AMBER
ActiveAMBER has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €291k and a net result of €-4k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 27358 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-34
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 23.71 against 29.58 in 2024), and 4.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
14 d early
2023
14 d early
2022
14 d early
2021
23 d early
2020
24 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€291k▼ 1.5%
2024 · €295k
2018: €227k
2019: €257k
2020: €266k
2021: €267k
2022: €267k
2023: €275k
2024: €295k
2018 → 2025
Total assets
€303k▼ 0.6%
2024 · €305k
2018: €246k
2019: €276k
2020: €281k
2021: €283k
2022: €290k
2023: €286k
2024: €305k
2018 → 2025
Net result
€-4k
2024 · €20k
2018: €8k
2019: €30k
2020: €9k
2021: €847
2022: €662
2023: €8k
2024: €20k
2018 → 2025
Working capital
€280k▼ 0.2%
2024 · €280k
2018: €227k
2019: €257k
2020: €260k
2021: €261k
2022: €252k
2023: €259k
2024: €280k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€267k-€267k▲ 0.2%€275k▲ 2.9%€295k▲ 7.3%€291k▼ 1.5%
Operating result€1k-€809▼ 37.6%€9k▲ 973%€21k▲ 146%€-4k
Net result€847-€662▼ 21.8%€8k▲ 1,081%€20k▲ 157%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €21k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €303k
Fixed assets
€11k▼ 26.8%
Current assets
€292k▲ 0.7%
Equity and liabilities €303k
Equity
€291k▼ 1.5%
Debt
€12k▲ 25.6%
The debt ratio rises from 3.2% to 4.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€94▼
2024 · €25k
Cash flow
€-474▼
2024 · €24k
Solvency
95.9%▼
2024 · 96.8%
Current ratio
23.71▼
2024 · 29.58
Quick ratio
22.69▼
2024 · 28.27
Debt / equity
0.04▲
2024 · 0.03
ROE
-1.5%▼
2024 · 6.8%
ROA
-1.5%▼
2024 · 6.6%
Interest coverage
0.16▼
2024 · 19.54
Debt
€12k▲
2024 · €10k
Debt ≤ 1 year
€12k▲
2024 · €10k
Staff costs
€224▲
2024 · €64
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€305k€303k▼
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€15k€11k▼
Plant, machinery and equipment23€7k€4k▼
Other tangible fixed assets26€8k€7k▼
Current assets29/58€290k€292k▲
Stocks and contracts in progress3€13k€13k▼
Stocks30/36€13k€13k▼
Amounts receivable within one year40/41€213k€226k▲
Trade receivables40€15k€8k▼
Other amounts receivable41€198k€218k▲
Cash at bank and in hand54/58€62k€52k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€305k€303k▼
Equity10/15€295k€291k▼
Contributions10/11€20k€20k=
Reserves13€275k€270k▼
Tax-exempt reserves132€38k€38k=
Distributable reserves133€237k€233k▼
Amounts payable17/49€10k€12k▲
Amounts payable within one year42/48€10k€12k▲
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Other amounts payable47/48€4€4=
Income statement
Code20242025
Remuneration, social security and pensions62€64€224▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€1k€693▼
Gross operating margin9900€26k€1k▼
Operating profit (loss)9901€21k€-4k▼
Financial income75/76B-€12
Recurring financial income75-€12
Financial charges65/66B€1k€580▼
Recurring financial charges65€1k€580▼
Profit (loss) for the period before taxes9903€20k€-4k▼
Profit (loss) for the period9904€20k€-4k▼
Profit (loss) for the period to be appropriated9905€20k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€-4k▼
Transfer from equity791/2-€4k
Transfer to equity691/2€20k-
To other reserves6921€20k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-4k ▼122%
Net result drops to €-4k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 25.62
Current ratio from 12.02 to 25.62; short-term debt falls from €23k to €11k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €30k ▲268%
Net result €30k, the highest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mortelstraat(TIL) 553150 HaachtGround area
1,178 m²
Building footprint
95 m²
Volume, LiDAR
495 m³
Parcel 24108A0262/00D000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mortelstraat(TIL) 55, 3150 Haacht
since 19982.088.806.908
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24108A0262/00D000 | Flanders | 1,178 m² | 1 · 95 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Mélon Peinture et Décoration
BE 0871.155.020
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DE NAUW
BE 0478.099.340
Ninove · Eq €291k
Basart
BE 0717.729.724
Schoten · Eq €291k
MAXIM INTERIORS
BE 0826.612.323
Wevelgem · Eq €290k
VYNCK JOHAN
BE 0472.616.662
Oostende · Eq €290k
Of 7,814 companies in sector 43341 we hold annual accounts for 2,639. 1,825 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-1998
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.