Ame-Lys
ActiveSummary
Ame-Lys has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €8k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 28% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+23
Solvency51▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.01 in 2024; short-term debt: 64.8% and cash: 0.1% of total assets), and 73.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
36 d early
2023
56 d early
2022
6 d early
2021
31 d late
2020
5 d late
2019
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▲ 12.5%
2024 · €9k
2018: €-5k
2019: €5k
2020: €7k
2021: €-921
2022: €11k
2023: €9k
2024: €9k
2018 → 2025
Total assets
€41k▲ 15.1%
2024 · €35k
2018: €10k
2019: €13k
2020: €16k
2021: €12k
2022: €44k
2023: €36k
2024: €35k
2018 → 2025
Net result
€8k▲ 3,162%
2024 · €240
2018: €-2k
2019: €-2k
2020: €2k
2021: €293
2022: €12k
2023: €-2k
2024: €240
2018 → 2025
Working capital
€4k▲ 3,733%
2024 · €95
2018: €-5k
2019: €3k
2020: €3k
2021: €-3k
2022: €-2k
2023: €-1k
2024: €95
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-921-€11k€9k▼ 14.4%€9k▲ 2.6%€11k▲ 12.5%
Operating result€2k-€15k▲ 899%€-140€3k€12k▲ 386%
Net result€293-€12k▲ 3,894%€-2k€240€8k▲ 3,162%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 386% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€11k ▼ 38.5%
Current assets
€30k ▲ 67.1%
Equity and liabilities €41k
Equity
€11k ▲ 12.5%
Debt
€30k ▲ 16.0%
Debt's share of the balance-sheet total rises from 73.2% to 73.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €9k
Cash flow
€15k▲
2024 · €7k
Current ratio
1.14▲
2024 · 1.01
Debt to equity
2.82▲
2024 · 2.74
ROE
73.4%▲
2024 · 2.5%
ROA
19.2%▲
2024 · 0.7%
Interest coverage
54.74▲
2024 · 21.81
Debt ≤ 1 year
€26k▲
2024 · €18k
Debt > 1 year
€4k▼
2024 · €8k
Income taxes
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€35k€41k▲
Fixed assets21/28€17k€11k▼
Tangible fixed assets22/27€17k€11k▼
Furniture and vehicles24€17k€11k▼
Other tangible fixed assets26€4€0▼
Current assets29/58€18k€30k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€18k€30k▲
Trade receivables40€14k€21k▲
Other amounts receivable41€4k€8k▲
Cash at bank and in hand54/58€11€52▲
Deferred charges and accrued income490/1-€205
Equity and liabilities
Total equity and liabilities10/49€35k€41k▲
Equity10/15€9k€11k▲
Contributions10/11€11k€11k=
Profit (loss) carried forward14€-1k€0▲
Amounts payable17/49€26k€30k▲
Amounts payable after more than one year17€8k€4k▼
Financial debts170/4€8k€4k▼
Amounts payable within one year42/48€18k€26k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Financial debts43€13€554▲
Credit institutions430/8-€554
Other loans439€13€0▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€9k€13k▲
Taxes450/3€5k€10k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€314€0▼
Other operating charges640/8€678€787▲
Gross operating margin9900€10k€20k▲
Operating profit (loss)9901€3k€12k▲
Financial income75/76B€242€270▲
Recurring financial income75€242€270▲
Financial charges65/66B€428€345▼
Recurring financial charges65€428€345▼
Profit (loss) for the period before taxes9903€2k€12k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€240€8k▲
Profit (loss) for the period to be appropriated9905€240€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€7k▲
Profit (loss) brought forward from the previous period14P€-1k€-1k▲
Profit to be distributed694/7-€7k
Return on contributions (dividend)694-€7k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €240
Net result €240 after one loss-making year.
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €12k ▲3894%
Operating result €15k, net result €12k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 1.38
Current ratio from 0.64 to 1.38; short-term debt falls from €13k to €7k.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rozenstraat 181650 BeerselGround area
1,258 m²
Building footprint
133 m²
Parcel 23003A0342/00C002, Flanders. Linked by address, not a title deed.
1 establishment unit
AME-LYS
since 20162.251.148.977
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23003A0342/00C002 | Flanders | 1,258 m² | 1 · 133 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 23,613 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2016
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
47715Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.