Skip to content

AMC

Active
Private limited company (pre-2019)founded 197452 yrs activeHeernislaan 111, 9000 Gent, BelgiumKBO/BCE: BE 0414.066.967
Summary

AMC has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€5,061) and a net result of €5,249. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 52 years 0 60 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
24 d late
2024
57 d late
2023
13 d early
2022
25 d early
2021
11 d late
2020
31 d late
2019
12 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 14 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AMC was incorporated on 1 January 1974.1 Total assets fell from EUR 174,490 in 2018 to EUR 1,358 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2023

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€5,061▲ 50.9%
2024 · -€10,310
Total assets
€41▼ 54.1%
2024 · €90
Net result
€5,249
2024 · -€1,669
Working capital
-€2,561▲ 75.2%
2024 · -€10,310
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1,198-€117,549▼ 9,714%-€1,827▲ 98.4%-€1,515▲ 17.1%€5,419
Net result-€1,338-€117,702▼ 8,696%-€1,981▲ 98.3%-€1,669▲ 15.8%€5,249
Equity€111,041▼ 1.2%-€6,661-€8,642▼ 29.7%-€10,310▼ 19.3%-€5,061▲ 50.9%
Total assets€139,141▼ 19.7%€3,339▼ 97.6%€1,358▼ 59.3%€90▼ 93.4%€41▼ 54.1%
Debt€28,100▼ 53.9%€10,000▼ 64.4%€10,000=€10,400▲ 4.0%€2,603▼ 75.0%
Working capital-€1,459▼ 1,106%-€6,661▼ 357%-€8,642▼ 29.7%-€10,310▼ 19.3%-€2,561▲ 75.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
  • 2022 Net result -8,696% on 2021. The accounts now follow the micro schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0Operating result 2021: -€1,198-€1,198Net result 2021: -€1,338-€1,338Operating result 2022: -€117,549-€117,549Net result 2022: -€117,702-€117,702Operating result 2023: -€1,827-€1,827Net result 2023: -€1,981-€1,981Operating result 2024: -€1,515-€1,515Net result 2024: -€1,669-€1,669Operating result 2025: €5,419€5,419Net result 2025: €5,249€5,24920212022202320242025-€2,000€0€2,000€4,000€6,000Operating result 2023: -€1,827-€1,830Net result 2023: -€1,981-€1,980Operating result 2024: -€1,515-€1,520Net result 2024: -€1,669-€1,670Operating result 2025: €5,419€5,420Net result 2025: €5,249€5,250202320242025
The operating result returns to profit in 2025: €5,419 after a loss of €1,515 in 2024, the highest result in the available series.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€2,603▼
2024 · €10,400
Ratios withheld: a balance sheet total of €41 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,798 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a profit of 5% of the balance sheet or more
2.5% went bankrupt
5.3% stopped otherwise
91% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,798 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€90€41▼
Current assets29/58€90€41▼
Cash at bank and in hand54/58€90€41▼
Equity and liabilities
Total equity and liabilities10/49€90€41▼
Equity10/15-€10,310-€5,061▲
Contributions10/11€18,750€18,750=
Reserves13€1,859€1,859=
Non-distributable reserves130/1€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859=
Profit (loss) carried forward14-€30,919-€25,671▲
Provisions and deferred taxes16-€2,500
Provisions for liabilities and charges160/5-€2,500
Other liabilities and charges164/5-€2,500
Amounts payable17/49€10,400€2,603▼
Amounts payable within one year42/48€10,400€2,603▼
Trade debts44-€53
Suppliers440/4-€53
Other amounts payable47/48€10,400€2,550▼
Income statement Code20242025
Non-recurring operating income76A-€10,000
Provisions for liabilities and charges: additions (uses and reversals)635/8-€2,500
Other operating charges640/8€528€758▲
Gross operating margin9900-€987€8,677▲
Operating profit (loss)9901-€1,515€5,419▲
Financial charges65/66B€153€170▲
Recurring financial charges65€153€170▲
Profit (loss) for the period before taxes9903-€1,669€5,249▲
Profit (loss) for the period9904-€1,669€5,249▲
Profit (loss) for the period to be appropriated9905-€1,669€5,249▲
Appropriation of the result
Profit (loss) to be appropriated9906-€30,919-€25,671▲
Profit (loss) brought forward from the previous period14P-€29,251-€30,919▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€5,501--€10,000-
Provisions for liabilities and charges: additions (uses and reversals)635/8----€2,500-
Other operating charges640/8€468€561€516€528€758▲ 43.5%
Non-recurring operating charges66A-€41,732----
Gross operating margin9900-€730-€75,256-€1,311-€987€8,677▲ 979%
Operating profit (loss)9901-€1,198-€117,549-€1,827-€1,515€5,419▲ 458%
Financial charges65/66B€140€153€153€153€170▲ 11.1%
Recurring financial charges65€140€153€153€153€170▲ 11.1%
Profit (loss) for the period before taxes9903-€1,338-€117,702-€1,981-€1,669€5,249▲ 415%
Profit (loss) for the period9904-€1,338-€117,702-€1,981-€1,669€5,249▲ 415%
Profit (loss) for the period to be appropriated9905-€1,338-€117,702-€1,981-€1,669€5,249▲ 415%
Line20212022202320242025Change
Assets
Total assets20/58€139,141€3,339€1,358€90€41▼ 54.1%
Fixed assets21/28€112,500-----
Financial fixed assets28€112,500-----
Current assets29/58€26,641€3,339€1,358€90€41▼ 54.1%
Amounts receivable within one year40/41€25,849-----
Other amounts receivable41€25,849-----
Cash at bank and in hand54/58€792€3,339€1,358€90€41▼ 54.1%
Equity and liabilities
Total equity and liabilities10/49€139,141€3,339€1,358€90€41▼ 54.1%
Equity10/15€111,041-€6,661-€8,642-€10,310-€5,061▲ 50.9%
Contributions10/11€18,750€18,750€18,750€18,750€18,750=
Reserves13€9,022€1,859€1,859€1,859€1,859=
Non-distributable reserves130/1€1,859€1,859€1,859€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859€1,859€1,859€1,859=
Distributable reserves133€7,162-----
Profit (loss) carried forward14€83,269-€27,270-€29,251-€30,919-€25,671▲ 17.0%
Provisions and deferred taxes16----€2,500-
Provisions for liabilities and charges160/5----€2,500-
Other liabilities and charges164/5----€2,500-
Amounts payable17/49€28,100€10,000€10,000€10,400€2,603▼ 75.0%
Amounts payable within one year42/48€28,100€10,000€10,000€10,400€2,603▼ 75.0%
Trade debts44----€53-
Suppliers440/4----€53-
Other amounts payable47/48€28,100€10,000€10,000€10,400€2,550▼ 75.5%
Line20212022202320242025Change
Profit (loss) for the period9904-€1,338-€117,702-€1,981-€1,669€5,249▲ 415%
Operating cash flow (approximation)-€1,338-€117,702-€1,981-€1,669€5,249▲ 415%
Change in cash-€2,547-€1,981-€1,269-€49▲ 96.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial Back to profitnet €5,249
Net result €5,249 after 4 loss-making years.
26-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
18-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet -€117,702
Net result drops to -€117,702, the lowest in the series; recovery starts the following year.
11-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 11 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial Back to profitnet €3,839
Net result €3,839 after 2 loss-making years.
12-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 12 days late
2019
31-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
02-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1974
seat establishment The establishment unit on the map
Ground area
1,546 m²
Building footprint
1,313 m²
Volume, LiDAR
8,053 m³
2 parcels, Flanders · tallest building 13.5 m, ±2 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
AMC
Koopvaardijlaan 28, 9000 GentNACE 4520002
since 19742.009.814.858
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44807G0898/00K000 Flanders 1,083 m² 1 · 1,083 m² 8.1 m · 2 fl.
44811L0019/00P013 Flanders 462 m² 1 · 230 m² 13.5 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded01-01-1974
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0414066967
Registered 05-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.