Ambro
ActiveAmbro has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131k and a net result of €121k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 76% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+83
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 4.83 against 1.06 in 2024), and 20.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.6%
Return on assets
73.4%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €131k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
126 d early
2024
76 d early
2023
51 d early
2022
80 d early
2021
48 d early
2020
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€131k▲ 1,185%
2024 · €10k
2020: €28k
2021: €103k
2022: €179k
2023: €2k
2024: €10k
2020 → 2025
Total assets
€164k▲ 4.8%
2024 · €157k
2020: €53k
2021: €145k
2022: €241k
2023: €151k
2024: €157k
2020 → 2025
Net result
€121k▼ 2.1%
2024 · €123k
2020: €26k
2021: €75k
2022: €76k
2023: €101k
2024: €123k
2020 → 2025
Working capital
€129k▲ 1,389%
2024 · €9k
2020: €28k
2021: €100k
2022: €174k
2023: €-977
2024: €9k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€103k-€179k▲ 74.1%€2k▼ 98.9%€10k▲ 409%€131k▲ 1,185%
Operating result€98k-€100k▲ 1.7%€133k▲ 33.0%€162k▲ 22.0%€158k▼ 2.1%
Net result€75k-€76k▲ 1.6%€101k▲ 32.2%€123k▲ 22.3%€121k▼ 2.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets
€2k▲ 31.8%
Current assets
€162k▲ 4.6%
Equity and liabilities €164k
Equity
€131k▲ 1,185%
Debt
€34k▼ 77.1%
The debt ratio falls from 93.5% to 20.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€160k▼
2024 · €164k
Cash flow
€122k▼
2024 · €125k
Solvency
79.6%▲
2024 · 6.5%
Current ratio
4.83▲
2024 · 1.06
Quick ratio
4.83▲
2024 · 1.06
Debt / equity
0.26▼
2024 · 14.41
ROE
92.2%
ROA
73.4%▼
2024 · 78.5%
Interest coverage
137.22▼
2024 · 149.42
Debt
€34k▼
2024 · €147k
Debt ≤ 1 year
€34k▼
2024 · €147k
Income taxes
€37k▼
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€157k€164k▲
Fixed assets21/28€2k€2k▲
Tangible fixed assets22/27€2k€2k▲
Plant, machinery and equipment23€79€2k▲
Furniture and vehicles24€1k€323▼
Current assets29/58€155k€162k▲
Amounts receivable within one year40/41€73k€68k▼
Trade receivables40€73k€67k▼
Other amounts receivable41€0€230▲
Cash at bank and in hand54/58€81k€93k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€157k€164k▲
Equity10/15€10k€131k▲
Contributions10/11€2k€2k=
Reserves13€8k€129k▲
Distributable reserves133€8k€129k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€147k€34k▼
Amounts payable within one year42/48€147k€34k▼
Financial debts43€349€607▲
Credit institutions430/8€349€607▲
Trade debts44€104€2k▲
Suppliers440/4€104€2k▲
Taxes, remuneration and social security45€31k€31k▲
Taxes450/3€31k€31k▲
Other amounts payable47/48€115k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€1k€937▼
Gross operating margin9900€165k€161k▼
Operating profit (loss)9901€162k€158k▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€161k€157k▼
Income taxes67/77€38k€37k▼
Profit (loss) for the period9904€123k€121k▼
Profit (loss) for the period to be appropriated9905€123k€121k▼
Appropriation of the result
Profit (loss) to be appropriated9906€123k€121k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€8k€121k▲
To other reserves6921€8k€121k▲
Profit to be distributed694/7€115k€0▼
Return on contributions (dividend)694€115k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 5current ratio 4.83
Current ratio from 1.06 to 4.83; short-term debt falls from €147k to €34k.
31-12
Financial
Equity above €100kEq €131k ▲1185%
6 profitable years in a row build equity to €131k.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €123k ▲22.3%
Operating result €162k, net result €123k, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €179k ▲74.1%
3 profitable years in a row build equity to €179k.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €103k ▲270%
2 profitable years in a row build equity to €103k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zevengemeten 69031 GentGround area
647 m²
Building footprint
149 m²
Parcel 44017C0582/00A002, Flanders. Linked by address, not a title deed.
1 establishment unit
Ambro
since 20202.301.429.225
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017C0582/00A002 | Flanders | 647 m² | 1 · 149 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Cordemans Research & Consulting
BE 0526.786.907
Schaarbeek · Eq €131k
MID & CO
BE 0788.802.812
Waremme · Eq €131k
DELOMAT
BE 0678.735.328
Roeselare · Eq €131k
Jolien Van Turnhout
BE 0795.900.836
Nijlen · Eq €131k
BOLD MOVES
BE 1010.352.394
Watermaal-Bosvoorde · Eq €131k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,722 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
69202Legal and accounting activities
69209Other tax advisory services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.