legal formPrivate limited company
Founded13-02-2020
Fiscal year end30-06
E-invoicing
Reachable via Peppol
Peppol ID
0208:0743608235
Also
9925:BE0743608235
Registered
29-06-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.