AM SOLUTION CONSULTING
ActiveSummary
AM SOLUTION CONSULTING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €16k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▲+73
Solvency50▼-50
Growth52=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 4.72 in 2024; short-term debt: 47.5% and cash: 21.9% of total assets), and 74.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.2%
Return on assets
8.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
7 d late
2023
12 d late
2022
23 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▼ 55.3%
2024 · €106k
Total assets
€189k▲ 43.7%
2024 · €131k
Net result
€16k
2024 · €-13k
Working capital
€43k▼ 54.1%
2024 · €93k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€46k-€99k▲ 115%€-5k€24k
Net result€36k-€79k▲ 119%€-13k€16k
Equity€41k-€119k▲ 193%€106k▼ 10.9%€48k▼ 55.3%
Total assets€69k-€174k▲ 151%€131k▼ 24.5%€189k▲ 43.7%
Debt€29k-€55k▲ 90.8%€25k▼ 54.1%€141k▲ 463%
Working capital€32k-€106k▲ 226%€93k▼ 11.7%€43k▼ 54.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €24k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets
€56k ▲ 337%
Current assets
€133k ▲ 11.9%
Equity and liabilities €189k
Equity
€48k ▼ 55.3%
Debt
€141k ▲ 463%
Debt's share of the balance-sheet total rises from 19.1% to 74.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€36k▲
2024 · €-508
Cash flow
€28k▲
2024 · €-8k
Current ratio
1.48▼
2024 · 4.72
Quick ratio
1.29▼
2024 · 4.00
Debt to equity
2.97▲
2024 · 0.24
ROE
33.0%▲
2024 · -12.3%
ROA
8.3%▲
2024 · -9.9%
Interest coverage
14.36▲
2024 · -0.36
Debt ≤ 1 year
€90k▲
2024 · €25k
Debt > 1 year
€52k
Income taxes
€6k▼
2024 · €6k
Staff costs
€15k▼
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | €301k | €386k | ▲ 27.9% |
| Remuneration, social security and pensions62 | €724 | €7k | €38k | €15k | ▼ 59.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €4k | €5k | €12k | ▲ 150% |
| Other operating charges640/8 | €2k | €5k | €5k | €3k | ▼ 25.8% |
| Gross operating margin9900 | €50k | €115k | €42k | €55k | ▲ 30.7% |
| Operating profit (loss)9901 | €46k | €99k | €-5k | €24k | ▲ 543% |
| Financial charges65/66B | €146 | €489 | €1k | €3k | ▲ 79.8% |
| Recurring financial charges65 | €146 | €489 | €1k | €3k | ▲ 79.8% |
| Profit (loss) for the period before taxes9903 | €46k | €98k | €-7k | €21k | ▲ 415% |
| Income taxes67/77 | €10k | €20k | €6k | €6k | ▼ 7.2% |
| Profit (loss) for the period9904 | €36k | €79k | €-13k | €16k | ▲ 220% |
| Profit (loss) for the period to be appropriated9905 | €36k | €79k | €-13k | €16k | ▲ 220% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €69k | €174k | €131k | €189k | ▲ 43.7% |
| Formation expenses20 | €117 | - | - | - | - |
| Fixed assets21/28 | €8k | €14k | €13k | €56k | ▲ 337% |
| Tangible fixed assets22/27 | €8k | €13k | €13k | €56k | ▲ 342% |
| Land and buildings22 | - | - | €1k | €1k | ▼ 10.1% |
| Plant, machinery and equipment23 | €1k | €1k | €1k | €4k | ▲ 310% |
| Furniture and vehicles24 | €7k | €12k | €10k | €51k | ▲ 391% |
| Financial fixed assets28 | - | €205 | €205 | €205 | = |
| Current assets29/58 | €61k | €160k | €119k | €133k | ▲ 11.9% |
| Stocks and contracts in progress3 | - | €9k | €18k | €17k | ▼ 9.5% |
| Stocks30/36 | - | €9k | €18k | €17k | ▼ 9.5% |
| Amounts receivable within one year40/41 | €50k | €108k | €45k | €69k | ▲ 53.8% |
| Trade receivables40 | €50k | €78k | €25k | €64k | ▲ 158% |
| Other amounts receivable41 | - | €30k | €20k | €5k | ▼ 74.0% |
| Cash at bank and in hand54/58 | €9k | €37k | €51k | €41k | ▼ 19.1% |
| Deferred charges and accrued income490/1 | €2k | €7k | €4k | €6k | ▲ 35.3% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €69k | €174k | €131k | €189k | ▲ 43.7% |
| Equity10/15 | €41k | €119k | €106k | €48k | ▼ 55.3% |
| Contributions10/11 | €5k | €5k | €5k | €5k | = |
| Capital10 | €5k | - | - | - | - |
| Issued capital100 | €5k | - | - | - | - |
| Profit (loss) carried forward14 | €36k | €114k | €101k | €43k | ▼ 58.0% |
| Amounts payable17/49 | €29k | €55k | €25k | €141k | ▲ 463% |
| Amounts payable after more than one year17 | - | - | - | €52k | - |
| Financial debts170/4 | - | - | - | €52k | - |
| Amounts payable within one year42/48 | €29k | €55k | €25k | €90k | ▲ 258% |
| Current portion of amounts payable after more than one year42 | - | €20k | - | €17k | - |
| Trade debts44 | €2k | €833 | €139 | €3k | ▲ 2,012% |
| Suppliers440/4 | €2k | €833 | €139 | €3k | ▲ 2,012% |
| Taxes, remuneration and social security45 | €17k | €22k | €15k | €22k | ▲ 48.6% |
| Taxes450/3 | €17k | €21k | €4k | €22k | ▲ 449% |
| Remuneration and social security454/9 | - | €603 | €11k | - | - |
| Other amounts payable47/48 | €10k | €12k | €10k | €48k | ▲ 374% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36k | €79k | €-13k | €16k | ▲ 220% |
| + Depreciation and write-downs630 | €1k | €4k | €5k | €12k | ▲ 150% |
| Operating cash flow (approximation) | €37k | €82k | €-8k | €28k | ▲ 444% |
| Investment in fixed assets (approximation) | - | €-9k | €-4k | €-56k | ▼ 1,217% |
| Change in cash | - | €28k | €14k | €-10k | ▼ 170% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Highest result since 2022net €79k ▲119%
Operating result €99k, net result €79k, both a record.
31-12
Financial
Equity above €100kEq €119k ▲193%
2 profitable years in a row build equity to €119k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2022
Ground area
131 m²
Building footprint
99 m²
Volume, LiDAR
1,609 m³
Parcel 92094C0643/00D000, Wallonia · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
AM SOLUTION CONSULTING
since 20222.326.015.854
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094C0643/00D000 | Wallonia | 131 m² | 1 · 99 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 6,889 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
41001General construction of residential buildings
41003General construction of other non-residential buildings
43110Demolition
43240Other construction installation
43350Other building finishing work
43910Bricklaying and masonry work
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
70200Business and other management consultancy
73200Market research and public opinion polling
73300Public relations and communication consultancy
82100Office administrative and support services
Scores and ratios are computed by Checked and are not a credit decision.