Amelaur
ActiveSummary
Amelaur has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €55k. Its solvency ranks better than 47% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency85▲+12
Growth52
Track record82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity ample (current ratio 3.05 against 1.28 in 2024; short-term debt: 25.4% and cash: 33.3% of total assets), and 40.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.8%
Return on assets
28.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
93 d early
2024
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▲ 87.0%
2024 · €62k
2024: €62k
2024 → 2025
Total assets
€194k▲ 51.2%
2024 · €128k
2024: €128k
2024 → 2025
Net result
€55k▼ 6.3%
2024 · €58k
2024: €58k
2024 → 2025
Working capital
€101k▲ 439%
2024 · €19k
2024: €19k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€62k-€116k▲ 87.0%
Operating result€78k-€75k▼ 4.2%
Net result€58k-€55k▼ 6.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€43k ▲ 0.4%
Current assets
€150k ▲ 76.9%
Equity and liabilities €194k
Equity
€116k ▲ 87.0%
Debt
€78k ▲ 17.7%
Debt's share of the balance-sheet total falls from 51.7% to 40.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€82k▲
2024 · €81k
Cash flow
€61k▲
2024 · €61k
Current ratio
3.05▲
2024 · 1.28
Debt to equity
0.67▼
2024 · 1.07
ROE
47.3%▼
2024 · 94.3%
ROA
28.2%▼
2024 · 45.6%
Interest coverage
47.29▼
2024 · 120.80
Debt ≤ 1 year
€49k▼
2024 · €66k
Debt > 1 year
€29k
Income taxes
€21k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€128k€194k▲
Fixed assets21/28€43k€43k▲
Tangible fixed assets22/27€43k€43k▲
Land and buildings22€38k€35k▼
Plant, machinery and equipment23€2k€7k▲
Furniture and vehicles24€3k€1k▼
Current assets29/58€85k€150k▲
Amounts receivable within one year40/41-€76k
Other amounts receivable41-€76k
Cash at bank and in hand54/58€85k€64k▼
Deferred charges and accrued income490/1-€10k
Equity and liabilities
Total equity and liabilities10/49€128k€194k▲
Equity10/15€62k€116k▲
Contributions10/11€4k€4k=
Reserves13€58k€112k▲
Distributable reserves133€58k€112k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€66k€78k▲
Amounts payable after more than one year17-€29k
Financial debts170/4-€29k
Amounts payable within one year42/48€66k€49k▼
Current portion of amounts payable after more than one year42-€3k
Trade debts44€42k€5k▼
Suppliers440/4€42k€5k▼
Taxes, remuneration and social security45€23k€40k▲
Taxes450/3€19k€40k▲
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48€1k€583▼
Accrued charges and deferred income492/3-€109
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€7k▲
Non-recurring operating charges66A-€261
Gross operating margin9900€81k€82k▲
Operating profit (loss)9901€78k€75k▼
Financial income75/76B€0€2k▲
Recurring financial income75€0€2k▲
Financial charges65/66B€667€2k▲
Recurring financial charges65€667€2k▲
Profit (loss) for the period before taxes9903€78k€75k▼
Income taxes67/77€19k€21k▲
Profit (loss) for the period9904€58k€55k▼
Profit (loss) for the period to be appropriated9905€58k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58k€55k▼
Transfer to equity691/2€58k€54k▼
To other reserves6921€58k€54k▼
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 3.05
Current ratio from 1.28 to 3.05; short-term debt falls from €66k to €49k.
31-12
Financial
Equity above €100kEq €116k ▲87%
2 profitable years in a row build equity to €116k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Doornplasstraat 1109031 GentGround area
921 m²
Building footprint
89 m²
Volume, LiDAR
161 m³
Parcel 44017C0007/00E000, Flanders · tallest building 4.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Amelaur
since 20242.354.802.979
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017C0007/00E000 | Flanders | 921 m² | 1 · 89 m² | 4.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FYSIOKIN
BE 0467.138.142
Leuven · Eq €114,974
DECLOEDT Reinout
BE 0864.622.069
Lievegem · Eq €114,755
MEDIPART
BE 1000.569.450
Herstal · Eq €113,798
ENTRE TERRE ET CIEL
BE 0889.844.544
Verviers · Eq €118,232
Moyson Clinical Consulting
BE 0537.832.435
Heist-op-den-Berg · Eq €118,358
Of 10,451 companies in sector 86995 we hold annual accounts for 886. 694 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
86995Nutrition and dietetics services
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.