Skip to content

AMANDINO

Active
Private limited companyfounded 2010active for 15 yearsEindestraat 15, 9111 Sint-Niklaas, BelgiumKBO/BCE: BE 0830.745.909
Summary

AMANDINO has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,301 and a net result of -€4,489. Equity is growing by about 28% per year across the filed financial years. Its solvency ranks better than 36% of 1,883 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow ReportCompare
AMANDINOActiveChecked score 81/100
Risk analysis ReportCompare

Overview

Activity
Artisanal bread and fresh pastry making
NACE 10712Retail sale of bread and pastry (bakery outlets) NACE 47241
1 site
Size
€245,523total assets 2025
Staff
3.8 FTE
Equity
€41,301
Loss
-€4,489
Turnover not published (micro format)
Financial health
81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
2025 accounts 9 days early1 of 8 deeds summarised
Why 81raises riskSector: Manufacture of food products (NACE 10)Equity €41,301 (16.8% of total assets)lowers riskFounded in 2010Liquidity: current ratio 1.37, cash €56,852Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 36% of its sector peers (NACE 10, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 42=
equity 16.8% of total assets
Liquidity 54-2
short-term debt 50.3% · cash 23.2%
Profitability 40=
return on assets -1.8%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,078 companies, NACE 10, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.5%▼ -0.1 percentage points vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.2 percentage points vs 07-2025 09-2025: 1.0%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.5%▼ -0.5 percentage points vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.4%▼ -0.1 percentage points vs 01-2026lowest value 03-2026: 0.4%● unchanged vs 02-2026lowest value 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.4%▼ -0.1 percentage points vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%▼ -0.1 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.37, compared with 1.48 in 2024, below the usual 1.5; short-term debt: 50.3% and cash: 23.2% of total assets), and 83.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 33% on solvency, 56% on liquidity, 26% on profitability and 27% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Founded in 2010
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Equity €41,301 (16.8% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.37, cash €56,852
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
28 days late
2023
2 days early
2022
4 days early
2021
78 days late
2020
3 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Board2 directors in office 2 View
  • Total assets 20256 financial years filed €245,523 View
  • Active since 2010founded 28-10-2010 15 years View

By topic

Financials

Financial year
2025
Total assets
€245,523
Loss
-€4,489
Solvency
16.8%
Total assets▼ 10.1%
Net result
20182025
Go to Financials

Timeline

Events
19
Since
2012
Next accounts
by 31-07-2027
  1. 31-12-2023Back to profit
  2. 13-09-2023Resignations: STEVENS Peter (manager) and FILIMONOVA Liliya…
  3. 27-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
28-10-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about AMANDINO

What is the company number of AMANDINO?
0830.745.909. In Belgium the VAT number is the company number with BE in front: BE 0830.745.909.
Where is AMANDINO based?
The registered office is at Eindestraat 15, 9111 Sint-Niklaas.Company details
What does AMANDINO do?
According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
What is the legal form of AMANDINO?
Private limited company (BV).
When was AMANDINO founded?
On 28-10-2010.
Is AMANDINO still active?
Yes, AMANDINO is an active enterprise in the KBO register.
How many employees does AMANDINO have?
On average 3.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of AMANDINO?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is AMANDINO profitable?
In financial year 2025, AMANDINO made a loss of €4,489.
Where can I find the annual accounts of AMANDINO?
AMANDINO filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AMANDINO due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to AMANDINO

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure