AMAK CONSTRUCT & SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of AMAK CONSTRUCT & SERVICES is 2.6% (moderate). The 2025 annual accounts show equity of €9,067 and a net result of €6,067. Its solvency ranks better than 89% of 2,790 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €9,067
- Profit
- €6,067
Why 55raises riskSize: turnover €10,000, total assets €10,978Founded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 5.74, cash €5,173Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 94% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointment: KAROUI Mustapha (director) ·…
Financials · financial year 2025, abbreviated format
2025 annual accounts filed late (61 days) Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00550608.
Peer companies
Historical observationOf the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Turnover70 | €10,000 |
| Goods, raw materials, services and sundry goods60/61 | €2,730 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,200 |
| Gross operating margin9900 | €7,270 |
| Operating profit (loss)9901 | €6,070 |
| Financial charges65/66B | €4 |
| Recurring financial charges65 | €4 |
| Profit (loss) for the period before taxes9903 | €6,067 |
| Profit (loss) for the period9904 | €6,067 |
| Profit (loss) for the period to be appropriated9905 | €6,067 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €10,978 | |
| Fixed assets21/28 | €0 | |
| Intangible fixed assets21 | €0 | |
| Current assets29/58 | €10,978 | |
| Amounts receivable within one year40/41 | €5,806 | |
| Trade receivables40 | €4,920 | |
| Other amounts receivable41 | €886 | |
| Cash at bank and in hand54/58 | €5,173 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €10,978 | |
| Equity10/15 | €9,067 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | €6,067 | |
| Amounts payable17/49 | €1,912 | |
| Amounts payable within one year42/48 | €1,912 | |
| Trade debts44 | €1,912 | |
| Suppliers440/4 | €1,912 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €6,067 |
| + Depreciation and write-downs630 | €1,200 |
| Operating cash flow (approximation) | €7,267 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 30-09-2026 | 2026-00550608 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| KAROUI Mustapha |
|
Owners and capital
Capital and shareholders
- KAROUI Mustapha sole founder · 100% at incorporation
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 13-11-2024 Incorporation · €1,000 · 125 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
13-11
Gazette deed
IncorporationAppointment: KAROUI Mustapha (director) · Registered office clause · Board rule10 facts ▸
- Other provision, “acquisition personnalité juridique conformément à la loi, effectivité dispositions finales et transitoires” (deed in French)
- Registered office clause, “1082 BERCHEM-SAINTE-AGATHE, Rue Dr Charles Leemans”, 27 (deed in French)
- Board rule, 1
- Director appointment, KAROUI Mustapha (director (not named in the articles))
- Pre-incorporation commitments, “takeover, tous engagements et obligations qui en résultent et toutes activités entreprises au nom et pour compte société en formation” (deed in French)
- Board meeting, “nomination administrateur-délégué, gratuite” (deed in French)
- Incorporation, 05-11-2024
- Founder, KAROUI Mustapha (comparant)
- Founding capital, €1,000
- Capital
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1016.062.528
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Le nettoyage de façades,; L’entreprise de travaux d’égout; L’entreprise de carrelage,de peinture et pose de parquets; L’entreprise de…” (deed in French)
30 activities (deed in French)
- Le nettoyage de façades,
- L’entreprise de travaux d’égout ;
- L’entreprise de carrelage,de peinture et pose de parquets ;
- L’entreprise de travaux de pose de câbles et de canalisations diverses;
- L’entreprise d’aménagement de plaines de jeux et de sport,de parcs et de jardins ;
- L’entreprise de terrassement ;
- L’entreprise de construction de pavillons démontables et de baraquements non métalliques
- L’entreprise de place de clôtures ;
- L’entreprise d’isolation thermique et acoustique ;
- L’entreprise de placement de ferronnerie,de volets et de menuiserie métallique et pvc ;
- L’entreprise de nettoyage et de désinfection de maisons et de locaux,meubles,ameublement et objets divers ;
- L’entreprise de ramonage de cheminées ;
- L’entreprise de pose de chape,faux plafonds et de cloisons amovibles et de plafonnage ;
- L’entreprise de peinture industrielle ;
- L’entreprise de fabrication et de garnissage de meubles non métalliques ;
- L’entreprise d’installation d’échafaudages,de rejointoyage et de nettoyage de façades ;
- L’entreprise de pose de parquets ;
- Entreprise de placement,d’entretien et de réparation de tous brûleurs ;
- Le nettoyage de tous locaux et lavage de vitres ;
- Le nettoyage,l’entretien et la désinfection de meubles et objets divers ainsi que de locaux commerciaux et industriels,de bureaux,ainsi que le nettoyage de vitres ;
- L’entreprise de rénovation d’immeuble,au sens le plus large du terme ;
- L’entreprise d’électricité,
- La peinture,la maçonnerie,l’électricité,la toiture,serrurerie,la menuiserie,le plafonnage,le cimentage,la plomberie,la charpenterie,la menuiserie-charpenterie.
- L'entreprise de fabrication et de placement de ferronneries et de menuiseries (entre autres - châssis,portes,balustrades,escaliers et volets) métalliques ;
- Tous travaux de destruction et de démolition ;
- Tous travaux de terrassement,de comblement,de nivellement,de pose de chape,etc. ;
- Tous travaux de constructions spécialisés,de travaux de drainage de chantiers de construction,de forages et sondages,de travaux de dragage et de mise en place de fondations ;
- Tous travaux de sanitaire,de plomberie,de chauffage et de réfrigération ;
- La pose de cloisons et faux plafonds,l’installation de portes et de stores ;
- L’installation de piscines privées.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- AMAK CONSTRUCT & SERVICES
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, organe d’administration par simple décision” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Organe d'administration, un ou plusieurs administrateurs” (deed in French)“Fixe ou proportionnelle, indépendamment frais représentation voyages déplacements” (deed in French)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Cédées sans agrément, transmises sans agrément” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Saturday of June at 16:30
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “En tout temps par décision assemblée générale délibérant dans formes prévues pour modifications aux statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Faculté assemblée générale de désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments, administrateurs en fonction…” (deed in French)