AMA'SANTE

Active

Private limited companyfounded 20206 yrs activeRue Petit Viamont(AMA) 9, 4540 Amay, BelgiumKBO/BCE: BE 0742.774.530

Summary

AMA'SANTE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,929 and a net result of €2,210. Equity is growing by ~6.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch Report Compare

AMA'SANTEActiveChecked score 70/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€56,830total assets 2025

Equity: €35,929
Profit: €2,210

Turnover not published (abridged schema)

Financial health

70 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.7%

Structure

Accounts filed 32 d late0 of 1 deed read

Why 70- No main activity registered- Latest accounts 32 days late; 1 of the last 3 late+ Liquidity: current ratio 2.16, cash €37,112+ Size: total assets €56,830Show the evidence

Checked score

Score 2025

70 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 62% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 88+22

equity 63.2% of total assets

Liquidity 83+13

short-term debt 36.8% · cash 65.3%

Profitability 74-26

return on assets 3.9%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.9% 12-2024: 1.0%▲ +1.9% vs 11-2024 01-2025: 1.0%▲ +7.2% vs 12-2024 02-2025: 1.0%▼ -4.7% vs 01-2025 03-2025: 1.0%▼ -0.3% vs 02-2025 04-2025: 1.0%▲ +2.4% vs 03-2025 05-2025: 0.6%▼ -41.4% vs 04-2025 06-2025: 0.6%● 0.0% vs 05-2025 07-2025: 0.6%● 0.0% vs 06-2025 08-2025: 0.6%● 0.0% vs 07-2025 09-2025: 0.6%● 0.0% vs 08-2025 10-2025: 0.5%▼ -7.5% vs 09-2025lowest value 11-2025: 0.5%● 0.0% vs 10-2025lowest value 12-2025: 0.5%● 0.0% vs 11-2025lowest value 01-2026: 0.6%▲ +4.4% vs 12-2025 02-2026: 0.6%▲ +2.5% vs 01-2026 03-2026: 0.6%▲ +2.9% vs 02-2026 04-2026: 0.7%▲ +9.5% vs 03-2026 05-2026: 1.1%▲ +69.7% vs 04-2026 06-2026: 1.3%▲ +18.1% vs 05-2026highest value 07-2026: 0.7%▼ -44.9% vs 06-2026 08-2026: 0.7%● 0.0% vs 07-2026 09-2026: 0.7%● 0.0% vs 08-2026 10-2026: 0.7%▼ -1.5% vs 09-2026

No main activity registered raises the probability
Liquidity: current ratio 2.16, cash €37,112 lowers the probability
Latest accounts 32 days late; 1 of the last 3 late raises the probability
Size: total assets €56,830 lowers the probability for this profile

Credit up to €2,500 at 30 days acceptable

Liquidity ample (current ratio 2.16 against 1.62 in 2024; short-term debt: 36.8% and cash: 65.3% of total assets), and 36.8% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 53%, liquidity 75%, profitability 55%, growth against the median 63%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

No main activity registered

In the bankruptcy model this factor raises the probability.

KBO

Liquidity: current ratio 2.16, cash €37,112

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts 32 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Size: total assets €56,830

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

A punctual record breaks

This company filed 5 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-06-2026, 32 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 6 filings

Deviation from the deadline

2025

32 d late

2024

on the day

2023

on the day

2022

2 d early

2021

43 d early

2020

4 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 6 accounts on average 3 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (4 of the last 5 filed years within 32 days of that day).

Companies Code · seven months

Position in the running window

30-09-2026 close03-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage