AMANTE
ActiveSummary
The computed 12-month bankruptcy probability of AMANTE is 1.5% (moderate). The 2025 annual accounts show equity of €55,240 and a net result of -€4,879. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 35% of 11472 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability33▼-7
Solvency47▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.28 against 1.27 in 2024; short-term debt: 78.3% and cash: 0% of total assets), and 78.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.7%
Return on assets
-1.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
12 d early
2022
30 d late
2021
76 d late
2020
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 26 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€55,240▼ 8.1%
2024 · €60,119
Total assets
€254,769▼ 8.9%
2024 · €279,677
Net result
-€4,879
2024 · €2,295
Working capital
€55,240▼ 8.1%
2024 · €60,119
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€14,206▼ 30.6%€4,356▼ 69.3%€27,586▲ 533%€4,793▼ 82.6%-€4,571
Net result€11,068within the sector's middle half▼ 31.4%€1,459within the sector's middle half▼ 86.8%€19,168within the sector's middle half▲ 1,213%€2,295within the sector's middle half▼ 88.0%-€4,879below the sector's middle half
Equity€37,198within the sector's middle half▲ 42.4%€38,657within the sector's middle half▲ 3.9%€57,825within the sector's middle half▲ 49.6%€60,119within the sector's middle half▲ 4.0%€55,240within the sector's middle half▼ 8.1%
Total assets€248,874within the sector's middle half▲ 8.3%€342,916within the sector's middle half▲ 37.8%€381,136within the sector's middle half▲ 11.1%€279,677within the sector's middle half▼ 26.6%€254,769within the sector's middle half▼ 8.9%
Debt€211,677▲ 3.9%€304,259▲ 43.7%€323,311▲ 6.3%€219,557▼ 32.1%€199,529▼ 9.1%
Working capital€37,198▲ 39.7%€38,657▲ 3.9%€57,825▲ 49.6%€60,119▲ 4.0%€55,240▼ 8.1%
Solvency14.9%within the sector's middle half▲ 3.6pp11.3%within the sector's middle half▼ 3.7pp15.2%within the sector's middle half▲ 3.9pp21.5%within the sector's middle half▲ 6.3pp21.7%within the sector's middle half▲ 0.2pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4,571 after €4,793 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €254,769
Equity
€55,240 ▼ 8.1%
Debt
€199,529 ▼ 9.1%
Debt's share of the balance-sheet total falls from 78.5% to 78.3%. Equity and debt are lower.
Key figures and ratios
Current ratio
1.28▲
2024 · 1.27
Quick ratio
0.61▲
2024 · 0.29
Debt to equity
3.61▼
2024 · 3.65
ROE
-8.8%▼
2024 · 3.8%
ROA
-1.9%▼
2024 · 0.8%
Debt ≤ 1 year
€199,529▼
2024 · €219,557
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,550 companies that looked in July 2024 the way this one looks now, 3.9% went bankrupt within 24 months and 91% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a small loss
3.9%
went bankrupt
3.7%
stopped otherwise
91%
still going
A further 1.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,550 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €907 | €822 | €109 | €2,237 | €2,423 | ▲ 8.4% |
| Gross operating margin9900 | €15,112 | €5,178 | €27,695 | €7,029 | -€2,148 | ▼ 131% |
| Operating profit (loss)9901 | €14,206 | €4,356 | €27,586 | €4,793 | -€4,571 | ▼ 195% |
| Financial income75/76B | €6 | €8 | €3 | - | €0 | - |
| Recurring financial income75 | €6 | €8 | €3 | - | €0 | - |
| Financial charges65/66B | €354 | €401 | €187 | €587 | €308 | ▼ 47.6% |
| Recurring financial charges65 | €354 | €401 | €187 | €587 | €308 | ▼ 47.6% |
| Profit (loss) for the period before taxes9903 | €13,858 | €3,963 | €27,402 | €4,206 | -€4,879 | ▼ 216% |
| Income taxes67/77 | €2,789 | €2,504 | €8,234 | €1,911 | - | - |
| Profit (loss) for the period9904 | €11,068 | €1,459 | €19,168 | €2,295 | -€4,879 | ▼ 313% |
| Profit (loss) for the period to be appropriated9905 | €11,068 | €1,459 | €19,168 | €2,295 | -€4,879 | ▼ 313% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €248,874 | €342,916 | €381,136 | €279,677 | €254,769 | ▼ 8.9% |
| Current assets29/58 | €248,874 | €342,916 | €381,136 | €279,677 | €254,769 | ▼ 8.9% |
| Stocks and contracts in progress3 | €219,660 | €264,785 | €269,952 | €216,943 | €133,008 | ▼ 38.7% |
| Stocks30/36 | €219,660 | €264,785 | €269,952 | €216,943 | €133,008 | ▼ 38.7% |
| Amounts receivable within one year40/41 | €15,919 | €69,571 | €106,909 | €62,185 | €121,728 | ▲ 95.8% |
| Trade receivables40 | €15,919 | €69,571 | €106,909 | €62,185 | €121,728 | ▲ 95.8% |
| Cash at bank and in hand54/58 | €13,296 | €8,559 | €4,275 | €439 | €34 | ▼ 92.2% |
| Deferred charges and accrued income490/1 | - | - | - | €110 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €248,874 | €342,916 | €381,136 | €279,677 | €254,769 | ▼ 8.9% |
| Equity10/15 | €37,198 | €38,657 | €57,825 | €60,119 | €55,240 | ▼ 8.1% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €27,198 | €28,657 | €47,825 | €50,119 | €50,119 | = |
| Distributable reserves133 | €27,198 | €28,657 | €47,825 | €50,119 | €50,119 | = |
| Profit (loss) carried forward14 | - | - | - | - | -€4,879 | - |
| Amounts payable17/49 | €211,677 | €304,259 | €323,311 | €219,557 | €199,529 | ▼ 9.1% |
| Amounts payable within one year42/48 | €211,677 | €304,259 | €323,311 | €219,557 | €199,529 | ▼ 9.1% |
| Current portion of amounts payable after more than one year42 | €4,000 | - | - | - | €2,101 | - |
| Trade debts44 | €65,101 | €100,388 | €117,757 | €36,416 | €9,968 | ▼ 72.6% |
| Suppliers440/4 | €65,101 | €100,388 | €117,757 | €36,416 | €9,968 | ▼ 72.6% |
| Advances received on contracts in progress46 | - | €15,863 | - | - | - | - |
| Taxes, remuneration and social security45 | €12,291 | €10,889 | €20,536 | €10,144 | €5,560 | ▼ 45.2% |
| Taxes450/3 | €12,291 | €10,889 | €20,536 | €10,144 | €5,560 | ▼ 45.2% |
| Other amounts payable47/48 | €130,285 | €177,118 | €185,018 | €172,998 | €181,900 | ▲ 5.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,068 | €1,459 | €19,168 | €2,295 | -€4,879 | ▼ 313% |
| Operating cash flow (approximation) | €11,068 | €1,459 | €19,168 | €2,295 | -€4,879 | ▼ 313% |
| Change in cash | - | -€4,736 | -€4,284 | -€3,836 | -€405 | ▲ 89.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet -€4,879
Net result drops to -€4,879, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €19,168 ▲1,213%
Operating result €27,586, net result €19,168, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
15-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 76 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2019
Ground area
216 m²
Building footprint
122 m²
Volume, LiDAR
1,826 m³
Parcel 12021K0023/00C000, Flanders · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Amante
since 20192.290.630.650
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12021K0023/00C000 | Flanders | 216 m² | 1 · 122 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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BE 0795.286.370
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Of 1,049 companies in sector 46341 we hold annual accounts for 535. 385 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
46341Wholesale of wines and spirits
Contact
Website
www.amante.be
E-mail
contact@amante.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0729633703
Registered
25-06-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.