AMAPA
ActiveAMAPA has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €355k and a net result of €-29k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 64% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-18
Solvency85▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 2.59 against 2.33 in 2024; short-term debt: 32.4% and cash: 38.8% of total assets), and 40% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
on the day
2023
30 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€355k▼ 7.6%
2024 · €384k
2018: €175k
2019: €202k
2020: €314k
2021: €315k
2022: €339k
2023: €356k
2024: €384k
2018 → 2025
Total assets
€593k▼ 13.5%
2024 · €685k
2018: €421k
2019: €388k
2020: €550k
2021: €506k
2022: €594k
2023: €594k
2024: €685k
2018 → 2025
Net result
€-29k
2024 · €29k
2018: €85k
2019: €43k
2020: €112k
2021: €1k
2022: €23k
2023: €17k
2024: €29k
2018 → 2025
Working capital
€304k▼ 7.3%
2024 · €328k
2018: €148k
2019: €168k
2020: €306k
2021: €281k
2022: €315k
2023: €307k
2024: €328k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€315k-€339k▲ 7.4%€356k▲ 5.0%€384k▲ 8.1%€355k▼ 7.6%
Operating result€66k-€109k▲ 65.2%€116k▲ 6.4%€111k▼ 4.1%€82k▼ 26.1%
Net result€1k-€23k▲ 1,695%€17k▼ 27.7%€29k▲ 69.7%€-29k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €592k
Fixed assets
€95k▼ 13.2%
Current assets
€496k▼ 13.6%
Equity and liabilities €593k
Equity
€355k▼ 7.6%
Provisions
€34k▼ 5.0%
Debt
€203k▼ 23.3%
The debt ratio falls from 38.6% to 34.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€97k▼
2024 · €128k
Cash flow
€-14k▼
2024 · €46k
Solvency
60.0%▲
2024 · 56.1%
Current ratio
2.59▲
2024 · 2.33
Quick ratio
2.45▲
2024 · 2.12
Debt / equity
0.57▼
2024 · 0.69
ROE
-8.2%▼
2024 · 7.5%
ROA
-4.9%▼
2024 · 4.2%
Interest coverage
0.83▼
2024 · 1.72
Debt
€203k▼
2024 · €265k
Debt ≤ 1 year
€192k▼
2024 · €246k
Debt > 1 year
€7k▼
2024 · €19k
Income taxes
€552▼
2024 · €13k
Staff costs
€66k▼
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€685k€593k▼
Formation expenses20€1k€902▼
Fixed assets21/28€110k€95k▼
Tangible fixed assets22/27€110k€95k▼
Land and buildings22€74k€70k▼
Plant, machinery and equipment23€332€201▼
Furniture and vehicles24€35k€25k▼
Financial fixed assets28€73€73=
Current assets29/58€574k€496k▼
Stocks and contracts in progress3€52k€25k▼
Stocks30/36€52k€25k▼
Amounts receivable within one year40/41€257k€174k▼
Trade receivables40€193k€142k▼
Other amounts receivable41€64k€33k▼
Current investments50/53€39k€52k▲
Cash at bank and in hand54/58€195k€230k▲
Deferred charges and accrued income490/1€31k€15k▼
Equity and liabilities
Total equity and liabilities10/49€685k€593k▼
Equity10/15€384k€355k▼
Contributions10/11€19k€19k=
Reserves13€312k€312k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€310k€312k▲
Profit (loss) carried forward14€54k€25k▼
Provisions and deferred taxes16€36k€34k▼
Provisions for liabilities and charges160/5€36k€34k▼
Other liabilities and charges164/5€36k€34k▼
Amounts payable17/49€265k€203k▼
Amounts payable after more than one year17€19k€7k▼
Financial debts170/4€19k€7k▼
Amounts payable within one year42/48€246k€192k▼
Current portion of amounts payable after more than one year42€17k€12k▼
Trade debts44€70k€27k▼
Suppliers440/4€70k€27k▼
Taxes, remuneration and social security45€11k€6k▼
Remuneration and social security454/9€11k€6k▼
Other amounts payable47/48€147k€147k▼
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Remuneration, social security and pensions62€67k€66k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€15k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-5k€-2k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€63-
Gross operating margin9900€192k€164k▼
Operating profit (loss)9901€111k€82k▼
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€74k€117k▲
Recurring financial charges65€74k€117k▲
Profit (loss) for the period before taxes9903€42k€-28k▼
Income taxes67/77€13k€552▼
Profit (loss) for the period9904€29k€-29k▼
Profit (loss) for the period to be appropriated9905€29k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€25k▼
Profit (loss) brought forward from the previous period14P€54k€54k=
Transfer to equity691/2€29k-
To other reserves6921€29k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-29k ▼201%
Net result drops to €-29k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €112k ▲163%
Operating result €151k, net result €112k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Equity above €200kEq €202k ▲15.8%
2 profitable years in a row build equity to €202k.
12-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 104 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Panoramastraat 301780 WemmelGround area
181 m²
Building footprint
84 m²
Volume, LiDAR
535 m³
Parcel 22662B0335/00P009, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Panoramastraat 30, 1780 Wemmel
since 19862.037.025.239
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0335/00P009 | Flanders | 181 m² | 1 · 84 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 66 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 66 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
5 live approvalsMonteur sanitaire en verwarmingsinstallaties duaal (so)
Sanitaire en verwarmingsinstallaties duaal (so)
Technicus installatietechnieken (vwo)
Technicus installatietechnieken duaal (so)
Vakman installatietechnieken (vwo)
Legal Entity Identifier
254900VQQIDYW5MD2H88
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Of 9,524 companies in sector 43222 we hold annual accounts for 5,657. 4,407 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-1986
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.