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AMC

Active
Public limited companyfounded 199135 yrs activeRinglaan(Heu) 16, 8501 Kortrijk, BelgiumKBO/BCE: BE 0443.891.695
Summary

AMC has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €602,592 and a net result of €34,030. Equity is growing by ~38.1% per year across the filed fiscal years. Its solvency ranks better than 43% of 8115 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability59▼-20
Solvency62▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.63 in 2024; short-term debt: 27.7% and cash: 9.5% of total assets), and 63.1% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 35 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
36.9%
Return on assets
2.1%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
129 d early
2024
112 d early
2023
29 d late
2022
30 d late
2021
6 d early
2020
31 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AMC was incorporated on 8 April 1991.1 Total assets fell from EUR 2.3 million in 2018 to EUR 1.6 million in 2025 and headcount from 3.1 full-time equivalents in 2018 to 1.3 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2024 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€602,592▲ 6.0%
2024 · €568,562
Total assets
€1.6m▼ 17.8%
2024 · €2.0m
Net result
€34,030▼ 79.9%
2024 · €169,167
Working capital
-€279,361▼ 8.2%
2024 · -€258,152
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€1.5m▼ 4.2%€1.4m▼ 5.6%€963,352▼ 31.5%€274,812▼ 71.5%€101,607▼ 63.0%
Net result€1.4m▼ 9.5%€1.3m▼ 4.2%€886,453▼ 31.9%€169,167▼ 80.9%€34,030▼ 79.9%
Equity€260,654▲ 159%€382,941▲ 46.9%€469,394▲ 22.6%€568,562▲ 21.1%€602,592▲ 6.0%
Total assets€4.9m▼ 32.1%€5.7m▲ 16.7%€3.2m▼ 43.6%€2.0m▼ 37.7%€1.6m▼ 17.8%
Debt€4.6m▼ 34.8%€5.3m▲ 15.0%€2.7m▼ 48.4%€1.4m▼ 47.8%€1.0m▼ 27.4%
Working capital€1.2m▲ 155%€943,633▼ 19.9%-€154,108-€258,152▼ 67.5%-€279,361▼ 8.2%
Staff (FTE)4▲ 33.3%4=4.8▲ 20.0%1.3▼ 72.9%0▼ 100%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€500,000€1.0m€1.5mOperating result 2021: €1.5m€1.5mNet result 2021: €1.4m€1.4mOperating result 2022: €1.4m€1.4mNet result 2022: €1.3m€1.3mOperating result 2023: €963,352€963,352Net result 2023: €886,453€886,453Operating result 2024: €274,812€274,812Net result 2024: €169,167€169,167Operating result 2025: €101,607€101,607Net result 2025: €34,030€34,03020212022202320242025€0€250,000€500,000€750,000€1mOperating result 2023: €963,352€963,000Net result 2023: €886,453€886,000Operating result 2024: €274,812€275,000Net result 2024: €169,167€169,000Operating result 2025: €101,607€102,000Net result 2025: €34,030€34,000202320242025
The operating result has fallen four years in a row; 2025 is 63% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.6m
Fixed assets €1.5m ▼ 6.0%
Current assets €172,947 ▼ 60.2%
Equity and liabilities €1.6m
Equity €602,592 ▲ 6.0%
Debt €1.0m ▼ 27.4%
Debt's share of the balance-sheet total falls from 71.4% to 63.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€191,424▼
2024 · €368,939
Cash flow
€123,846▼
2024 · €263,294
Current ratio
0.38▼
2024 · 0.63
Debt to equity
1.71▼
2024 · 2.50
ROE
5.6%▼
2024 · 29.8%
ROA
2.1%▼
2024 · 8.5%
Interest coverage
4.47▼
2024 · 6.94
Debt ≤ 1 year
€452,307▼
2024 · €692,608
Debt > 1 year
€580,253▼
2024 · €729,125
Income taxes
€25,259▼
2024 · €58,767
Staff costs
-€95▼
2024 · €93,755
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 14,684 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
3.5% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 14,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 66 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.0m€1.6m▼
Fixed assets21/28€1.6m€1.5m▼
Tangible fixed assets22/27€1.6m€1.5m▼
Land and buildings22€1.5m€1.5m▼
Plant, machinery and equipment23€9,995€5,984▼
Furniture and vehicles24€7,874€3,084▼
Current assets29/58€434,456€172,947▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€305,137€16,697▼
Trade receivables40€302,729€16,582▼
Other amounts receivable41€2,408€115▼
Cash at bank and in hand54/58€127,881€155,411▲
Deferred charges and accrued income490/1€1,438€838▼
Equity and liabilities
Total equity and liabilities10/49€2.0m€1.6m▼
Equity10/15€568,562€602,592▲
Contributions10/11€212,000€212,000=
Capital10€212,000€212,000=
Issued capital100€212,000€212,000=
Revaluation surpluses12€763,975€725,296▼
Reserves13€1.6m€1.6m▲
Non-distributable reserves130/1€21,200€21,200=
Legal reserve130€21,200€21,200=
Tax-exempt reserves132€75,780€92,620▲
Distributable reserves133€1.5m€1.5m▲
Profit (loss) carried forward14-€2.0m-€2.0m▲
Amounts payable17/49€1.4m€1.0m▼
Amounts payable after more than one year17€729,125€580,253▼
Financial debts170/4€729,125€580,253▼
Other amounts payable178/9€0-
Amounts payable within one year42/48€692,608€452,307▼
Current portion of amounts payable after more than one year42€143,620€148,873▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€251,723€4,245▼
Suppliers440/4€251,723€4,245▼
Advances received on contracts in progress46€1,500€1,500=
Taxes, remuneration and social security45€23,663€28,363▲
Taxes450/3€16,702€28,363▲
Remuneration and social security454/9€6,961€0▼
Other amounts payable47/48€272,102€269,327▼
Accrued charges and deferred income492/3€5€20▲
Income statement Code20242025
Non-recurring operating income76A€9,437€0▼
Remuneration, social security and pensions62€93,755-€95▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€94,127€89,817▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€258€2,740▲
Other operating charges640/8€10,955€10,614▼
Non-recurring operating charges66A€591€802▲
Gross operating margin9900€474,497€205,485▼
Operating profit (loss)9901€274,812€101,607▼
Financial income75/76B€6,289€522▼
Recurring financial income75€6,289€522▼
Financial charges65/66B€53,166€42,840▼
Recurring financial charges65€53,166€42,840▼
Profit (loss) for the period before taxes9903€227,935€59,289▼
Income taxes67/77€58,767€25,259▼
Profit (loss) for the period9904€169,167€34,030▼
Transfer to tax-exempt reserves689€75,780€16,840▼
Profit (loss) for the period to be appropriated9905€93,387€17,190▼
Appropriation of the result
Profit (loss) to be appropriated9906-€1.9m-€2.0m▼
Profit (loss) brought forward from the previous period14P-€2.0m-€2.0m=
Transfer to equity691/2€23,387€0▼
To other reserves6921€23,387€0▼
Profit to be distributed694/7€70,000€0▼
Directors or managers695€70,000€0▼
Social balance
Average headcount (FTE)90871.30.0▼

The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€11,400€250€9,437€0▼ 100%
Remuneration, social security and pensions62€221,413€283,046€283,231€93,755-€95▼ 100%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€129,764€130,294€103,561€94,127€89,817▼ 4.6%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4---€258€2,740▲ 963%
Other operating charges640/8€10,701€12,692€10,499€10,955€10,614▼ 3.1%
Non-recurring operating charges66A€6,258€394€0€591€802▲ 35.8%
Gross operating margin9900€1.9m€1.8m€1.4m€474,497€205,485▼ 56.7%
Operating profit (loss)9901€1.5m€1.4m€963,352€274,812€101,607▼ 63.0%
Financial income75/76B€3,734€901€2,444€6,289€522▼ 91.7%
Recurring financial income75€3,734€901€2,444€6,289€522▼ 91.7%
Financial charges65/66B€24,211€45,761€48,174€53,166€42,840▼ 19.4%
Recurring financial charges65€24,052€45,761€48,174€53,166€42,840▼ 19.4%
Non-recurring financial charges66B€159-----
Profit (loss) for the period before taxes9903€1.5m€1.4m€917,622€227,935€59,289▼ 74.0%
Income taxes67/77€108,956€59,202€31,169€58,767€25,259▼ 57.0%
Profit (loss) for the period9904€1.4m€1.3m€886,453€169,167€34,030▼ 79.9%
Transfer to tax-exempt reserves689---€75,780€16,840▼ 77.8%
Profit (loss) for the period to be appropriated9905€1.4m€1.3m€886,453€93,387€17,190▼ 81.6%
Line20212022202320242025Change
Assets
Total assets20/58€4.9m€5.7m€3.2m€2.0m€1.6m▼ 17.8%
Fixed assets21/28€1.9m€1.8m€1.7m€1.6m€1.5m▼ 6.0%
Tangible fixed assets22/27€1.9m€1.8m€1.7m€1.6m€1.5m▼ 6.0%
Land and buildings22€1.8m€1.7m€1.6m€1.5m€1.5m▼ 5.5%
Plant, machinery and equipment23€51,593€41,509€32,344€9,995€5,984▼ 40.1%
Furniture and vehicles24€8,351€8,745€7,600€7,874€3,084▼ 60.8%
Current assets29/58€3.0m€3.9m€1.5m€434,456€172,947▼ 60.2%
Stocks and contracts in progress3€1.1m€1.1m€1.0m€0--
Stocks30/36€1.1m€1.1m€1.0m€0--
Amounts receivable within one year40/41€1.5m€2.7m€399,195€305,137€16,697▼ 94.5%
Trade receivables40€1.5m€2.7m€366,718€302,729€16,582▼ 94.5%
Other amounts receivable41€2,079€0€32,477€2,408€115▼ 95.2%
Cash at bank and in hand54/58€345,723€16,805€107,749€127,881€155,411▲ 21.5%
Deferred charges and accrued income490/1€5,866€8,702€9,173€1,438€838▼ 41.7%
Equity and liabilities
Total equity and liabilities10/49€4.9m€5.7m€3.2m€2.0m€1.6m▼ 17.8%
Equity10/15€260,654€382,941€469,394€568,562€602,592▲ 6.0%
Contributions10/11€212,000€212,000€212,000€212,000€212,000=
Capital10€212,000€212,000€212,000€212,000€212,000=
Issued capital100€212,000€212,000€212,000€212,000€212,000=
Revaluation surpluses12€880,009€841,331€841,331€763,975€725,296▼ 5.1%
Reserves13€1.2m€1.3m€1.4m€1.6m€1.6m▲ 3.5%
Non-distributable reserves130/1€21,200€21,200€21,200€21,200€21,200=
Legal reserve130€21,200€21,200€21,200€21,200€21,200=
Tax-exempt reserves132---€75,780€92,620▲ 22.2%
Distributable reserves133€1.1m€1.3m€1.4m€1.5m€1.5m▲ 2.6%
Profit (loss) carried forward14-€2.0m-€2.0m-€2.0m-€2.0m-€2.0m▲ 0.9%
Amounts payable17/49€4.6m€5.3m€2.7m€1.4m€1.0m▼ 27.4%
Amounts payable after more than one year17€2.8m€2.3m€1.0m€729,125€580,253▼ 20.4%
Financial debts170/4€1.5m€1.0m€872,745€729,125€580,253▼ 20.4%
Other amounts payable178/9€1.3m€1.3m€166,488€0--
Amounts payable within one year42/48€1.8m€3.0m€1.7m€692,608€452,307▼ 34.7%
Current portion of amounts payable after more than one year42€143,207€144,905€138,511€143,620€148,873▲ 3.7%
Financial debts43€25,016€25,049€25,095€0--
Credit institutions430/8€25,016€25,049€25,095€0--
Trade debts44€379,642€318,106€684,053€251,723€4,245▼ 98.3%
Suppliers440/4€379,642€318,106€684,053€251,723€4,245▼ 98.3%
Advances received on contracts in progress46€1,500€1,500€1,500€1,500€1,500=
Taxes, remuneration and social security45€70,412€91,441€34,818€23,663€28,363▲ 19.9%
Taxes450/3€38,540€62,896€979€16,702€28,363▲ 69.8%
Remuneration and social security454/9€31,872€28,545€33,838€6,961€0▼ 100%
Other amounts payable47/48€1.2m€2.4m€800,000€272,102€269,327▼ 1.0%
Accrued charges and deferred income492/3€4,722€0-€5€20▲ 331%
Line20212022202320242025Change
Profit (loss) for the period9904€1.4m€1.3m€886,453€169,167€34,030▼ 79.9%
+ Depreciation and write-downs630€129,764€130,294€103,561€94,127€89,817▼ 4.6%
Operating cash flow (approximation)€1.5m€1.4m€990,014€263,294€123,846▼ 53.0%
Investment in fixed assets (approximation)--€32,900-€9,690€12,765€3,802▼ 70.2%
Change in cash--€328,918€90,944€20,132€27,530▲ 36.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-03
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Equity above €500,000Eq €568,562 ▲21.1%
7 profitable years in a row build equity to €568,562.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
25-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Equity above €200,000Eq €260,654 ▲159%
4 profitable years in a row build equity to €260,654.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial Equity above €100,000Eq €100,580
3 profitable years in a row build equity to €100,580.
31-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial Highest result since 2018net €2.0m ▲16,420%
Operating result €2.1m, net result €2.0m, both a record.
27-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 58 days late
2018
21-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 21 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts

We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 1991
seat establishment The establishment unit on the map
Ground area
4,546 m²
Building footprint
1,104 m²
Volume, LiDAR
4,904 m³
Parcel 34016B0651/00V000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ringlaan(Heu) 16, 8501 Kortrijk
Air transport
since 19912.052.680.742
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34016B0651/00V000 Flanders 4,546 m² 1 · 1,104 m² 7.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. CERIMA 100%
  2. DEJAGER TRANS 100%
  3. AMC

Highest known parent: CERIMA. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 2,503 companies in sector 46649 we hold annual accounts for 1,756. 1,417 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded08-04-1991
Fiscal year end31-12
Activities, NACEBEL 2025
46649Wholesale of other machinery and equipment
47820Retail sale of motor vehicle parts and accessories
46190Agents in non-specialised wholesale trade
46720Wholesale of motor vehicle parts and accessories
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0443891695
Registered 27-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.