AMBRE CONSULTING
ActiveThe computed 12-month bankruptcy probability of AMBRE CONSULTING is 2.2% (moderate). The 2025 annual accounts show equity of €12k and a net result of €42k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 6974 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-1
Solvency31▼-69
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.02 against 3.93 in 2024; short-term debt: 94.2% and cash: 89.8% of total assets), and 94.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.8%
Return on assets
20.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 6974 sector peers (2025).
NBB · sector comparisonPosition among 6974 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
94 d early
2024
47 d late
2023
57 d late
2022
50 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▼ 90.2%
2024 · €122k
2022: €25k
2023: €88k
2024: €122k
2022 → 2025
Total assets
€205k▲ 26.4%
2024 · €162k
2022: €89k
2023: €229k
2024: €162k
2022 → 2025
Net result
€42k▲ 24.7%
2024 · €34k
2022: €15k
2023: €63k
2024: €34k
2022 → 2025
Working capital
€3k▼ 97.3%
2024 · €117k
2022: €16k
2023: €81k
2024: €117k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€25k-€88k▲ 255%€122k▲ 38.4%€12k▼ 90.2%
Operating result€20k-€82k▲ 318%€48k▼ 41.0%€57k▲ 18.8%
Net result€15k-€63k▲ 326%€34k▼ 46.6%€42k▲ 24.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €205k
Fixed assets
€9k▲ 102%
Current assets
€196k▲ 24.3%
Equity and liabilities €205k
Equity
€12k▼ 90.2%
Debt
€193k▲ 380%
The debt ratio rises from 24.8% to 94.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€60k▲
2024 · €50k
Cash flow
€45k▲
2024 · €36k
Solvency
5.8%▼
2024 · 75.2%
Current ratio
1.02▼
2024 · 3.93
Quick ratio
1.02▼
2024 · 3.93
Debt / equity
16.15▲
2024 · 0.33
ROE
352.8%▲
2024 · 27.7%
ROA
20.6%▼
2024 · 20.9%
Interest coverage
55.36▲
2024 · 16.39
Debt
€193k▲
2024 · €40k
Debt ≤ 1 year
€193k▲
2024 · €40k
Income taxes
€14k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€162k€205k▲
Fixed assets21/28€4k€9k▲
Tangible fixed assets22/27€4k€9k▲
Plant, machinery and equipment23€632€357▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€1k€7k▲
Financial fixed assets28€76€76=
Current assets29/58€158k€196k▲
Amounts receivable within one year40/41€9k€12k▲
Trade receivables40€192€192=
Other amounts receivable41€9k€12k▲
Cash at bank and in hand54/58€149k€184k▲
Equity and liabilities
Total equity and liabilities10/49€162k€205k▲
Equity10/15€122k€12k▼
Contributions10/11€10k€10k=
Reserves13€96k-
Distributable reserves133€96k-
Profit (loss) carried forward14€16k€2k▼
Amounts payable17/49€40k€193k▲
Amounts payable within one year42/48€40k€193k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€9k€35k▲
Taxes450/3€9k€32k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€29k€154k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€387€487▲
Non-recurring operating charges66A€565-
Gross operating margin9900€51k€61k▲
Operating profit (loss)9901€48k€57k▲
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€45k€56k▲
Income taxes67/77€11k€14k▲
Profit (loss) for the period9904€34k€42k▲
Profit (loss) for the period to be appropriated9905€34k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€58k▲
Profit (loss) brought forward from the previous period14P€15k€16k▲
Transfer from equity791/2-€96k
Transfer to equity691/2€33k-
To other reserves6921€33k-
Profit to be distributed694/7-€152k
Return on contributions (dividend)694-€152k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 3.93
Current ratio from 1.58 to 3.93; short-term debt falls from €141k to €40k.
31-12
Financial
Equity above €100kEq €122k ▲38.4%
3 profitable years in a row build equity to €122k.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
31-12
Financial
Highest result since 2022net €63k ▲326%
Operating result €82k, net result €63k, both a record.
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 50 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alphonse Renardstraat 421050 ElseneGround area
684 m²
Building footprint
322 m²
Volume, LiDAR
4,155 m³
2 parcels, Brussels · tallest building 31.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Louis Schmidtlaan 24, 1040 Etterbeek
since 20212.318.375.521
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0354/00M005 | Brussels | 413 m² | 1 · 197 m² | 31.9 m · 4 fl. |
| 21447B0313/00D028 | Brussels | 271 m² | 1 · 126 m² | 18.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 3,984 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-05-2021
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
47789Other retail sale of new goods
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
73110Advertising agencies
82100Office administrative and support services
82110Office administrative, office support and other business support activities
90201Performing arts by independent artists
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.