AMAND'EAU
ActiveSummary
The computed 12-month bankruptcy probability of AMAND'EAU is 2.5% (moderate). The 2025 annual accounts show negative equity (€-2k) and a net result of €-4k. Equity is shrinking by ~100.7% per year across the filed fiscal years. Its solvency ranks better than 17% of 1304 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
22
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-68
Solvency4▼-35
Growth32=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.31 against 0.46 in 2024; short-term debt: 121% and cash: 24.2% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-21%
Return on assets
-40.4%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-2k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-11-2025, 87 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
87 d early
2024
on the day
2023
44 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-2k
2024 · €2k
2023: €2k
2024: €2k
2023 → 2025
Total assets
€10k▼ 29.5%
2024 · €14k
2023: €15k
2024: €14k
2023 → 2025
Net result
€-4k▼ 3,306%
2024 · €-114
2023: €492
2024: €-114
2023 → 2025
Working capital
€-8k▼ 27.5%
2024 · €-6k
2023: €-6k
2024: €-6k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€2k-€2k▼ 5.7%€-2k
Operating result€788-€112▼ 85.7%€-4k
Net result€492-€-114€-4k▼ 3,306%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €112 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10k
Fixed assets
€6k ▼ 26.4%
Current assets
€4k ▼ 34.1%
Key figures and ratios
EBITDA
€-2k▼
2024 · €2k
Cash flow
€-2k▼
2024 · €2k
Solvency
-21.0%▼
2024 · 13.7%
Current ratio
0.31▼
2024 · 0.46
Debt to equity
-5.77▼
2024 · 6.28
ROA
-40.4%▼
2024 · -0.8%
Interest coverage
-13.93▼
2024 · 8.06
Debt
€12k▼
2024 · €12k
Debt ≤ 1 year
€12k▼
2024 · €12k
Income taxes
€30
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€14k€10k▼
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Land and buildings22-€6k
Other tangible fixed assets26€8k-
Current assets29/58€5k€4k▼
Amounts receivable within one year40/41€884€1k▲
Other amounts receivable41€884€1k▲
Cash at bank and in hand54/58€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€14k€10k▼
Equity10/15€2k€-2k▼
Contributions10/11€2k€2k=
Reserves13€492€492=
Distributable reserves133€492€492=
Profit (loss) carried forward14€-114€-4k▼
Amounts payable17/49€12k€12k▼
Amounts payable within one year42/48€12k€12k▼
Trade debts44€151€120▼
Suppliers440/4€151€120▼
Taxes, remuneration and social security45€231€1k▲
Taxes450/3€231€1k▲
Other amounts payable47/48€11k€10k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€236€619▲
Gross operating margin9900€2k€-1k▼
Operating profit (loss)9901€112€-4k▼
Financial charges65/66B€227€150▼
Recurring financial charges65€227€150▼
Profit (loss) for the period before taxes9903€-114€-4k▼
Income taxes67/77-€30
Profit (loss) for the period9904€-114€-4k▼
Profit (loss) for the period to be appropriated9905€-114€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-114€-4k▼
Profit (loss) brought forward from the previous period14P-€-114
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
05-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Van Droogenbroeckstraat 512890 Puurs-Sint-AmandsGround area
819 m²
Building footprint
226 m²
Volume, LiDAR
1,989 m³
Parcel 12034A0070/00D000, Flanders · tallest building 13.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AMAND'EAU
since 20212.322.168.023
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12034A0070/00D000 | Flanders | 819 m² | 1 · 226 m² | 13.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
R.D.I.
BE 0455.887.033
Braine-l'Alleud · Eq €1,873
L'AUBERGE DE VERLAINE
BE 0768.257.816
Durbuy · Eq €1,951
Lemon 52
BE 0866.685.991
Etterbeek · Eq €1,564
CARAVELLE
BE 0866.692.426
Spa · Eq €2,267
Vallie
BE 0785.487.984
Ellezelles · Eq €1,511
Of 3,000 companies in sector 55203 we hold annual accounts for 690. 133 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2021
Fiscal year end30-06
Activities, NACEBEL 2025
55203Holiday cottages, homes and apartments
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.amandeau.be