AMBULAND
ActiveSummary
The computed 12-month bankruptcy probability of AMBULAND is 1.6% (moderate). The 2025 annual accounts show equity of €24,531 and a net result of -€10,099. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 11547 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability16▼-34
Solvency46▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.11 in 2024; short-term debt: 78.7% and cash: 36.7% of total assets), and 78.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.3%
Return on assets
-8.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
23 d early
2024
26 d early
2023
13 d early
2022
32 d late
2021
61 d late
2020
86 d late
2019
102 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 July (4 of the last 5 filed years within 44 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€24,531▼ 29.2%
2024 · €34,631
Total assets
€115,154▼ 68.4%
2024 · €364,191
Net result
-€10,099
2024 · €18,237
Working capital
€24,531▼ 29.2%
2024 · €34,631
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€16,786€25,257▲ 50.5%€21,431▼ 15.1%€26,147▲ 22.0%-€228
Net result€15,116within the sector's middle half-€4,086below the sector's middle half€15,983within the sector's middle half€18,237within the sector's middle half▲ 14.1%-€10,099below the sector's middle half
Equity€4,497below the sector's middle half€411below the sector's middle half▼ 90.9%€16,394within the sector's middle half▲ 3,893%€34,631within the sector's middle half▲ 111%€24,531within the sector's middle half▼ 29.2%
Total assets€173,554below the sector's middle half▲ 1,069%€96,873below the sector's middle half▼ 44.2%€97,636within the sector's middle half▲ 0.8%€364,191within the sector's middle half▲ 273%€115,154within the sector's middle half▼ 68.4%
Debt€169,057▲ 564%€96,462▼ 42.9%€81,243▼ 15.8%€329,561▲ 306%€90,623▼ 72.5%
Working capital€4,497below the sector's middle half€411below the sector's middle half▼ 90.9%€16,394within the sector's middle half▲ 3,893%€34,631within the sector's middle half▲ 111%€24,531within the sector's middle half▼ 29.2%
Solvency2.6%below the sector's middle half▲ 74.1pp0.4%below the sector's middle half▼ 2.2pp16.8%within the sector's middle half▲ 16.4pp9.5%within the sector's middle half▼ 7.3pp21.3%within the sector's middle half▲ 11.8pp
Current ratio1.03below the sector's middle half▲ 0.441.00below the sector's middle half▼ 0.021.20within the sector's middle half▲ 0.201.11within the sector's middle half▼ 0.101.27within the sector's middle half▲ 0.17
Return on assets (ROA)8.7%within the sector's middle half▲ 43.4pp-4.2%below the sector's middle half▼ 12.9pp16.4%above the sector's middle half▲ 20.6pp5.0%within the sector's middle half▼ 11.4pp-8.8%below the sector's middle half▼ 13.8pp
Staff (FTE)0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €228 after €26,147 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €115,154
Equity
€24,531 ▼ 29.2%
Debt
€90,623 ▼ 72.5%
Debt's share of the balance-sheet total falls from 90.5% to 78.7%. Equity and debt are lower.
Key figures and ratios
Quick ratio
0.53▲
2024 · 0.34
Debt to equity
3.69▼
2024 · 9.52
ROE
-41.2%▼
2024 · 52.7%
Debt ≤ 1 year
€90,623▼
2024 · €329,561
Income taxes
€15▼
2024 · €6,863
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,548 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 91% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a small loss
4.3%
went bankrupt
3.9%
stopped otherwise
91%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,548 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €136 | €2,549 | €1,438 | €776 | €2,439 | ▲ 214% |
| Gross operating margin9900 | €16,921 | €27,806 | €22,869 | €26,922 | €2,211 | ▼ 91.8% |
| Operating profit (loss)9901 | €16,786 | €25,257 | €21,431 | €26,147 | -€228 | ▼ 101% |
| Financial income75/76B | - | €179 | €158 | €51 | €10,219 | ▲ 19,820% |
| Recurring financial income75 | - | €179 | €158 | €51 | €35 | ▼ 31.4% |
| Non-recurring financial income76B | - | - | - | - | €10,184 | - |
| Financial charges65/66B | €158 | €29,522 | €1,051 | €1,098 | €20,075 | ▲ 1,729% |
| Recurring financial charges65 | €158 | €193 | €1,051 | €1,098 | €5,101 | ▲ 365% |
| Non-recurring financial charges66B | - | €29,329 | - | - | €14,974 | - |
| Profit (loss) for the period before taxes9903 | €16,628 | -€4,086 | €20,538 | €25,100 | -€10,084 | ▼ 140% |
| Income taxes67/77 | €1,512 | €0 | €4,555 | €6,863 | €15 | ▼ 99.8% |
| Profit (loss) for the period9904 | €15,116 | -€4,086 | €15,983 | €18,237 | -€10,099 | ▼ 155% |
| Profit (loss) for the period to be appropriated9905 | €15,116 | -€4,086 | €15,983 | €18,237 | -€10,099 | ▼ 155% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €173,554 | €96,873 | €97,636 | €364,191 | €115,154 | ▼ 68.4% |
| Current assets29/58 | €173,554 | €96,873 | €97,636 | €364,191 | €115,154 | ▼ 68.4% |
| Stocks and contracts in progress3 | €29,329 | €26,000 | €71,984 | €251,168 | €66,710 | ▼ 73.4% |
| Stocks30/36 | €29,329 | €26,000 | €71,984 | €251,168 | €66,710 | ▼ 73.4% |
| Amounts receivable within one year40/41 | €68,599 | €65,790 | €17,382 | €104,622 | €1,827 | ▼ 98.3% |
| Trade receivables40 | €68,599 | €60,395 | €7,996 | €83,070 | €883 | ▼ 98.9% |
| Other amounts receivable41 | - | €5,395 | €9,386 | €21,552 | €945 | ▼ 95.6% |
| Cash at bank and in hand54/58 | €75,626 | €5,083 | €8,271 | €8,401 | €42,208 | ▲ 402% |
| Deferred charges and accrued income490/1 | - | - | - | - | €4,409 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €173,554 | €96,873 | €97,636 | €364,191 | €115,154 | ▼ 68.4% |
| Equity10/15 | €4,497 | €411 | €16,394 | €34,631 | €24,531 | ▼ 29.2% |
| Contributions10/11 | €6,300 | €6,300 | €6,300 | €6,300 | €6,300 | = |
| Reserves13 | €15,116 | €15,116 | €15,116 | €15,116 | €15,116 | = |
| Distributable reserves133 | €15,116 | €15,116 | €15,116 | €15,116 | €15,116 | = |
| Profit (loss) carried forward14 | -€16,919 | -€21,006 | -€5,023 | €13,214 | €3,115 | ▼ 76.4% |
| Amounts payable17/49 | €169,057 | €96,462 | €81,243 | €329,561 | €90,623 | ▼ 72.5% |
| Amounts payable within one year42/48 | €169,057 | €96,462 | €81,243 | €329,561 | €90,623 | ▼ 72.5% |
| Trade debts44 | €78,134 | €9,550 | €61,866 | €290,600 | €2 | ▼ 100.0% |
| Suppliers440/4 | €78,134 | €9,550 | €61,866 | €290,600 | €2 | ▼ 100.0% |
| Advances received on contracts in progress46 | €82,280 | €85,400 | - | €27,542 | - | - |
| Taxes, remuneration and social security45 | €8,643 | €1,512 | €19,377 | €11,419 | €40,621 | ▲ 256% |
| Taxes450/3 | €8,643 | €1,512 | €19,377 | €11,419 | €40,621 | ▲ 256% |
| Other amounts payable47/48 | - | - | - | - | €50,000 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,116 | -€4,086 | €15,983 | €18,237 | -€10,099 | ▼ 155% |
| Operating cash flow (approximation) | €15,116 | -€4,086 | €15,983 | €18,237 | -€10,099 | ▼ 155% |
| Change in cash | - | -€70,544 | €3,188 | €131 | €33,807 | ▲ 25,774% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €18,237 ▲14.1%
Operating result €26,147, net result €18,237, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €15,983
Net result €15,983 after one loss-making year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
31-12
Financial
Back to profitnet €15,116
Net result €15,116 after 2 loss-making years.
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 86 days late
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assenede · 1 establishment unit since 2019
Ground area
541 m²
Building footprint
158 m²
Volume, LiDAR
610 m³
Parcel 43004A0609/00K000, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AMBULAND
since 20192.288.707.674
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43004A0609/00K000 | Flanders | 541 m² | 1 · 158 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 454 EUR awarded · 454 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 454 EUR |
| 2022 | 1 | 454 EUR | 0 EUR |
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Of 4,409 companies in sector 46180 we hold annual accounts for 1,891. 1,219 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-04-2019
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Contact
Website
www.ambuland.be
E-mail
info@ambuland.be
E-mail
adriaan@ambuland.beAssenede
Phone
+32496217619Assenede
E-invoicing
Reachable via Peppol
Peppol ID
0208:0725800124
Also
9925:BE0725800124
Registered
17-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.