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AMBALIYA

Active
Private limited company (pre-2019)founded 200818 yrs activeLange Kievitstraat 14, 2018 Antwerpen, BelgiumKBO/BCE: BE 0895.279.217

AMBALIYA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €26k and a net result of €2k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 91% of 26052 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2024
59 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability57▲+31
Solvency100=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity ample (current ratio 5.66 against 3.37 in 2023; short-term debt: 14.5% and cash: 19.6% of total assets), and 14.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
85.5%
Return on assets
6.3%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
153 d late
2023
61 d late
2022
143 d late
2021
73 d late
2020
31 d late
2019
138 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€26k▲ 8.0%
2023 · €24k
2019: €26k 2020: €25k 2021: €26k 2022: €27k 2023: €24k
2019 → 2024
Total assets
€30k▼ 2.3%
2023 · €31k
2019: €46k 2020: €48k 2021: €37k 2022: €36k 2023: €31k
2019 → 2024
Net result
€2k
2023 · €-3k
2019: €943 2020: €-1k 2021: €2k 2022: €1k 2023: €-3k
2019 → 2024
Working capital
€20k▲ 22.8%
2023 · €16k
2019: €15k 2020: €14k 2021: €14k 2022: €16k 2023: €16k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€25k-€26k▲ 6.3%€27k▲ 4.1%€24k▼ 12.2%€26k▲ 8.0%
Operating result€1k-€4k▲ 256%€4k▼ 12.0%€-1k€4k
Net result€-1k-€2k€1k▼ 30.4%€-3k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-4k€-2k€0€2k€4kOperating result 2020: €1k€1kNet result 2020: €-1k€-1kOperating result 2021: €4k€4kNet result 2021: €2k€2kOperating result 2022: €4k€4kNet result 2022: €1k€1kOperating result 2023: €-1k€-1kNet result 2023: €-3k€-3kOperating result 2024: €4k€4kNet result 2024: €2k€2k20202021202220232024
The operating result returns to profit in 2024: €4k after a loss of €1k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €30k
Fixed assets €5k▼ 25.3%
Current assets €25k▲ 4.9%
Equity and liabilities €30k
Equity €26k▲ 8.0%
Debt €4k▼ 37.6%
The debt ratio falls from 22.6% to 14.5%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€6k
2023 · €4k
Cash flow
€4k
2023 · €2k
Solvency
85.5%
2023 · 77.4%
Current ratio
5.66
2023 · 3.37
Quick ratio
1.90
2023 · 1.43
Debt / equity
0.17
2023 · 0.29
ROE
7.4%
2023 · -13.9%
ROA
6.3%
2023 · -10.7%
Interest coverage
3.60
2023 · 2.52
Debt
€4k
2023 · €7k
Debt ≤ 1 year
€4k
2023 · €7k
Income taxes
€684
2023 · €371
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€31k€30k
Fixed assets21/28€7k€5k
Tangible fixed assets22/27€4k€2k
Plant, machinery and equipment23€3k€2k
Furniture and vehicles24€1k-
Financial fixed assets28€4k€4k=
Current assets29/58€23k€25k
Stocks and contracts in progress3€13k€16k
Stocks30/36€13k€16k
Amounts receivable within one year40/41€4k€2k
Other amounts receivable41€4k€2k
Cash at bank and in hand54/58€6k€6k
Deferred charges and accrued income490/1€76€353
Equity and liabilities
Total equity and liabilities10/49€31k€30k
Equity10/15€24k€26k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€3k€5k
Amounts payable17/49€7k€4k
Amounts payable within one year42/48€7k€4k
Trade debts44€787€1k
Suppliers440/4€787€1k
Taxes, remuneration and social security45€371€869
Taxes450/3€371€869
Other amounts payable47/48€6k€2k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k
Other operating charges640/8€1k€957
Gross operating margin9900€5k€7k
Operating profit (loss)9901€-1k€4k
Financial income75/76B€67€64
Recurring financial income75€67€64
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€-3k€3k
Income taxes67/77€371€684
Profit (loss) for the period9904€-3k€2k
Profit (loss) for the period to be appropriated9905€-3k€2k
Appropriation of the result
Profit (loss) to be appropriated9906€3k€5k
Profit (loss) brought forward from the previous period14P€7k€3k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
31-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 153 days late
2024
31-12
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial Weakest financial yearnet €-3k ▼407%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
21-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 143 days late
2022
12-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 73 days late
2021
31-12
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
16-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 138 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
25-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
2015
31-08
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema · 31 days late
2014
19-08
NBB filing Annual accounts filed
fiscal year 2013 · abbreviated schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lange Kievitstraat 142018 Antwerpen
Ground area
78 m²
Building footprint
78 m²
Volume, LiDAR
1,214 m³
Parcel 11808H1202/00E002, Flanders · tallest building 18.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Lange Kievitstraat 14, 2018 Antwerpen
Retail trade
since 20082.172.270.458
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11808H1202/00E002 Flanders 78 m² 1 · 78 m² 18.6 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Antwerpen2.172.270.458
1 permission
Toelating · Detailhandel · since 15-02-2008

Similar companies · same sector, comparable size

Of 10,527 companies in sector 47110 we hold annual accounts for 5,857. 4,339 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded28-01-2008
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.