Result
Back in profit in 2025, after a loss of €17,209 in 2024.
Back in profit in 2025, after a loss of €17,209 in 2024.
The accounts state no turnover.
€1.0m of the debts are secured on the company's own assets.
Short-term debts rose from €78,336 to €80,037.
The last three annual accounts were filed 16 to 127 days before the end of the period.
Lower solvency than 81% of companies in real estate. Sector median 30.7% · 11,297 companies.
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 21% of them on solvency, 71% on liquidity, 46% on profitability and 94% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 1,514 companies had the same profile as AMBIPRO IMMO has now. Each dot stands for 4 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of AMBIPRO IMMO itself is lower: 0.2% within 12 months. It rests on far more data about AMBIPRO IMMO than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,514 companies, not a prediction for AMBIPRO IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.4 (0.74 in 2024), below the usual 1.5. Short-term debt is 7% and cash 7.8% of total assets. 99.2% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 3 accounts on average 71 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| AMBIPRO IMMO Kalmthout | €1.1m | €170,727 | 0.8% | - |
| IMMO DE BAERE Sint-Niklaas | €1.3m | €160,634 | 16.0% | - |
| HEYERICK PROPERTY Nazareth-De Pinte | €1.4m | €175,724 | 34.4% | - |
| #SustainableHub Brussels | €1.2m | €220,777 | 27.1% | 0 |
| NB4 Ravels | €1.2m | €124,068 | 16.2% | - |
| KONSILIO IMMO Mechelen | €1.0m | €115,580 | 1.0% | - |
| Odyrgo Wuustwezel | €1.6m | €137,652 | 2.5% | - |
These companies have the same main activity as AMBIPRO IMMO: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €969,000 and €1.6m, founded between 2022 and 2023.
AMBIPRO IMMO files the abbreviated format. That format states no turnover. The gross margin rose from €52,802 in 2023 to €170,727 in 2025.
The balance sheet grew most in 2024 through fixed assets, financed with long-term debt.
Ambipro holds 80% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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