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AM&YS

Active
Private limited companyfounded 20251 yr activeRoute d'Ottignies 25, 1380 Lasne, BelgiumKBO/BCE: BE 1019.962.225
Summary

AM&YS has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,781 and a net result of €7,781. Its solvency ranks better than 75% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 4.41; short-term debt: 20.9% and cash: 81.2% of total assets), and 20.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.1%
Return on assets
57.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
25 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AM&YS was incorporated on 13 February 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€10,781
Total assets
€13,629
Net result
€7,781
Working capital
€9,712

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €13,629
Fixed assets €1,068
Current assets €12,561
Equity and liabilities €13,629
Equity €10,781
Debt €2,848
Debt finances 20.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€9,879
Cash flow
€7,868
Current ratio
4.41
Debt to equity
0.26
ROE
72.2%
ROA
57.1%
Interest coverage
966.67
Debt ≤ 1 year
€2,848
Income taxes
€2,001

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 29 lines
Balance sheet Code2025
Assets
Total assets20/58€13,629
Fixed assets21/28€1,068
Tangible fixed assets22/27€1,068
Furniture and vehicles24€1,068
Current assets29/58€12,561
Amounts receivable within one year40/41€1,499
Trade receivables40€1,499
Cash at bank and in hand54/58€11,061
Equity and liabilities
Total equity and liabilities10/49€13,629
Equity10/15€10,781
Contributions10/11€3,000
Profit (loss) carried forward14€7,781
Amounts payable17/49€2,848
Amounts payable within one year42/48€2,848
Trade debts44€532
Suppliers440/4€532
Taxes, remuneration and social security45€2,001
Taxes450/3€2,001
Other amounts payable47/48€315
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€88
Gross operating margin9900€9,879
Operating profit (loss)9901€9,792
Financial charges65/66B€10
Recurring financial charges65€10
Profit (loss) for the period before taxes9903€9,782
Income taxes67/77€2,001
Profit (loss) for the period9904€7,781
Profit (loss) for the period to be appropriated9905€7,781
Appropriation of the result
Profit (loss) to be appropriated9906€7,781

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€88
Gross operating margin9900€9,879
Operating profit (loss)9901€9,792
Financial charges65/66B€10
Recurring financial charges65€10
Profit (loss) for the period before taxes9903€9,782
Income taxes67/77€2,001
Profit (loss) for the period9904€7,781
Profit (loss) for the period to be appropriated9905€7,781
Line2025
Assets
Total assets20/58€13,629
Fixed assets21/28€1,068
Tangible fixed assets22/27€1,068
Furniture and vehicles24€1,068
Current assets29/58€12,561
Amounts receivable within one year40/41€1,499
Trade receivables40€1,499
Cash at bank and in hand54/58€11,061
Equity and liabilities
Total equity and liabilities10/49€13,629
Equity10/15€10,781
Contributions10/11€3,000
Profit (loss) carried forward14€7,781
Amounts payable17/49€2,848
Amounts payable within one year42/48€2,848
Trade debts44€532
Suppliers440/4€532
Taxes, remuneration and social security45€2,001
Taxes450/3€2,001
Other amounts payable47/48€315
Line2025
Profit (loss) for the period9904€7,781
+ Depreciation and write-downs630€88
Operating cash flow (approximation)€7,868

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,081 m²
Building footprint
117 m²
Volume, LiDAR
630 m³
Parcel 25051G0092/00M000, Wallonia · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AM&YS
Route d'Ottignies 25, 1380 LasneBusiness and other management consultancy
since 20252.370.991.883
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25051G0092/00M000 Wallonia 1,081 m² 1 · 117 m² 6.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 23,764 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded13-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62200Computer consultancy and computer facilities management
71121Engineering and related technical consultancy, excluding land surveyors
72109Other research and development on natural sciences
74999Other professional, scientific and technical activities
85592Vocational training
E-invoicing
Reachable via Peppol
Peppol ID 0208:1019962225
Registered 03-03-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.