AMAX CONSULTANCY
ActiveSummary
AMAX CONSULTANCY has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €313,214 and a net result of €225,682. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 12860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▼-10
Solvency49▼-17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity tight (current ratio 1.38 against 1.54 in 2024; short-term debt: 28.7% and cash: 5.6% of total assets), and 76% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24%
Return on assets
17.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 12860 sector peers (2025).
NBB · sector comparisonPosition among 12860 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
46 d late
2024
30 d late
2023
71 d late
2022
146 d late
2021
31 d late
2020
90 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 77 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€313,214▲ 0.2%
2024 · €312,532
Total assets
€1.3m▲ 70.2%
2024 · €768,000
Net result
€225,682▼ 11.2%
2024 · €254,165
Working capital
€142,012▼ 27.1%
2024 · €194,851
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€104,720▲ 227%€325,112▲ 210%€406,046▲ 24.9%€374,534▼ 7.8%€330,453▼ 11.8%
Net result€72,150above the sector's middle half▲ 250%€230,084above the sector's middle half▲ 219%€279,974above the sector's middle half▲ 21.7%€254,165above the sector's middle half▼ 9.2%€225,682above the sector's middle half▼ 11.2%
Equity€221,097within the sector's middle half▲ 48.4%€228,393within the sector's middle half▲ 3.3%€258,367above the sector's middle half▲ 13.1%€312,532above the sector's middle half▲ 21.0%€313,214above the sector's middle half▲ 0.2%
Total assets€401,454within the sector's middle half▲ 12.6%€623,921above the sector's middle half▲ 55.4%€1.0mabove the sector's middle half▲ 62.7%€768,000above the sector's middle half▼ 24.4%€1.3mabove the sector's middle half▲ 70.2%
Debt€180,357▼ 13.2%€395,528▲ 119%€756,932▲ 91.4%€455,468▼ 39.8%€993,542▲ 118%
Working capital€119,709within the sector's middle half▲ 158%€197,182above the sector's middle half▲ 64.7%€168,737above the sector's middle half▼ 14.4%€194,851above the sector's middle half▲ 15.5%€142,012within the sector's middle half▼ 27.1%
Solvency55.1%within the sector's middle half▲ 13.3pp36.6%within the sector's middle half▼ 18.5pp25.4%below the sector's middle half▼ 11.2pp40.7%within the sector's middle half▲ 15.2pp24.0%below the sector's middle half▼ 16.7pp
Current ratio2.05within the sector's middle half▲ 0.661.81within the sector's middle half▼ 0.251.29within the sector's middle half▼ 0.521.54within the sector's middle half▲ 0.251.38within the sector's middle half▼ 0.16
Return on assets (ROA)18.0%within the sector's middle half▲ 12.2pp36.9%above the sector's middle half▲ 18.9pp27.6%within the sector's middle half▼ 9.3pp33.1%within the sector's middle half▲ 5.5pp17.3%within the sector's middle half▼ 15.8pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets
€789,095 ▲ 276%
Current assets
€517,661 ▼ 7.2%
Equity and liabilities €1.3m
Equity
€313,214 ▲ 0.2%
Debt
€993,542 ▲ 118%
Debt's share of the balance-sheet total rises from 59.3% to 76.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€404,378▼
2024 · €430,292
Cash flow
€299,606▼
2024 · €309,924
Debt to equity
3.17▲
2024 · 1.46
ROE
72.1%▼
2024 · 81.3%
Interest coverage
23.77▼
2024 · 44.84
Debt ≤ 1 year
€375,650▲
2024 · €363,080
Debt > 1 year
€617,892▲
2024 · €92,389
Income taxes
€87,766▼
2024 · €110,787
Staff costs
€136,519▲
2024 · €105,804
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,609 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.0%
went bankrupt
2.1%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,609 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €125,731 | €118,741 | €79,014 | €105,804 | €136,519 | ▲ 29.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25,868 | €30,795 | €49,277 | €55,758 | €73,924 | ▲ 32.6% |
| Other operating charges640/8 | €2,919 | €3,878 | €7,899 | €14,396 | €8,342 | ▼ 42.1% |
| Gross operating margin9900 | €259,239 | €478,525 | €542,236 | €550,493 | €549,239 | ▼ 0.2% |
| Operating profit (loss)9901 | €104,720 | €325,112 | €406,046 | €374,534 | €330,453 | ▼ 11.8% |
| Financial income75/76B | €777 | €0 | €139 | €15 | €10 | ▼ 35.6% |
| Recurring financial income75 | €777 | €0 | €139 | €15 | €10 | ▼ 35.6% |
| Financial charges65/66B | €2,363 | €3,154 | €12,776 | €9,596 | €17,015 | ▲ 77.3% |
| Recurring financial charges65 | €2,363 | €3,154 | €12,776 | €9,596 | €17,015 | ▲ 77.3% |
| Profit (loss) for the period before taxes9903 | €103,133 | €321,958 | €393,409 | €364,953 | €313,448 | ▼ 14.1% |
| Income taxes67/77 | €30,983 | €91,874 | €113,435 | €110,787 | €87,766 | ▼ 20.8% |
| Profit (loss) for the period9904 | €72,150 | €230,084 | €279,974 | €254,165 | €225,682 | ▼ 11.2% |
| Profit (loss) for the period to be appropriated9905 | €72,150 | €230,084 | €279,974 | €254,165 | €225,682 | ▼ 11.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €401,454 | €623,921 | €1.0m | €768,000 | €1.3m | ▲ 70.2% |
| Fixed assets21/28 | €168,232 | €183,034 | €256,813 | €210,069 | €789,095 | ▲ 276% |
| Tangible fixed assets22/27 | €168,232 | €183,034 | €256,813 | €210,069 | €789,095 | ▲ 276% |
| Land and buildings22 | €159,376 | €135,507 | €119,085 | €95,688 | €660,575 | ▲ 590% |
| Plant, machinery and equipment23 | - | €0 | €0 | €0 | €0 | - |
| Furniture and vehicles24 | €8,857 | €47,527 | €137,728 | €114,381 | €128,520 | ▲ 12.4% |
| Current assets29/58 | €233,222 | €440,887 | €758,486 | €557,931 | €517,661 | ▼ 7.2% |
| Amounts receivable after more than one year29 | €22,606 | €53,635 | €69,630 | - | - | - |
| Other amounts receivable291 | €22,606 | €53,635 | €69,630 | - | - | - |
| Amounts receivable within one year40/41 | €169,151 | €224,324 | €531,776 | €495,945 | €444,448 | ▼ 10.4% |
| Trade receivables40 | €169,151 | €208,185 | €311,894 | €357,960 | €383,111 | ▲ 7.0% |
| Other amounts receivable41 | - | €16,139 | €219,882 | €137,985 | €61,337 | ▼ 55.5% |
| Cash at bank and in hand54/58 | €41,466 | €162,928 | €157,081 | €61,986 | €73,213 | ▲ 18.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €401,454 | €623,921 | €1.0m | €768,000 | €1.3m | ▲ 70.2% |
| Equity10/15 | €221,097 | €228,393 | €258,367 | €312,532 | €313,214 | ▲ 0.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | €18,600 | - | - | - | - | - |
| Other1109/19 | €18,600 | - | - | - | - | - |
| Reserves13 | €202,497 | €209,793 | €239,767 | €293,932 | €294,614 | ▲ 0.2% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Legal reserve130 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | €200,637 | €207,933 | €237,907 | €293,932 | €294,614 | ▲ 0.2% |
| Amounts payable17/49 | €180,357 | €395,528 | €756,932 | €455,468 | €993,542 | ▲ 118% |
| Amounts payable after more than one year17 | €66,844 | €151,823 | €167,183 | €92,389 | €617,892 | ▲ 569% |
| Financial debts170/4 | €66,844 | €151,823 | €167,183 | €92,389 | €617,892 | ▲ 569% |
| Amounts payable within one year42/48 | €113,513 | €243,705 | €589,750 | €363,080 | €375,650 | ▲ 3.5% |
| Current portion of amounts payable after more than one year42 | €24,692 | €48,982 | €86,938 | €74,794 | €103,275 | ▲ 38.1% |
| Financial debts43 | €24,966 | €24,966 | €24,966 | €24,966 | €47,992 | ▲ 92.2% |
| Credit institutions430/8 | €24,966 | €24,966 | €24,966 | €24,966 | €47,992 | ▲ 92.2% |
| Trade debts44 | €9,236 | €31,489 | €22,653 | €21,753 | €75,932 | ▲ 249% |
| Suppliers440/4 | €9,236 | €31,489 | €22,653 | €21,753 | €75,932 | ▲ 249% |
| Taxes, remuneration and social security45 | €54,619 | €137,904 | €205,192 | €241,567 | €134,689 | ▼ 44.2% |
| Taxes450/3 | €52,645 | €125,774 | €198,135 | €227,444 | €118,759 | ▼ 47.8% |
| Remuneration and social security454/9 | €1,973 | €12,130 | €7,057 | €14,124 | €15,930 | ▲ 12.8% |
| Other amounts payable47/48 | - | €365 | €250,000 | - | €13,761 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €72,150 | €230,084 | €279,974 | €254,165 | €225,682 | ▼ 11.2% |
| + Depreciation and write-downs630 | €25,868 | €30,795 | €49,277 | €55,758 | €73,924 | ▲ 32.6% |
| Operating cash flow (approximation) | €98,018 | €260,878 | €329,251 | €309,924 | €299,606 | ▼ 3.3% |
| Investment in fixed assets (approximation) | - | -€45,597 | -€123,056 | -€9,015 | -€652,950 | ▼ 7,143% |
| Change in cash | - | €121,462 | -€5,847 | -€95,095 | €11,227 | ▲ 112% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-09
State Gazette act
Incorporation · Founder
Founding capital · Other statement
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 46 days late
26-08
State Gazette act
Incorporation · Founding capital
Bank account · Name clause
14-07
State Gazette act
Incorporation · Founder
Name clause · Registered office clause
17-06
State Gazette act
Incorporation · Founder
Founding capital · Other statement
17-06
State Gazette act
Founder · Other statement
Incorporation · Founding capital
31-03
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital · Geraldine Cops
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 71 days late
2023
31-12
Financial
Highest result since 2018net €279,974 ▲21.7%
Operating result €406,046, net result €279,974, both a record.
24-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 146 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Show earlier events
2021
31-12
Financial
Equity above €200,000Eq €221,097 ▲48.4%
4 profitable years in a row build equity to €221,097.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Weakest financial yearnet €4,797 ▼92.5%
Net result drops to €4,797, the lowest in the series; recovery starts the following year.
09-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 131 days late
2018
05-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 97 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2008
Ground area
323 m²
Building footprint
117 m²
Volume, LiDAR
853 m³
Parcel 73048E0302/00M005, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jacquemin & Partners
since 20082.228.088.515
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048E0302/00M005 | Flanders | 323 m² | 1 · 117 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2022 · 1 entry · 2,133 EUR awarded · 2,133 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,133 EUR | 2,133 EUR |
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Of 12,173 companies in this sector we hold annual accounts for 7,643. 6,028 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded22-10-2008
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail
cindy@amax-advies.beMaasmechelen
Phone
089 76 38 40Maasmechelen
E-invoicing
Reachable via Peppol
Peppol ID
0208:0807402363
Also
9925:BE0807402363
Registered
03-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.