AMALO
ActiveAMALO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €11k. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 1885 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▲+33
Solvency91▼-8
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 2.33 in 2024), and 49.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-09-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
59 d early
2023
1 d early
2022
on the day
2021
39 d early
2020
2 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€141k▲ 6.9%
2024 · €132k
2019: €46k
2020: €47k
2021: €50k
2022: €97k
2023: €131k
2024: €132k
2019 → 2025
Total assets
€281k▲ 28.7%
2024 · €219k
2019: €190k
2020: €162k
2021: €173k
2022: €292k
2023: €230k
2024: €219k
2019 → 2025
Net result
€11k▲ 718%
2024 · €1k
2019: €7k
2020: €1k
2021: €5k
2022: €49k
2023: €36k
2024: €1k
2019 → 2025
Working capital
€107k▲ 6.1%
2024 · €101k
2019: €-3k
2020: €6k
2021: €18k
2022: €64k
2023: €83k
2024: €101k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€97k▲ 93.9%€131k▲ 35.2%€132k▲ 1.0%€141k▲ 6.9%
Operating result€11k-€81k▲ 610%€56k▼ 30.6%€9k▼ 83.6%€19k▲ 112%
Net result€5k-€49k▲ 905%€36k▼ 26.4%€1k▼ 96.3%€11k▲ 718%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 112% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €281k
Fixed assets
€42k▼ 1.1%
Current assets
€240k▲ 35.8%
Equity and liabilities €281k
Equity
€141k▲ 6.9%
Debt
€140k▲ 62.1%
The debt ratio rises from 39.4% to 49.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€40k▲
2024 · €32k
Cash flow
€32k▲
2024 · €24k
Solvency
50.3%▼
2024 · 60.6%
Current ratio
1.80▼
2024 · 2.33
Quick ratio
1.53▼
2024 · 1.82
Debt / equity
0.99▲
2024 · 0.65
ROE
7.6%▲
2024 · 1.0%
ROA
3.8%▲
2024 · 0.6%
Interest coverage
6.79▲
2024 · 4.87
Debt
€140k▲
2024 · €86k
Debt ≤ 1 year
€133k▲
2024 · €76k
Debt > 1 year
€4k▼
2024 · €7k
Income taxes
€6k▲
2024 · €4k
Staff costs
€247k▲
2024 · €229k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€281k▲
Fixed assets21/28€42k€42k▼
Intangible fixed assets21€4k€817▼
Tangible fixed assets22/27€38k€41k▲
Plant, machinery and equipment23€18k€29k▲
Furniture and vehicles24€20k€12k▼
Current assets29/58€177k€240k▲
Stocks and contracts in progress3€39k€37k▼
Stocks30/36€39k€37k▼
Amounts receivable within one year40/41€101k€96k▼
Trade receivables40€84k€91k▲
Other amounts receivable41€17k€4k▼
Cash at bank and in hand54/58€32k€96k▲
Deferred charges and accrued income490/1€5k€11k▲
Equity and liabilities
Total equity and liabilities10/49€219k€281k▲
Equity10/15€132k€141k▲
Contributions10/11€19k€19k=
Reserves13€113k€122k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€113k€122k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€86k€140k▲
Amounts payable after more than one year17€7k€4k▼
Financial debts170/4€7k€4k▼
Amounts payable within one year42/48€76k€133k▲
Current portion of amounts payable after more than one year42€6k€3k▼
Financial debts43€7k€3k▼
Credit institutions430/8€7k€3k▼
Trade debts44€28k€80k▲
Suppliers440/4€28k€80k▲
Taxes, remuneration and social security45€18k€28k▲
Taxes450/3€18k€6k▼
Remuneration and social security454/9€0€22k▲
Other amounts payable47/48€17k€18k▲
Accrued charges and deferred income492/3€3k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€229k€247k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€21k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€262k€289k▲
Operating profit (loss)9901€9k€19k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€5k€17k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€1k€11k▲
Profit (loss) for the period to be appropriated9905€1k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€11k▲
Transfer from equity791/2€0€2k▲
Transfer to equity691/2€1k€11k▲
To other reserves6921€1k€11k▲
Profit to be distributed694/7€0€2k▲
Return on contributions (dividend)694€0€2k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
02-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €100kEq €131k ▲35.2%
5 profitable years in a row build equity to €131k.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Highest result since 2019net €49k ▲905%
Operating result €81k, net result €49k, both a record.
2021
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €1k ▼82.7%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
2019
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2024
This board is reconstructed from a single act (24301623). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
LOMBAERT Ann
CurrentNon-statutory director · since 02-01-2024
MARTIN Chris
CurrentNon-statutory director · since 02-01-2024
LOBMAERT Ann
CurrentDaily management · since 01-01-2024
02-01-2024
LOMBAERT Ann: Appointed as Non-statutory director
02-01-2024
MARTIN Chris: Appointed as Non-statutory director
01-01-2024
LOBMAERT Ann: Appointed as Daily management
Location & real-estate footprint
Registered office, Ingelmunster · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrielaan 178770 IngelmunsterGround area
2,107 m²
Building footprint
652 m²
Volume, LiDAR
13 m³
Parcel 36007A1053/00A000, Flanders · tallest building 1.2 m. Linked by address, not a title deed.
1 establishment unit
AMALO
since 20072.160.657.281
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36007A1053/00A000 | Flanders | 2,107 m² | 1 · 652 m² | 1.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Meyco Consult
BE 0840.005.251
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Ralcoat DNF
BE 0888.194.158
Kortrijk · Eq €137k
JS Coating Pelt
BE 0635.528.855
Pelt · Eq €136k
DS TOOLS
BE 0689.665.248
Gent · Eq €136k
BELCOAT
BE 1009.184.634
Wingene · Eq €136k
Of 708 companies in sector 25510 we hold annual accounts for 407. 295 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-2007
Fiscal year end31-03
Activities, NACEBEL
25510Coating of metals
25530Machining of metals
25610Manufacture of fabricated metal products, except machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.