AM TRADE

Active

Private limited companyfounded 20242 years activeThys-Vanhamstraat 16, 1020 Brussel, BelgiumKBO/BCE: BE 1012.145.411

Summary

AM TRADE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,679 and a net result of €28,679. Its solvency ranks better than 49% of 13,521 sector peers (NACE 46, fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisWatch Report Compare

AM TRADEActiveChecked score 64/100

Risk analysis Report Compare

Activity

Wholesale trade

NACE 46322Other specialised construction activities NACE 43990

1 site

Size

€570,756turnover 2025

Staff: 0.7 FTE
Equity: €35,679
Profit: €28,679

Financial health

64 Healthy Checked score 2025

Bankruptcy probability, 12 months: 1.4%

Structure

Accounts 29 days early0 of 3 deeds read

Why 64- Founded in 2024- Size: turnover €570,756, total assets €87,982+ Liquidity: current ratio 1.42, cash €17,920+ Figures for FY 2025 (filed 02-07-2026)Show the evidence

Checked score

Score 2025

64 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 56% of its sector peers (NACE 46, micro)

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 66

equity 40.6% of total assets

Liquidity 45

short-term debt 59.4% · cash 20.4%

Profitability 83

return on assets 32.6%

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,858 companies)

Last 24 months 09-2025: 1.7% 10-2025: 1.8%▲ +0.1 percentage points vs 09-2025 11-2025: 2.1%▲ +0.3 percentage points vs 10-2025 12-2025: 2.2%▲ +0.1 percentage points vs 11-2025 01-2026: 2.4%▲ +0.2 percentage points vs 12-2025 02-2026: 2.4%● unchanged vs 01-2026 03-2026: 2.7%▲ +0.3 percentage points vs 02-2026 04-2026: 2.7%● unchanged vs 03-2026 05-2026: 2.6%▼ -0.1 percentage points vs 04-2026 06-2026: 2.7%▲ +0.1 percentage points vs 05-2026 07-2026: 3.0%▲ +0.3 percentage points vs 06-2026highest value 08-2026: 1.4%▼ -1.6 percentage points vs 07-2026lowest value 09-2026: 1.4%● unchanged vs 08-2026 10-2026: 1.4%● unchanged vs 09-2026

Credit up to €2,000 at 30 days acceptable

Liquidity tight (current ratio 1.42; short-term debt: 59.4% and cash: 20.4% of total assets), and 59.4% of the assets are financed with debt.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 49% on solvency, 43% on liquidity and 76% on profitability.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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