AMANI
ActiveSummary
AMANI has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84,656 and a net result of -€23,844. Equity is shrinking by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 84% of 7859 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-56
Solvency100▲+16
Growth27▼-13
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 4.11 against 1.52 in 2024; short-term debt: 14.8% and cash: 0% of total assets), and 15.6% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.4%
Return on assets
-23.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
20 d late
2023
1 d early
2022
88 d late
2021
58 d late
2020
83 d late
2019
83 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 51 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€137,880▼ 3.0%
2020 · €142,212
EBIT margin
23.1%▼ 11.0pp
2020 · 34.1%
Net result
-€23,844
2024 · €10,847
Working capital
€46,033▲ 16.4%
2024 · €39,543
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€137,880▼ 3.0%
Operating result€31,849▼ 34.3%€10,713▼ 66.4%€21,932▲ 105%€20,280▼ 7.5%-€11,942
Net result€20,893within the sector's middle half▼ 50.5%€6,909within the sector's middle half▼ 66.9%€14,665within the sector's middle half▲ 112%€10,847within the sector's middle half▼ 26.0%-€23,844below the sector's middle half
EBIT margin23.1%▼ 11.0pp
Equity€170,879above the sector's middle half▲ 5.5%€154,488within the sector's middle half▼ 9.6%€131,653within the sector's middle half▼ 14.8%€108,500within the sector's middle half▼ 17.6%€84,656within the sector's middle half▼ 22.0%
Total assets€199,390within the sector's middle half▼ 8.8%€195,027within the sector's middle half▼ 2.2%€197,349within the sector's middle half▲ 1.2%€185,013within the sector's middle half▼ 6.3%€100,258within the sector's middle half▼ 45.8%
Debt€28,511▼ 49.7%€40,539▲ 42.2%€65,696▲ 62.1%€76,513▲ 16.5%€15,602▼ 79.6%
Working capital€13,257within the sector's middle half€30,113within the sector's middle half▲ 127%€33,382within the sector's middle half▲ 10.9%€39,543within the sector's middle half▲ 18.5%€46,033within the sector's middle half▲ 16.4%
Solvency85.7%above the sector's middle half▲ 11.6pp79.2%above the sector's middle half▼ 6.5pp66.7%within the sector's middle half▼ 12.5pp58.6%within the sector's middle half▼ 8.1pp84.4%above the sector's middle half▲ 25.8pp
Current ratio1.47within the sector's middle half▲ 0.681.80within the sector's middle half▲ 0.331.51within the sector's middle half▼ 0.291.52within the sector's middle half▲ 0.014.11above the sector's middle half▲ 2.59
Return on assets (ROA)10.5%within the sector's middle half▼ 8.8pp3.5%within the sector's middle half▼ 6.9pp7.4%within the sector's middle half▲ 3.9pp5.9%within the sector's middle half▼ 1.6pp-23.8%below the sector's middle half▼ 29.6pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11,942 after €20,280 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100,258
Fixed assets
€39,423 ▼ 43.5%
Current assets
€60,835 ▼ 47.2%
Equity and liabilities €100,258
Equity
€84,656 ▼ 22.0%
Debt
€15,602 ▼ 79.6%
Debt's share of the balance-sheet total falls from 41.4% to 15.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€10,569▼
2024 · €21,356
Cash flow
-€22,471▼
2024 · €11,923
Debt to equity
0.18▼
2024 · 0.71
ROE
-28.2%▼
2024 · 10.0%
Interest coverage
-0.79▼
2024 · 3.57
Debt ≤ 1 year
€14,802▼
2024 · €75,722
Income taxes
€300▼
2024 · €5,854
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.0%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €137,880 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €107,822 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €993 | €628 | €381 | €1,076 | €1,373 | ▲ 27.6% |
| Other operating charges640/8 | €662 | €760 | €670 | €1,023 | €880 | ▼ 14.0% |
| Gross operating margin9900 | €33,504 | €12,101 | €22,983 | €22,379 | -€9,689 | ▼ 143% |
| Operating profit (loss)9901 | €31,849 | €10,713 | €21,932 | €20,280 | -€11,942 | ▼ 159% |
| Financial income75/76B | €3,600 | €3,300 | €3,000 | €2,400 | €1,800 | ▼ 25.0% |
| Recurring financial income75 | €3,600 | €3,300 | €3,000 | €2,400 | €1,800 | ▼ 25.0% |
| Financial charges65/66B | €5,181 | €3,070 | €2,499 | €5,979 | €13,402 | ▲ 124% |
| Recurring financial charges65 | €5,181 | €3,070 | €2,499 | €5,979 | €13,402 | ▲ 124% |
| Profit (loss) for the period before taxes9903 | €30,268 | €10,943 | €22,433 | €16,701 | -€23,544 | ▼ 241% |
| Income taxes67/77 | €9,375 | €4,034 | €7,768 | €5,854 | €300 | ▼ 94.9% |
| Profit (loss) for the period9904 | €20,893 | €6,909 | €14,665 | €10,847 | -€23,844 | ▼ 320% |
| Profit (loss) for the period to be appropriated9905 | €20,893 | €6,909 | €14,665 | €10,847 | -€23,844 | ▼ 320% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €199,390 | €195,027 | €197,349 | €185,013 | €100,258 | ▼ 45.8% |
| Fixed assets21/28 | €157,969 | €127,341 | €98,827 | €69,748 | €39,423 | ▼ 43.5% |
| Tangible fixed assets22/27 | €757 | €129 | €1,615 | €2,536 | €2,211 | ▼ 12.8% |
| Furniture and vehicles24 | €757 | €129 | €1,615 | €2,536 | €2,211 | ▼ 12.8% |
| Financial fixed assets28 | €157,212 | €127,212 | €97,212 | €67,212 | €37,212 | ▼ 44.6% |
| Current assets29/58 | €41,421 | €67,686 | €98,522 | €115,265 | €60,835 | ▼ 47.2% |
| Amounts receivable within one year40/41 | €38,939 | €58,680 | €92,336 | €110,171 | €55,519 | ▼ 49.6% |
| Trade receivables40 | €11,708 | €13,342 | €14,116 | €13,341 | €1,726 | ▼ 87.1% |
| Other amounts receivable41 | €27,231 | €45,338 | €78,220 | €96,830 | €53,793 | ▼ 44.4% |
| Cash at bank and in hand54/58 | €2,482 | €6,696 | €6,186 | €3,414 | €16 | ▼ 99.5% |
| Deferred charges and accrued income490/1 | - | €2,310 | - | €1,680 | €5,300 | ▲ 215% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €199,390 | €195,027 | €197,349 | €185,013 | €100,258 | ▼ 45.8% |
| Equity10/15 | €170,879 | €154,488 | €131,653 | €108,500 | €84,656 | ▼ 22.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | €18,600 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Reserves13 | €136,610 | €130,210 | €105,500 | €82,300 | €82,300 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Legal reserve130 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €134,750 | €128,350 | €105,500 | €82,300 | €82,300 | = |
| Profit (loss) carried forward14 | €15,669 | €5,678 | €7,553 | €7,600 | -€16,244 | ▼ 314% |
| Amounts payable17/49 | €28,511 | €40,539 | €65,696 | €76,513 | €15,602 | ▼ 79.6% |
| Amounts payable within one year42/48 | €28,164 | €37,573 | €65,140 | €75,722 | €14,802 | ▼ 80.5% |
| Current portion of amounts payable after more than one year42 | €1,667 | €1,667 | €1,696 | €1,667 | - | - |
| Trade debts44 | €588 | €281 | €1,228 | €633 | €5,581 | ▲ 782% |
| Suppliers440/4 | €588 | €281 | €1,228 | €633 | €5,581 | ▲ 782% |
| Taxes, remuneration and social security45 | €13,509 | €12,325 | €24,716 | €39,422 | - | - |
| Taxes450/3 | €13,509 | €12,325 | €24,716 | €39,422 | - | - |
| Other amounts payable47/48 | €12,400 | €23,300 | €37,500 | €34,000 | €9,221 | ▼ 72.9% |
| Accrued charges and deferred income492/3 | €347 | €2,966 | €556 | €791 | €800 | ▲ 1.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,893 | €6,909 | €14,665 | €10,847 | -€23,844 | ▼ 320% |
| + Depreciation and write-downs630 | €993 | €628 | €381 | €1,076 | €1,373 | ▲ 27.6% |
| Operating cash flow (approximation) | €21,886 | €7,537 | €15,046 | €11,923 | -€22,471 | ▼ 288% |
| Investment in fixed assets (approximation) | - | €30,000 | €28,133 | €28,003 | €28,952 | ▲ 3.4% |
| Change in cash | - | €4,214 | -€510 | -€2,772 | -€3,398 | ▼ 22.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
29-07
State Gazette act
Registered officeDirector in office · Registered-office move3 facts ▸
State Gazette act
Registered office
Director in office · Registered-office move3 facts ▸
- General meeting, 10-07-2026
- Director in office, Chaka KWEI-ARMAH (director)
- Registered-office move, Rue du cura 37,1400 Nivelles
22-05
State Gazette act
Resignation: Massamba Monka Abona Gisèle (director)Director discharge · Power of attorney5 facts ▸
State Gazette act
Resignation: Massamba Monka Abona Gisèle (director)
Director discharge · Power of attorney5 facts ▸
- General meeting, 05-03-2026
- Director resignation, Massamba Monka Abona Gisèle (director)
- Director discharge, Massamba Monka Abona Gisèle (director)
- Power of attorney, Baudelaire Montcho
- Director in office, Kwei-Armah, Chaka (director)
2025
31-12
Financial
Weakest financial yearnet -€23,844
Net result drops to -€23,844, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 4.11
Current ratio from 1.52 to 4.11; short-term debt falls from €75,722 to €14,802.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 58 days late
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 83 days late
2020
31-12
Financial
Equity above €150,000Eq €161,986 ▲15%
3 profitable years in a row build equity to €161,986.
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
Show earlier events
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 2 have been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company in the Gazette acts read. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2007
Ground area
715 m²
Building footprint
204 m²
Volume, LiDAR
1,710 m³
2 parcels, Wallonia · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
30
companies at this address
See who is registered here
1 establishment unit
Bel'Events
since 20072.160.761.508
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772K0102/00A004 | Wallonia | 636 m² | 1 · 114 m² | 6.8 m · 2 fl. |
| 25782C0208/00X005 | Wallonia | 79 m² | 1 · 90 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Massamba Monka Abona Gisèle |
|
Articles of association
Other statement
One provision in the deed
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Of 4,576 companies in this sector we hold annual accounts for 1,674. 1,313 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded07-12-2006
Fiscal year end31-12
Activities, NACEBEL 2025
82300Organisation of conventions and trade shows
Contact
Website
amaniservices.eu
E-mail
business@amaniservices.eu
E-invoicing
Reachable via Peppol
Peppol ID
0208:0885710859
Also
9925:BE0885710859
Registered
02-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.