AMAAI !
ActiveAMAAI ! has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €386k and a net result of €26k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 70% of 13071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +36 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▲+34
Solvency96▲+5
Growth32=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.83 in 2024), and 46.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.9%
Return on assets
3.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
4 d late
2023
1 d early
2022
on the day
2021
3 d early
2020
3 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€386k▲ 7.2%
2024 · €360k
2019: €402k
2021: €456k
2022: €370k
2023: €379k
2024: €360k
2019 → 2025
Total assets
€715k▼ 1.8%
2024 · €729k
2019: €565k
2021: €553k
2022: €889k
2023: €746k
2024: €729k
2019 → 2025
Net result
€26k
2024 · €-20k
2019: €56k
2021: €49k
2022: €45k
2023: €10k
2024: €-20k
2019 → 2025
Working capital
€159k▲ 7.8%
2024 · €147k
2019: €302k
2021: €379k
2022: €199k
2023: €211k
2024: €147k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€456k-€370k▼ 18.9%€379k▲ 2.7%€360k▼ 5.2%€386k▲ 7.2%
Operating result€58k-€60k▲ 3.9%€18k▼ 70.5%€-17k€36k
Net result€49k-€45k▼ 8.5%€10k▼ 78.3%€-20k€26k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €36k after a loss of €17k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €715k
Fixed assets
€392k▼ 3.1%
Current assets
€323k▼ 0.3%
Equity and liabilities €715k
Equity
€386k▲ 7.2%
Debt
€330k▼ 10.7%
The debt ratio falls from 50.7% to 46.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€60k▲
2024 · €8k
Cash flow
€51k▲
2024 · €6k
Solvency
53.9%▲
2024 · 49.3%
Current ratio
1.97▲
2024 · 1.83
Quick ratio
1.68▲
2024 · 1.55
Debt / equity
0.86▼
2024 · 1.03
ROE
6.8%▲
2024 · -5.5%
ROA
3.6%▲
2024 · -2.7%
Interest coverage
14.83▲
2024 · 2.03
Debt
€330k▼
2024 · €369k
Debt ≤ 1 year
€164k▼
2024 · €177k
Debt > 1 year
€165k▼
2024 · €191k
Income taxes
€8k▲
2024 · €446
Staff costs
€330k▲
2024 · €293k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€729k€715k▼
Fixed assets21/28€404k€392k▼
Tangible fixed assets22/27€404k€392k▼
Land and buildings22€356k€338k▼
Plant, machinery and equipment23€12k€14k▲
Furniture and vehicles24€6k€10k▲
Other tangible fixed assets26€30k€30k=
Financial fixed assets28€620€270▼
Current assets29/58€324k€323k▼
Stocks and contracts in progress3€50k€48k▼
Stocks30/36€50k€48k▼
Amounts receivable within one year40/41€142k€115k▼
Trade receivables40€79k€63k▼
Other amounts receivable41€63k€52k▼
Cash at bank and in hand54/58€123k€150k▲
Deferred charges and accrued income490/1€10k€11k▲
Equity and liabilities
Total equity and liabilities10/49€729k€715k▼
Equity10/15€360k€386k▲
Contributions10/11€105k€105k=
Reserves13€272k€280k▲
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Distributable reserves133€264k€272k▲
Profit (loss) carried forward14€-18k-
Amounts payable17/49€369k€330k▼
Amounts payable after more than one year17€191k€165k▼
Financial debts170/4€191k€165k▼
Amounts payable within one year42/48€177k€164k▼
Current portion of amounts payable after more than one year42€26k€26k▲
Trade debts44€57k€39k▼
Suppliers440/4€57k€39k▼
Advances received on contracts in progress46€957-
Taxes, remuneration and social security45€50k€56k▲
Taxes450/3€23k€24k▲
Remuneration and social security454/9€27k€32k▲
Other amounts payable47/48€43k€43k=
Accrued charges and deferred income492/3€1k€726▼
Income statement
Code20242025
Remuneration, social security and pensions62€293k€330k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€250-
Other operating charges640/8€6k€7k▲
Gross operating margin9900€308k€397k▲
Operating profit (loss)9901€-17k€36k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€-19k€34k▲
Income taxes67/77€446€8k▲
Profit (loss) for the period9904€-20k€26k▲
Profit (loss) for the period to be appropriated9905€-20k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-20k€8k▲
Profit (loss) brought forward from the previous period14P-€-18k
Transfer from equity791/2€2k-
Transfer to equity691/2-€8k
To other reserves6921-€8k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Weakest financial yearnet €-20k ▼303%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Liquidity doublescurrent ratio 7.69
Current ratio from 3.80 to 7.69; short-term debt falls from €108k to €57k.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold I-laan 48000 BruggeGround area
4,774 m²
Building footprint
4,300 m²
Volume, LiDAR
29,595 m³
2 parcels, Flanders · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DAVERLO SPORT-, LEES- & EETCAFE
since 19972.081.971.079
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31434C0185/00E002 | Flanders | 4,160 m² | 1 · 4,172 m² | 12.0 m · 2 fl. |
| 31808M0548/00A000 | Flanders | 613 m² | 1 · 128 m² | 13.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrugge2.081.971.079
Dual-learning approval
8 endedSimilar companies · same sector, comparable size
CITY ROAST
BE 0847.288.565
Leuven · Eq €386k
My Tannour Immo
BE 0671.647.794
Brussel · Eq €386k
BGLO
BE 0632.842.648
Etterbeek · Eq €387k
DP COMPANY
BE 0848.378.628
Leuven · Eq €387k
CASAMI
BE 0835.823.165
Koksijde · Eq €384k
Of 21,621 companies in sector 56112 we hold annual accounts for 9,654. 5,069 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-1997
Fiscal year end30-06
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
55301
55401
56101Full-service restaurants
56111Full-service restaurants
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.