AMA INVEST
ActiveSummary
AMA INVEST has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €9,854 and a net result of -€451. Equity is growing by about 31% per year across the filed financial years. The computed 12-month bankruptcy probability is 1.0% (low).
Overview
- Equity
- €9,854
- Loss
- -€451
Why 56raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 31-08-2025)lowers riskFounded in 2015Liquidity: current ratio 4.27, cash €2,667Equity €9,854 (76.6% of total assets)Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 93% on solvency, 72% on liquidity, 26% on profitability and 34% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 6 accounts on average 26 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
- Weakest financial yearnet -€2,888
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 27 October 2026.
2020 to 2024, 5 financial years 2018 to 2024, 7 financial years
The operating result stays negative: a loss of €310 in 2024 against €2,702 in 2023; the loss shrinks.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 6,908 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 90.9% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,908 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €39,726 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €35,513 | €1,879 | €305 | ▼ 83.8% |
| Other operating charges640/8 | - | - | - | - | €1,390 | €823 | €6 | ▼ 99.3% |
| Gross operating margin9900 | - | - | - | €11,833 | €4,213 | -€1,879 | -€305 | ▲ 83.8% |
| Operating profit (loss)9901 | - | - | - | €11,833 | €2,823 | -€2,702 | -€310 | ▲ 88.5% |
| Financial charges65/66B | - | - | - | €123 | €381 | €186 | €140 | ▼ 24.6% |
| Recurring financial charges65 | - | - | - | €123 | €381 | €186 | €140 | ▼ 24.6% |
| Profit (loss) for the period before taxes9903 | - | - | - | €11,710 | €2,442 | -€2,888 | -€451 | ▲ 84.4% |
| Income taxes67/77 | - | - | - | €2,643 | €826 | - | - | - |
| Profit (loss) for the period9904 | - | - | - | €9,067 | €1,616 | -€2,888 | -€451 | ▲ 84.4% |
| Profit (loss) for the period to be appropriated9905 | - | - | - | €9,067 | €1,616 | -€2,888 | -€451 | ▲ 84.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €2,511 | €2,511 | €2,511 | €14,221 | €21,110 | €13,275 | €12,865 | ▼ 3.1% |
| Current assets29/58 | €2,511 | €2,511 | €2,511 | €14,221 | €21,110 | €13,275 | €12,865 | ▼ 3.1% |
| Amounts receivable within one year40/41 | - | - | - | €10,338 | €15,125 | €10,071 | €10,198 | ▲ 1.3% |
| Trade receivables40 | - | - | - | €10,338 | €14,589 | €9,204 | €9,204 | = |
| Other amounts receivable41 | - | - | - | - | €536 | €867 | €994 | ▲ 14.7% |
| Cash at bank and in hand54/58 | €2,511 | €2,511 | €2,511 | €3,883 | €5,985 | €3,204 | €2,667 | ▼ 16.8% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €2,511 | €2,511 | €2,511 | €14,221 | €21,110 | €13,275 | €12,865 | ▼ 3.1% |
| Equity10/15 | €2,511 | €2,511 | €2,511 | €11,578 | €13,193 | €10,305 | €9,854 | ▼ 4.4% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | - | - | - | €6,200 | - | - | - | - |
| Issued capital100 | - | - | - | €18,600 | - | - | - | - |
| Uncalled capital101 | - | - | - | €12,400 | - | - | - | - |
| Contributions outside capital11 | - | - | - | - | €6,200 | - | - | - |
| Other1109/19 | - | - | - | - | €6,200 | - | - | - |
| Reserves13 | - | - | - | - | €6,993 | €4,105 | €3,654 | ▼ 11.0% |
| Distributable reserves133 | - | - | - | - | €6,993 | €4,105 | €3,654 | ▼ 11.0% |
| Profit (loss) carried forward14 | -€3,689 | -€3,689 | -€3,689 | €5,378 | - | - | - | - |
| Amounts payable17/49 | - | - | - | €2,643 | €7,917 | €2,970 | €3,010 | ▲ 1.4% |
| Amounts payable within one year42/48 | - | - | - | €2,643 | €7,917 | €2,970 | €3,010 | ▲ 1.4% |
| Trade debts44 | - | - | - | - | €4,447 | - | €41 | - |
| Suppliers440/4 | - | - | - | - | €4,447 | - | €41 | - |
| Taxes, remuneration and social security45 | - | - | - | €2,643 | €3,470 | €2,970 | €2,970 | = |
| Taxes450/3 | - | - | - | €2,643 | €3,470 | €2,970 | €2,970 | = |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | - | - | - | €9,067 | €1,616 | -€2,888 | -€451 | ▲ 84.4% |
| Operating cash flow (approximation) | - | - | - | €9,067 | €1,616 | -€2,888 | -€451 | ▲ 84.4% |
| Change in cash | - | €0 | €0 | €1,372 | €2,102 | -€2,781 | -€537 | ▲ 80.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (9)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro format | 26-08-2025 | 2025-00452754 |
| 31-12-2023 | micro format | 16-08-2024 | 2024-00348240 |
| 31-12-2022 | micro format | 28-08-2023 | 2023-00360512 |
| 31-12-2021 | micro format | 25-08-2022 | 2022-20316828 |
| 31-12-2020 | micro format | 04-08-2021 | 2021-45800570 |
| 31-12-2019 | micro format | 27-09-2020 | 2020-57100515 |
| 31-12-2018 | micro format | 23-08-2019 | 2019-50500543 |
| 31-12-2017 | micro format | 27-09-2018 | 2018-66000335 |
| 31-12-2016 | full format | 22-09-2017 | 2017-63800264 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
About the unread acts
We know of 2 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
What can you do?
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
2 establishment units
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21524C0165/00N004 | Brussels | 2,496 m² | 1 · 71 m² | 6.4 m |
| 21304B0041/00N004 | Brussels | 158 m² | 1 · 154 m² | 19.7 m · 6 |