AMBUHUY
ActiveThe computed 12-month bankruptcy probability of AMBUHUY is 1.5% (moderate). The annual accounts of AMBUHUY for fiscal year 2025 show a net loss of 55% of the equity at the start of that year. The 2025 annual accounts show equity of €28k and a net result of €-34k. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 14% of 865 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-67
Solvency34▼-6
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.13 against 1.22 in 2024; short-term debt: 76.2% and cash: 13.8% of total assets), and 90.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.1%
Return on assets
-11%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 865 sector peers (2025).
NBB · sector comparisonPosition among 865 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
62 d early
2023
100 d early
2022
31 d early
2021
59 d early
2020
9 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€538k
EBIT margin
7.2%
Net result
€-34k
2024 · €34k
2018: €52k
2019: €25k
2020: €1k
2021: €-2k
2022: €-42k
2023: €5k
2024: €34k
2018 → 2025
Working capital
€32k▼ 49.7%
2024 · €63k
2018: €32k
2019: €66k
2020: €32k
2021: €42k
2022: €55k
2023: €33k
2024: €63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€24k▼ 64.0%€28k▲ 19.7%€63k▲ 121%€28k▼ 54.8%
Operating result€11k-€-39k€40k€49k▲ 22.8%€-23k
Net result€-2k-€-42k▼ 1,818%€5k€34k▲ 639%€-34k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €23k after €49k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €311k
Fixed assets
€43k▼ 44.8%
Current assets
€268k▼ 22.8%
Equity and liabilities €311k
Equity
€28k▼ 54.8%
Debt
€283k▼ 22.0%
The debt ratio rises from 85.3% to 90.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€12k▼
2024 · €81k
Cash flow
€273▼
2024 · €67k
Solvency
9.1%▼
2024 · 14.7%
Current ratio
1.13▼
2024 · 1.22
Quick ratio
1.13▼
2024 · 1.22
Debt / equity
9.99▲
2024 · 5.78
ROE
-121.4%▼
2024 · 54.8%
ROA
-11.0%▼
2024 · 8.1%
Interest coverage
0.81▼
2024 · 12.84
Debt
€283k▼
2024 · €362k
Debt ≤ 1 year
€237k▼
2024 · €285k
Debt > 1 year
€32k▼
2024 · €57k
Income taxes
€0▼
2024 · €19k
Staff costs
€980k▲
2024 · €910k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€425k€311k▼
Fixed assets21/28€77k€43k▼
Tangible fixed assets22/27€76k€41k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€69k€37k▼
Financial fixed assets28€1k€1k=
Current assets29/58€348k€268k▼
Amounts receivable within one year40/41€323k€205k▼
Trade receivables40€237k€188k▼
Other amounts receivable41€86k€16k▼
Cash at bank and in hand54/58€23k€43k▲
Deferred charges and accrued income490/1€837€21k▲
Equity and liabilities
Total equity and liabilities10/49€425k€311k▼
Equity10/15€63k€28k▼
Contributions10/11€21k€21k=
Reserves13€40k€40k=
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€2k€-33k▼
Amounts payable17/49€362k€283k▼
Amounts payable after more than one year17€57k€32k▼
Financial debts170/4€57k€32k▼
Amounts payable within one year42/48€285k€237k▼
Current portion of amounts payable after more than one year42€60k€63k▲
Trade debts44€70k€21k▼
Suppliers440/4€70k€21k▼
Taxes, remuneration and social security45€154k€148k▼
Taxes450/3€27k€6k▼
Remuneration and social security454/9€127k€142k▲
Other amounts payable47/48€983€4k▲
Accrued charges and deferred income492/3€20k€13k▼
Income statement
Code20242025
Non-recurring operating income76A-€83
Remuneration, social security and pensions62€910k€980k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€35k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€51k
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A-€15k
Gross operating margin9900€995k€1.06M▲
Operating profit (loss)9901€49k€-23k▼
Financial income75/76B€11k€3k▼
Recurring financial income75€11k€3k▼
Financial charges65/66B€6k€15k▲
Recurring financial charges65€6k€15k▲
Profit (loss) for the period before taxes9903€53k€-34k▼
Income taxes67/77€19k€0▼
Profit (loss) for the period9904€34k€-34k▼
Profit (loss) for the period to be appropriated9905€34k€-34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-33k▼
Profit (loss) brought forward from the previous period14P€-33k€2k▲
Social balance
Average headcount (FTE)908724.826.8▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-42k
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anhée · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Dinant 1105537 AnhéeGround area
1,712 m²
Building footprint
299 m²
Volume, LiDAR
1,592 m³
Parcel 91005B0019/00C008, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SPRL AMBUHUY
since 20122.214.388.155
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91005B0019/00C008 | Wallonia | 1,712 m² | 1 · 299 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AL HAKIM
BE 1008.264.619
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COMALSA
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Of 6,996 companies in sector 49320 we hold annual accounts for 2,719. 2,213 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2012
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49390Land transport and transport via pipelines
86903Human health activities
86920Human health activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.