AMBU KÖSE
ActiveThe file of AMBU KÖSE contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 2.4% (moderate). The 2025 annual accounts show equity of €25k and a net result of €-8k. Equity is shrinking by ~4% per year across the filed fiscal years.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-26
Solvency100=
Growth52=
Track record85
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 23.03 against 8.45 in 2024; short-term debt: 4.3% and cash: 3.3% of total assets), and 4.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.7%
Return on assets
-29.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-8k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
46 d late
2024
8 d early
2023
58 d late
2022
151 d late
2021
61 d late
2020
29 d late
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▼ 23.4%
2024 · €33k
2018: €24k
2019: €35k
2020: €43k
2021: €56k
2022: €41k
2023: €35k
2024: €33k
2018 → 2025
Total assets
€26k▼ 29.4%
2024 · €37k
2018: €33k
2019: €41k
2020: €52k
2021: €68k
2022: €51k
2023: €43k
2024: €37k
2018 → 2025
Net result
€-8k▼ 334%
2024 · €-2k
2018: €-296
2019: €11k
2020: €8k
2021: €13k
2022: €-15k
2023: €-6k
2024: €-2k
2018 → 2025
Working capital
€25k▼ 23.4%
2024 · €33k
2018: €22k
2019: €35k
2020: €43k
2021: €56k
2022: €41k
2023: €35k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€41k▼ 27.1%€35k▼ 14.9%€33k▼ 5.1%€25k▼ 23.4%
Operating result€16k-€-15k€-6k▲ 60.4%€-2k▲ 71.6%€-8k▼ 348%
Net result€13k-€-15k€-6k▲ 59.9%€-2k▲ 70.9%€-8k▼ 334%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €2k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €26k
Equity
€25k▼ 23.4%
Debt
€1k▼ 74.1%
The debt ratio falls from 11.8% to 4.3%. Equity and debt are lower.
Key figures and ratios
Solvency
95.7%▲
2024 · 88.2%
Current ratio
23.03▲
2024 · 8.45
Quick ratio
23.03▲
2024 · 8.45
Debt / equity
0.05▼
2024 · 0.13
ROE
-30.5%▼
2024 · -5.4%
ROA
-29.2%▼
2024 · -4.7%
Debt
€1k▼
2024 · €4k
Debt ≤ 1 year
€1k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€26k▼
Current assets29/58€37k€26k▼
Amounts receivable within one year40/41€36k€25k▼
Other amounts receivable41€36k€25k▼
Cash at bank and in hand54/58€784€864▲
Equity and liabilities
Total equity and liabilities10/49€37k€26k▼
Equity10/15€33k€25k▼
Contributions10/11€10k€10k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€21k€13k▼
Amounts payable17/49€4k€1k▼
Amounts payable within one year42/48€4k€1k▼
Taxes, remuneration and social security45€4k-
Taxes450/3€469-
Remuneration and social security454/9€4k-
Other amounts payable47/48-€1k
Income statement
Code20242025
Other operating charges640/8€3k€3k▲
Gross operating margin9900€1k€-5k▼
Operating profit (loss)9901€-2k€-8k▼
Financial charges65/66B€60€19▼
Recurring financial charges65€60€19▼
Profit (loss) for the period before taxes9903€-2k€-8k▼
Profit (loss) for the period9904€-2k€-8k▼
Profit (loss) for the period to be appropriated9905€-2k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€13k▼
Profit (loss) brought forward from the previous period14P€23k€21k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 23.03
Current ratio from 8.45 to 23.03; short-term debt falls from €4k to €1k.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
14-02
Bankruptcy
Bankruptcy reversal
Tribunal de l’entreprise francophone de Bruxelles · SRL AMBU KOSE RUE DES PALAIS 153, 1030 Schaer- beek. déclarée le 6 janvier 2025 · event 11-02-2025
13-01
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL AMBU KOSE RUE DES PALAIS 153, 1030 Schaerbeek · event 06-01-2025
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 151 days late
2022
31-12
Financial
Weakest financial yearnet €-15k ▼218%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Highest result since 2018net €13k ▲62.9%
Operating result €16k, net result €13k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paleizenstraat 1531030 SchaarbeekGround area
114 m²
Building footprint
118 m²
Volume, LiDAR
1,486 m³
Parcel 21910E0047/00X011, Brussels · tallest building 18.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Paleizenstraat 153, 1030 Schaarbeek
since 20152.243.457.471
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21910E0047/00X011 | Brussels | 114 m² | 1 · 118 m² | 18.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Catherine HERINCKX AVENUE DU CONGO 1,
1050 IXELLES |
06-01-2025 → present |
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-06-2015
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.