AMB SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of AMB SERVICES is 1.5% (moderate). The 2025 annual accounts show equity of €50,598 and a net result of €21,909. Equity is shrinking by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 51% of 1222 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability92▲+92
Solvency68▲+24
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.65 against 1.13 in 2024; short-term debt: 57% and cash: 3% of total assets), but 57% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43%
Return on assets
18.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
29 d late
2022
29 d late
2021
30 d late
2020
30 d late
2019
88 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, abbreviated schema
Equity
€50,598▲ 76.4%
2024 · €28,689
Total assets
€117,723▼ 21.9%
2024 · €150,763
Net result
€21,909
2024 · -€37,580
Working capital
€43,712▲ 166%
2024 · €16,437
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€21,992€38,779-€22,386-€30,626▼ 36.8%€22,610
Net result-€22,880€25,320-€27,549-€37,580▼ 36.4%€21,909
Equity€63,498▼ 26.5%€93,818▲ 47.7%€66,269▼ 29.4%€28,689▼ 56.7%€50,598▲ 76.4%
Total assets€83,735▼ 10.8%€117,075▲ 39.8%€139,906▲ 19.5%€150,763▲ 7.8%€117,723▼ 21.9%
Debt€20,237▲ 170%€23,257▲ 14.9%€73,637▲ 217%€122,074▲ 65.8%€67,125▼ 45.0%
Working capital€63,348▼ 20.5%€72,457▲ 14.4%€49,995▼ 31.0%€16,437▼ 67.1%€43,712▲ 166%
Staff (FTE)0.61▲ 66.7%1=
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €22,610 after a loss of €30,626 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117,723
Fixed assets
€6,886 ▼ 43.8%
Current assets
€110,837 ▼ 20.0%
Equity and liabilities €117,723
Equity
€50,598 ▲ 76.4%
Debt
€67,125 ▼ 45.0%
Debt's share of the balance-sheet total falls from 81.0% to 57.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28,125▲
2024 · -€25,317
Cash flow
€27,424▲
2024 · -€32,271
Current ratio
1.65▲
2024 · 1.13
Debt to equity
1.33▼
2024 · 4.26
ROE
43.3%▲
2024 · -131.0%
ROA
18.6%▲
2024 · -24.9%
Interest coverage
321.62▲
2024 · -222.12
Debt ≤ 1 year
€67,125▼
2024 · €122,074
Income taxes
€614▼
2024 · €6,845
Staff costs
€57,936▼
2024 · €62,594
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €3,400 | - | - | - | - |
| Remuneration, social security and pensions62 | €14 | - | €31,915 | €62,594 | €57,936 | ▼ 7.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,552 | €4,223 | €5,087 | €5,309 | €5,515 | ▲ 3.9% |
| Other operating charges640/8 | €2,171 | €2,563 | €1,598 | €1,949 | €1,616 | ▼ 17.1% |
| Gross operating margin9900 | -€13,255 | €45,565 | €16,214 | €39,226 | €87,677 | ▲ 124% |
| Operating profit (loss)9901 | -€21,992 | €38,779 | -€22,386 | -€30,626 | €22,610 | ▲ 174% |
| Financial income75/76B | - | - | - | €5 | €1 | ▼ 82.0% |
| Recurring financial income75 | - | - | - | €5 | €1 | ▼ 82.0% |
| Financial charges65/66B | €77 | €119 | €467 | €114 | €87 | ▼ 23.3% |
| Recurring financial charges65 | €77 | €119 | €467 | €114 | €87 | ▼ 23.3% |
| Profit (loss) for the period before taxes9903 | -€22,070 | €38,660 | -€22,853 | -€30,735 | €22,523 | ▲ 173% |
| Income taxes67/77 | €811 | €13,340 | €4,696 | €6,845 | €614 | ▼ 91.0% |
| Profit (loss) for the period9904 | -€22,880 | €25,320 | -€27,549 | -€37,580 | €21,909 | ▲ 158% |
| Profit (loss) for the period to be appropriated9905 | -€22,880 | €25,320 | -€27,549 | -€37,580 | €21,909 | ▲ 158% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €83,735 | €117,075 | €139,906 | €150,763 | €117,723 | ▼ 21.9% |
| Fixed assets21/28 | €150 | €21,361 | €16,274 | €12,252 | €6,886 | ▼ 43.8% |
| Tangible fixed assets22/27 | - | €21,211 | €16,124 | €12,102 | €6,586 | ▼ 45.6% |
| Furniture and vehicles24 | - | €21,211 | €16,124 | €12,102 | €6,586 | ▼ 45.6% |
| Financial fixed assets28 | €150 | €150 | €150 | €150 | €300 | ▲ 100% |
| Current assets29/58 | €83,585 | €95,714 | €123,632 | €138,511 | €110,837 | ▼ 20.0% |
| Amounts receivable within one year40/41 | €71,373 | €94,330 | €115,699 | €138,443 | €107,267 | ▼ 22.5% |
| Trade receivables40 | €29,959 | €50,519 | €63,196 | €94,944 | €76,004 | ▼ 19.9% |
| Other amounts receivable41 | €41,414 | €43,812 | €52,502 | €43,499 | €31,264 | ▼ 28.1% |
| Cash at bank and in hand54/58 | €12,212 | €1,384 | €7,933 | €69 | €3,569 | ▲ 5,097% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €83,735 | €117,075 | €139,906 | €150,763 | €117,723 | ▼ 21.9% |
| Equity10/15 | €63,498 | €93,818 | €66,269 | €28,689 | €50,598 | ▲ 76.4% |
| Contributions10/11 | €9,200 | €14,200 | €14,200 | €14,200 | €14,200 | = |
| Capital10 | €9,200 | €14,200 | €14,200 | €14,200 | €14,200 | = |
| Issued capital100 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Uncalled capital101 | €9,350 | €4,350 | €4,350 | €4,350 | €4,350 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €52,438 | €77,758 | €50,209 | €12,629 | €34,538 | ▲ 173% |
| Amounts payable17/49 | €20,237 | €23,257 | €73,637 | €122,074 | €67,125 | ▼ 45.0% |
| Amounts payable within one year42/48 | €20,237 | €23,257 | €73,637 | €122,074 | €67,125 | ▼ 45.0% |
| Trade debts44 | €9,453 | €8,975 | €55,496 | €104,976 | €54,289 | ▼ 48.3% |
| Suppliers440/4 | €9,453 | €8,975 | €55,496 | €104,976 | €54,289 | ▼ 48.3% |
| Taxes, remuneration and social security45 | €10,784 | €14,282 | €4,406 | €6,118 | €606 | ▼ 90.1% |
| Taxes450/3 | €2,541 | €2,541 | €2,837 | €120 | - | - |
| Remuneration and social security454/9 | €8,243 | €11,741 | €1,569 | €5,998 | €606 | ▼ 89.9% |
| Other amounts payable47/48 | - | - | €13,736 | €10,980 | €12,230 | ▲ 11.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€22,880 | €25,320 | -€27,549 | -€37,580 | €21,909 | ▲ 158% |
| + Depreciation and write-downs630 | €6,552 | €4,223 | €5,087 | €5,309 | €5,515 | ▲ 3.9% |
| Operating cash flow (approximation) | -€16,328 | €29,543 | -€22,463 | -€32,271 | €27,424 | ▲ 185% |
| Investment in fixed assets (approximation) | - | -€25,433 | €0 | -€1,286 | -€150 | ▲ 88.3% |
| Change in cash | - | -€10,828 | €6,549 | -€7,864 | €3,501 | ▲ 145% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €21,909
Net result €21,909 after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Weakest financial yearnet -€37,580
Net result drops to -€37,580, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €25,320
Net result €25,320 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2019net €41,308 ▲18,906%
Operating result €41,379, net result €41,308, both a record.
31-12
Financial
Liquidity times 5current ratio 11.64
Current ratio from 2.24 to 11.64; short-term debt falls from €25,637 to €7,488.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
Show earlier events
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
2016
04-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 65 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2013
Ground area
5,772 m²
Building footprint
1,321 m²
Volume, LiDAR
19,150 m³
2 parcels, Brussels · tallest building 30.1 m, ±4 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Gallaitstraat 135, 1030 Schaarbeek
since 20132.224.816.546
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21902A0300/00T000 | Brussels | 5,469 m² | 1 · 1,190 m² | 30.1 m · 4 fl. |
| 21910E0063/00T006 | Brussels | 303 m² | 1 · 131 m² | 16.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,364 companies in sector 81210 we hold annual accounts for 2,737. 2,246 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0543365987
Registered
18-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.