AM-TECH DEBAERE
ActiveAM-TECH DEBAERE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €146k and a net result of €31k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 34% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-4
Solvency58▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.06 in 2024; short-term debt: 21.5% and cash: 0% of total assets), and 67.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.6%
Return on assets
6.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
45 d early
2023
30 d late
2022
27 d early
2021
37 d early
2020
10 d late
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€146k▲ 13.6%
2024 · €129k
2018: €44k
2019: €71k
2020: €58k
2021: €71k
2022: €87k
2023: €104k
2024: €129k
2018 → 2025
Total assets
€449k▼ 2.1%
2024 · €459k
2018: €541k
2019: €498k
2020: €496k
2021: €555k
2022: €481k
2023: €505k
2024: €459k
2018 → 2025
Net result
€31k▼ 33.2%
2024 · €46k
2018: €-30k
2019: €26k
2020: €6k
2021: €13k
2022: €35k
2023: €19k
2024: €46k
2018 → 2025
Working capital
€16k▲ 133%
2024 · €7k
2018: €-66k
2019: €-26k
2020: €-9k
2021: €-35k
2022: €-15k
2023: €-13k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€87k▲ 21.8%€104k▲ 19.5%€129k▲ 24.2%€146k▲ 13.6%
Operating result€30k-€62k▲ 106%€41k▼ 34.9%€75k▲ 85.1%€53k▼ 29.2%
Net result€13k-€35k▲ 163%€19k▼ 47.6%€46k▲ 149%€31k▼ 33.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €449k
Fixed assets
€337k▼ 0.9%
Current assets
€113k▼ 5.7%
Equity and liabilities €449k
Equity
€146k▲ 13.6%
Debt
€303k▼ 8.3%
The debt ratio falls from 71.9% to 67.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€98k▼
2024 · €122k
Cash flow
€76k▼
2024 · €93k
Solvency
32.6%▲
2024 · 28.1%
Current ratio
1.17▲
2024 · 1.06
Quick ratio
1.04▲
2024 · 0.94
Debt / equity
2.07▼
2024 · 2.56
ROE
21.1%▼
2024 · 35.9%
ROA
6.9%▼
2024 · 10.1%
Interest coverage
8.91▼
2024 · 10.48
Debt
€303k▼
2024 · €330k
Debt ≤ 1 year
€96k▼
2024 · €112k
Debt > 1 year
€204k▼
2024 · €217k
Income taxes
€13k▼
2024 · €19k
Staff costs
€149k▲
2024 · €139k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€459k€449k▼
Fixed assets21/28€340k€337k▼
Tangible fixed assets22/27€340k€337k▼
Land and buildings22€273k€262k▼
Plant, machinery and equipment23€14k€13k▼
Furniture and vehicles24€7k€7k▲
Leasing and similar rights25€46k€56k▲
Current assets29/58€119k€113k▼
Stocks and contracts in progress3€14k€13k▼
Stocks30/36€14k€13k▼
Amounts receivable within one year40/41€81k€96k▲
Trade receivables40€52k€63k▲
Other amounts receivable41€29k€33k▲
Cash at bank and in hand54/58€17k€15▼
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€459k€449k▼
Equity10/15€129k€146k▲
Contributions10/11€19k€19k=
Reserves13€110k€128k▲
Distributable reserves133€110k€128k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€330k€303k▼
Amounts payable after more than one year17€217k€204k▼
Financial debts170/4€217k€204k▼
Amounts payable within one year42/48€112k€96k▼
Current portion of amounts payable after more than one year42€45k€42k▼
Financial debts43€25k€12k▼
Credit institutions430/8€25k€12k▼
Trade debts44€27k€22k▼
Suppliers440/4€27k€22k▼
Taxes, remuneration and social security45€13k€20k▲
Taxes450/3€3k€9k▲
Remuneration and social security454/9€11k€12k▲
Other amounts payable47/48€2k€0▼
Accrued charges and deferred income492/3€789€3k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€139k€149k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€45k▼
Other operating charges640/8€4k€9k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€266k€255k▼
Operating profit (loss)9901€75k€53k▼
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Profit (loss) for the period before taxes9903€65k€44k▼
Income taxes67/77€19k€13k▼
Profit (loss) for the period9904€46k€31k▼
Profit (loss) for the period to be appropriated9905€46k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€31k▼
Transfer from equity791/2€19k€13k▼
Transfer to equity691/2€45k€31k▼
To other reserves6921€45k€31k▼
Profit to be distributed694/7€21k€13k▼
Return on contributions (dividend)694€21k€13k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €46k ▲149%
Operating result €75k, net result €46k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €100kEq €104k ▲19.5%
5 profitable years in a row build equity to €104k.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelstraat 1098700 TieltGround area
382 m²
Building footprint
93 m²
Volume, LiDAR
459 m³
Parcel 37303I0331/00C008, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Am-Tech Debaere
since 20132.216.518.888
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37303I0331/00C008 | Flanders | 382 m² | 1 · 93 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryAM-TECH DEBAERE BV40205
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Of 22,822 companies in sector 43211 we hold annual accounts for 10,324. 8,624 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2013
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.