Equity
€17,914 from €113,648 in 2023
Equity fell by 84% in 2 years.
Amelia
Lifetime
5 annual accounts with figures on one time axispeak €110,737 (2025)
€110,737▲ 9.4%
peak €81,022 (2025)
€81,022▲ 2.3%
peak €113,648 (2023)
€17,914▼ 83.2%
€46,299▼ 2.2%
Board1 name since 2021
1 directorJan Van Cauwenberghe
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Dividend €170,000Equity from €106,892 to €17,914Cash from €142,414 to €49,572
Key points
from the 2025 annual accountsTurnover
≈ €190,000 estimated
The micro format states no turnover.
Debts
€46,299 72% of the balance sheet
Suppliers 1%Taxes and wages 86%Other 13%
Liquidity
1.32 was 3.20 in 2024
Short-term debts fell from €47,332 to €46,299.
Filings
5 annual accounts 1 late
The 2025 accounts came 24 days late. The other four were filed on time.
Position in the sector
€17,914
Less equity than 81% of companies in legal and accounting. Sector median €86,535 · 15,833 companies.
Checked score
93
Excellent
Financially stronger than 41% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025highest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 1.32, cash €49,572, halved
Size: total assets €64,213
Figures for financial year 2025 (filed on 24-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 28% of them on solvency, 48% on liquidity, 82% on profitability and 6% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as Amelia has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Amelia itself is lower: < 0.1% within 12 months. It rests on far more data about Amelia than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for Amelia. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.32 (3.2 in 2024), below the usual 1.5. Short-term debt is 72.1% and cash 77.2% of total assets. 72.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
24 days late
2024
130 days early
2023
18 days early
2022
65 days early
2021
82 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 54 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 May (4 of the last 5 accounts filed within 65 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0778353734
Registered-office move · Amendment of the articles
Director in office: JanVanCauwenberghe · General meeting of 21-02-2024 · Gazette deed
Incorporation
Founding capital of €1,500, 150 shares · Founder: Jan Van Cauwenberghe · Appointment: Jan Van Cauwenberghe (statutory director) · published on 09-12-2021 · Gazette deed
First establishment
Paul Deschanellaan 147, Schaerbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Amelia Schaerbeek | €64,213 | €110,737 | 27.9% | - |
| LE ROUX AVOCAT Molenbeek-Saint-Jean | €66,846 | €115,908 | 5.3% | - |
| Bolandhe Légal Forest | €76,715 | €111,009 | 6.5% | - |
| Sören Vandeweyer Leuven | €64,755 | €118,588 | 12.8% | - |
| Natalie Luyten advocaat Antwerp | €70,462 | €118,157 | 4.3% | - |
| ADE LEGAL Antwerp | €60,475 | €100,011 | 81.3% | - |
| ANIC Lievegem | €78,094 | €105,665 | 5.6% | - |
These companies have the same main activity as Amelia: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €60,500 and €78,100, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 07-12-2021Normal situation
- Activity
- Activities of lawyersNACE 69101
- Establishment unit
- 2.327.977.8281030 Schaerbeek, since 07-12-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 07-12-2025
Insights on Amelia
Amelia files the micro format. That format states no turnover. The gross margin rose from €5,211 in 2021 to €110,737 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Amelia
- What is the company number of Amelia?
- The company number of Amelia is 0778.353.734. The VAT number is the same number with BE in front: BE 0778.353.734.
- Where is Amelia based?
- The registered office is at Paul Deschanellaan 147, 1030 Schaerbeek.Company details
- What does Amelia do?
- According to the KBO register, the main activity is activities of lawyers (NACE 69101).
- What is the legal form of Amelia?
- Amelia is a private limited company (BV).
- When was Amelia founded?
- Amelia was founded on 07-12-2021.
- Is Amelia still active?
- Yes, Amelia is an active enterprise in the KBO register.
- What is the turnover of Amelia?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €110,737 and 38 comparable companies (NACE 691). It probably lies between €150,000 and €290,000. In financial year 2024 turnover was €129,187.Financials
- Is Amelia profitable?
- In financial year 2025, Amelia made a profit of €81,022.
- Where can I find the annual accounts of Amelia?
- Amelia filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Amelia due?
- Amelia must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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