AM THERAPY
ActiveAM THERAPY has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €18k and a net result of €9k. Its solvency ranks better than 21% of 19909 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
66
/ 100
Healthy▲ +10 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency44▼-12
Growth78
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.79 against 0.5 in 2023), and 69.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.9%
Return on assets
16%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 19909 sector peers (2024).
NBB · sector comparisonPosition among 19909 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
21 d late
2023
5 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€18k▲ 107%
2023 · €9k
2023: €9k
2023 → 2024
Total assets
€58k▲ 197%
2023 · €19k
2023: €19k
2023 → 2024
Net result
€9k▲ 39.7%
2023 · €7k
2023: €7k
2023 → 2024
Working capital
€-3k▲ 23.5%
2023 · €-4k
2023: €-4k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€9k-€18k▲ 107%
Operating result€9k-€15k▲ 61.5%
Net result€7k-€9k▲ 39.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 61% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €58k
Fixed assets
€46k▲ 204%
Current assets
€12k▲ 175%
Equity and liabilities €58k
Equity
€18k▲ 107%
Debt
€40k▲ 269%
The debt ratio rises from 55.7% to 69.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€23k▲
2023 · €13k
Cash flow
€18k▲
2023 · €11k
Solvency
30.9%▼
2023 · 44.3%
Current ratio
0.79▲
2023 · 0.50
Quick ratio
0.79▲
2023 · 0.50
Debt / equity
2.24▲
2023 · 1.26
ROE
51.7%▼
2023 · 76.7%
ROA
16.0%▼
2023 · 34.0%
Interest coverage
17.16▼
2023 · 370.77
Debt
€40k▲
2023 · €11k
Debt ≤ 1 year
€15k▲
2023 · €9k
Debt > 1 year
€24k
Income taxes
€4k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€19k€58k▲
Fixed assets21/28€15k€46k▲
Tangible fixed assets22/27€15k€46k▲
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€10k€3k▼
Leasing and similar rights25-€39k
Current assets29/58€4k€12k▲
Cash at bank and in hand54/58€4k€12k▲
Equity and liabilities
Total equity and liabilities10/49€19k€58k▲
Equity10/15€9k€18k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€7k€16k▲
Amounts payable17/49€11k€40k▲
Amounts payable after more than one year17-€24k
Financial debts170/4-€24k
Amounts payable within one year42/48€9k€15k▲
Current portion of amounts payable after more than one year42-€6k
Trade debts44€100-
Suppliers440/4€100-
Taxes, remuneration and social security45€3k€9k▲
Taxes450/3€3k€9k▲
Other amounts payable47/48€6k€617▼
Accrued charges and deferred income492/3€2k€242▼
Income statement
Code20232024
Non-recurring operating income76A-€550
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€8k▲
Other operating charges640/8€742€1k▲
Gross operating margin9900€14k€25k▲
Operating profit (loss)9901€9k€15k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€36€1k▲
Recurring financial charges65€36€1k▲
Profit (loss) for the period before taxes9903€9k€13k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€7k€9k▲
Profit (loss) for the period to be appropriated9905€7k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€16k▲
Profit (loss) brought forward from the previous period14P-€7k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paruckstraat 351080 Sint-Jans-MolenbeekGround area
1,071 m²
Building footprint
676 m²
Volume, LiDAR
9,464 m³
2 parcels, Brussels · tallest building 22.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
AM THERAPY
since 20232.342.040.254
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21526D0082/00E003 | Brussels | 790 m² | 1 · 559 m² | 19.4 m · 5 fl. |
| 21526D0272/00X003 | Brussels | 281 m² | 1 · 117 m² | 22.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Copman
BE 1016.676.794
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Movement Care
BE 0799.707.392
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Brecht Willems
BE 1015.802.905
Heusden-Zolder · Eq €18k
KOPAthérapie
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Of 12,683 companies in sector 86951 we hold annual accounts for 2,135. 1,802 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2023
Fiscal year end31-12
Activities, NACEBEL
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.