Améa
ActiveAméa is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-34k) and a net result of €-54k. Equity is shrinking by ~86.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 6144 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 6144 sector peers (2024).
NBB · sector comparisonPosition among 6144 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
17 d early
2022
26 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€-34k
2023 · €20k
2022: €661
2023: €20k
2022 → 2024
Net result
€-54k
2023 · €19k
2022: €-2k
2023: €19k
2022 → 2024
Total assets
€21k▼ 70.3%
2023 · €69k
2022: €3k
2023: €69k
2022 → 2024
Solvency
-165.9%▼ 194.8pp
2023 · 28.9%
2022: 19.8%
2023: 28.9%
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€661-€20k▲ 2,936%€-34k
Operating result€-2k-€25k€-52k
Net result€-2k-€19k€-54k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €52k after €25k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €21k
Fixed assets
€7k▼ 22.5%
Current assets
€14k▼ 77.5%
Key figures and ratios
Solvency
-165.9%▼
2023 · 28.9%
ROE
158.7%▲
2023 · 96.7%
ROA
-263.4%▼
2023 · 28.0%
Debt
€55k▲
2023 · €49k
Debt ≤ 1 year
€55k▲
2023 · €49k
Income taxes
€0▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€69k€21k▼
Fixed assets21/28€9k€7k▼
Tangible fixed assets22/27€9k€7k▼
Furniture and vehicles24€9k€7k▼
Current assets29/58€60k€14k▼
Amounts receivable within one year40/41€60k€11k▼
Trade receivables40-€10k
Other amounts receivable41€60k€1k▼
Cash at bank and in hand54/58€30€3k▲
Equity and liabilities
Total equity and liabilities10/49€69k€21k▼
Equity10/15€20k€-34k▼
Contributions10/11€3k€3k=
Reserves13€17k€0▼
Distributable reserves133€17k€0▼
Profit (loss) carried forward14€0€-37k▼
Amounts payable17/49€49k€55k▲
Amounts payable within one year42/48€49k€55k▲
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€13k€1k▼
Taxes450/3€13k€1k▼
Other amounts payable47/48€30k€50k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€2k€457▼
Gross operating margin9900€29k€-50k▼
Operating profit (loss)9901€25k€-52k▼
Financial income75/76B€5€0▼
Recurring financial income75€5€0▼
Financial charges65/66B€462€2k▲
Recurring financial charges65€462€2k▲
Profit (loss) for the period before taxes9903€25k€-54k▼
Income taxes67/77€5k€0▼
Profit (loss) for the period9904€19k€-54k▼
Profit (loss) for the period to be appropriated9905€19k€-54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€-54k▼
Profit (loss) brought forward from the previous period14P€-2k€0▲
Transfer from equity791/2-€17k
Transfer to equity691/2€17k€0▼
To other reserves6921€17k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-54k ▼379%
Net result drops to €-54k, the lowest in the series.
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duiventorenstraat 62910 EssenGround area
578 m²
Building footprint
104 m²
Parcel 11016B0651/00W000, Flanders. Linked by address, not a title deed.
1 establishment unit
Améa
since 20222.340.157.365
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11016B0651/00W000 | Flanders | 578 m² | 1 · 103 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,755 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 1,755 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 7,359 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2022
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.